Capstone Mortgages – Beware!

By Guest Blogger Shaun Parker

Capstone Mortgages – Rip Off

If you are contemplating using Capstone Mortgages then you may want to read about my experience which is similar to many others, you may well want to think again.

How is this done?
Well its quite simple -

• First you must be one of the unlucky people to have taken a mortgage out with them or their other face which is ‘Preferred Mortgages’.

• Then what you do is get your own house insurance because the home insurance they offer is not competitive.

• Then on the anniversary of that insurance you renew your policy as normal because its value for money.

• About two months later Capstone start sending you letters telling you that your mortgage is in arears.

• Your name is then entered on an auto dialing system and their collections department start ringing you night and day but when you answer the phone hangs up immediately and you hear a message to urgently call them.

• You call them and stay on hold for up to 30 mins.

• When somebody answers you are accused of having mortgage arears and that your house it at risk if you do not pay up.

• After 15 mins you find out that what they have done is forced you to have their home insurance without you signing a single document and that the arrears is actually the £300 they have charged you for this privilage.

• After explaining that you have your own house insurance you are then told that you should of sent a copy to them and because you didn’t do this they can force their own expensive product choice on you.

• When you argue about this practice you are told that it is in the small print of your contract but when pushed they refuse to show you this.

• When by chance you discover that Capstone have a copy of your own house insurance on file because your insurance company sent it direct they still refuse to refund the money and continue charging admin costs.

When this happened to me I contacted the customer services manager after four months of Capstone telling me not to worry on the phone and then sending demanding letters through the post and threatening answerphone messages left on the phone.

This Capstone manager promised to sort it out and promised that the Capstone Mortgage Auto Dialing service and their collections team would leave me alone.

He also promised that the charges that should never have been levied would be rescinded. Now almost a year on I am still getting the same letters, the same threatening phone calls and the same charges being levied, whats more today I had a big suprise!!!!

You guessed it, one year on from the first attempt at extortion Capstone Mortgage Services have sent me a new letter for this years insurance, even though Legal and General faxed the insurance policy DIRECT to the Capstone HQ and Legal and General wrote to me confirming this.

That is another £300 added to my ficticious outstanding account!!!!

I rang them immediately and was told by customer services once again that this was an error and that they would refund the cost of the insurance, however, they cannot refund the charges because that is the collections department who are independent. I then found out that last years insurance was refunded but only to the tune of 50% , the other 50% they requested from Legal and General who quite rightly told them to get stuffed so they levied it back on me.

Now considering that they cannot show me my original contract or where I am bound to take their insurance without signing for it, even though I have asked repeatedly to see this contract, also considering despite this lack of proof I have complied with their wishes and so has a leading insurance provider, how can this practice be legal and not outright extortion?

When you investigate further it becomes clear that this practice is designed to bully people into giving Capstone Mortgages money under the pretence of mortgage arrears.

It does not make sense to avoid factoring this story into your decision making process when looking at mortgage providers – Capstone Mortgages would be the last company I would use and I will not roll over and just accept this immoral and unethical practice either.

Read Shaun Parker’s Blog Here:

Watch this space too…..

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By Guest Blogger Shaun Parker

Woman dubbed ‘not bright’ enough to marry, now faces baby being removed when she gives birth

From Daily Mirror 18/10/2009

EXCLUSIVE by Alison Smith-Squire


A pregnant young woman,whose wedding was halted by social workers in an extraordinary row over whether she is bright enough to marry, is to have her baby boy forcefully removed from her at birth.

Kerry Robertson, 17, who has mild learning difficulties, was this week told during a meeting with social workers they believe she is also not ëintelligent enoughí to look after her baby, due in January.

She will be allowed just a few hours with her baby, whom she has already named Ben. But she and fiance Mark McDougall, 25, will not be allowed to leave the hospital with Ben and he will then be placed with foster parents.

She said yesterday: “I couldn’t believe it when they told me I wouldnít be allowed to bring my baby home. I feel sick all the time.

 ”I am so upset I donít know what to do with myself. I know I am having a little boy and so I have already started buying baby clothes and am getting a nursery ready for him. But now I can’t take it in. I don’t want to think about January and I canít stop crying.”

Last month Kerry, who is 26 weeks pregnant, was told her wedding was being halted just 48 hours before she was due to walk up the aisle because, according to social services, she ‘did not understand the implications of getting married’.
Her fiance Mark, an artist, added: “Seeing Kerry so upset is absolutely heartbreaking and I am very worried that all this stress she is under will affect our unborn baby’s health.

“We’re just devastated by this and at the moment we just don’t know how we are going to cope in January. We have both already bonded with Ben and I can’t even begin to think what it will be like coming home without him.

“It seems unbelievably cruel but social workers told us that after an hour or two with Ben, he will be placed into the care system. They added neither Kerry nor myself will be allowed to remove him from the hospital.

“Social services are ruining our lives. They say they don’t believe Kerry has the mental capacity to look after a baby but this is nonsense. Kerry isn’t even being given a chance to prove herself as a parent. Yet, she is enjoying her pregnancy and would be a great mum.”

Mark said he would be happy to take on full responsibility for his son.
He added: “However, social workers  just told me at the meeting to be quiet. As we are not married - because social workers would not let us marry - it seems I have no rights as a dad at all.

“Kerry’s grandmother is trying to apply for custody of Ben but social services have already told us it is unlikely she will be successful.

“It seems social services have their hearts set on taking him away from all of us for good. It looks like Ben will eventually be put up for adoption. We feel totally helpless as there seems to be no way of stopping them.”
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Kerry, from Dunfermline, Fife, has been in the care of her grandmother since she was nine months old after her parents were unable to look after her, with welfare overseen by social services at Fife Council.

In January, she met Mark, from Arbroath and when she became pregnant, they planned to marry.

But their plans were dramatically halted when in September, two days before their church wedding, two social workers arrived at the flat they had shared for four months and told them because of Kerry’s learning difficulties, their forthcoming marriage was illegal.

Under Scottish law, a registrar may refuse to marry a couple if he believes one or both the parties lack the mental capacity to understand what the institution of marriage is about.

In a highly unusual step, the registrar at Dunfermline Register Office refused to sanction the marriage after Fife Council wrote a letter of objection.

Mark said: “Everything was organised, from the church to Kerry’s wedding dress.
“Yet, despite arguing with the social workers that we loved one another and didn’t want our baby to be born to unmarried parents, they wouldn’t budge and we were forced to cancel our 40 guests.”

However, Kerry, who is still waiting to undergo an official psychological assessment, says her learning difficulties are not as severe as Fife Council make out.

“Last year I volunteered to help disabled children at my local primary school,” she says, “I have friends, a family who supports me and a fiance who loves me. I do everything for myself.”

Meanwhile, Mark points out that whilst his fiance ‘is not terribly academic’, she can read and write.

“She is a loving caring person, who is enjoying being pregnant and would be a good mum,” he says, “I didn’t even know she had learning difficulties until we’d been dating for two months and anyone who meets Kerry can see for themselves she is just a normal girl.

“For the first time in her life Kerry was truly happy. We were both looking forward to having out baby. But now our lives have been totally turned upside down and we are living a nightmare.”

Stephen Moore, Executive Director, Social Work Service said: “Much of the work we do is governed by legislation. Complex decisions are made that balance risk and welfare while supporting people at times of personal or family need.

“We cannot discuss details of individual cases for reasons of confidentiality but give assurance that we will always work with people for the best outcome for all involved.”

THE JOYS OF INTERNET ‘SHOPPING’

Or everyday life made extremely unpleasant and stress inducing by complete idiots

I just thought I would share this little gem with you all.

It neatly describes everyone’s typical experiences of the arrogant, offhand manner of modern retailing and using the internet in particular to buy things.

Dear Sir or Madam,

I was  trying to buy some school uniform clothing from your  internet based business.

After spending about forty minutes being forced to ramble painfully  and fruitlessly around your intensely badly designed web site looking for the most basic information, I made a telephone call to you make the very simplest of enquiries as your website was so bad it was unable to be of any use to me.

This only made matters worse as firstly, I had to wait a long time while being constantly informed how important my call was and so I must wait to speak to someone, and secondly it was clear that I was only going to be able to speak to a ‘brain dead’ call centre operative who would be unable to communicate sensibly about anything, instead of a proper retailing member of your company who would actually know the basics about what your business does and how to deal with your customers’ ordinary everyday requirements.

Nevertheless, I bit my lip and suppressed the annoyance at a business that had this kind of breath-taking arrogance towards its potential customers of employing useless ‘call centres’ instead of bothering to deal directly with it’s own customers.

Unfortunately, I was proved absolutely right, as when the operator in ‘customer services’ answered, she was nasty sounding right from the off, arrogant, aggressive, and completely offhand and not only entirely uninterested in dealing with my very simple query, but was clearly unable to as she obviously knew absolutely nothing about what kind of service  a retailer is expected to provide to a customer. 

So, even if she had been a decent, civilised  and polite person who was actually trying to be helpful, instead of exactly the opposite, she would not have been able to do what any normal retailer should be able to do in terms of helping a customer purchase the products needed. She was simply a disinterested ‘call centre time waster’ who  knew very little about anything at all, had nothing but sawdust and cotton wool inside her head instead of a brain, and couldn’t care less about anything except vacuously polishing her fingernails as an alternative to actually thinking while she was speaking to one of your customers on the telephone.

But actually she was an unpleasant, ignorant  rude specimen of humanity that any sensible person would consider  a positive danger for a business of any kind to employ. And as this useless person was an employee of a ‘call centre’ instead of what should have been a knowledgeable person directly employed by your own  school uniform clothing supply company, she had absolutely no interest in helping one of your customers buy any of your products. Instead she lost you business.

This ghastly juvenile young harpy started aggressively lecturing me as though I was an errant child for asking the simple and ordinary questions that I did, and promptly put the phone down as her crowning achievement in how to annoy customers and lose you business.

I am not going to spend the next several years being forced to buy my son’s school uniform from your unpleasant company without doing something about it. Instead, I will make every effort to convince not only this school, but all the others, that they would be far better off dealing with a decent retailer instead of such a rude, arrogant and downright nasty, grasping, overpriced  bunch of twits like you obviously appear to be.

Frankly, the sooner you go bust the better it will be for all the schools you currently service. Employing incompetent, disinterested call centres who know nothing about retailing, instead of doing your job and actually supplying a proper retailing service (which is what you are supposed to be in business for ! ) , thus annoying and misleading your customers in the most irritating of ways, is a pretty good way to lose all your custom to another  business that operates in a more civilised manner.

Yours Sincerely,

Boz

IS THIS COUNTRY INSANE ?

Or is it just this Labour Government systematically poisoning everyone’s brains with the madness of political correctness ?

Baby P thug to be freed soon

Baby P thug could be freed in under three years after appeal judge declares he’s not a risk

By DAILY MAIL REPORTER

27th October 2009

One of the sadists jailed over the death of Baby P could be free in less than three years after the Court of Appeal today overturned his indeterminate sentence.

Jason Owen, 37, was jailed in May alongside his brother Steven Barker, 33, and the child’s mother Tracey Connelly for causing or allowing the toddler’s death.

Peter was found dead in his blood-spattered cot in August 2007. He had eight broken ribs and a snapped spine after suffering more than 50 injuries in eight months at his home in Haringey, North London.

Low risk: The Court of Appeal said Jason Owen was not likely to be a serious risk to the public in future.

Read more at The Daily Mail:

POLITICIANS ARE DANGEROUS

By Guest Blogger Jack of Kent

Putting complex ideas, however, in the hands and minds of politicians is even more dangerous than allowing them to determine their own expenses, or to run a scheme of agricultural or other subsidies.

Read the rest of this article here: JACK OF KENT

THE PAST IS WITH US ALWAYS

And this morning at about 9.15 a.m. Nick Hewer – Alan Sugar’s sidekick in the television show ‘The Apprentice’ – slithered out of my past like a bad smell to annoy me with his sanctimonious greasiness.

Nick was being breathlessly interviewed by Libby Purves on the BBC Radio Four Midweek programme about his glamourous life as public relations man turned TV star in The Apprentice.

What annoyed me was avuncular sounding Nick telling us all how the world of public relations had treated him well and, added as an afterthought, he said he hoped he had treated people in it well too. What a nice chap he seemed.

Nick wasn’t such a nice chap treating people well when I knew him !

Nick Hewer employed me in his public relations consultancy Michael Joyce Ltd a long time ago. It was a sordid experience which ended with me being the latest in – apparently – a long line of people fired (and sued) by Nick. In my case on the grounds ‘the client didn’t like me’.

Nick then tried to avoid paying me a considerable amount of my pay that was due. It was a mean, grasping, nasty, greasy, underhand little trick that spoke volumes about the ghastly manner in which Michael Joyce Ltd was run and the horrendous way Nick’s employees were frequently treated.

A court told him to pay up eventually, but not until he vented his venomously grasping nature by attempting to frivolously sue me in act of breathtakingly childish spite.

It backfired on him. I’ll tell you more about the wonderful, glamourous world of public relations later ‘cos I have chores to do now.

But I can tell you it isn’t glamourous at all. It is full of sordid little people like Nick and another PR person I met called Codrington whose ancestors became rich by trading in Slaves and owning sugar plantations with which they used to become respectable stately home owners in the West Country. He fleeced me too in a blatantly fraudulent way. Another nasty piece of work there.

It seemed to the PR world was stuffed to bursting with people like that !

HOW HARINGEY AND NORTH WALES SOCIAL SERVICES WICKEDNESS DESTROYED MY FAMILY

and reduced me to complete poverty as a single father bringing up my son without his mother

Its all done and dusted and I have custody now and have done for ages.

Briefly what happened was:

My partner thought (me too) she had post natal depression when our child was born.

GP totally uninterested – told me to take her to A&E

Much, much later (months and several dramas) she agrees to go to A&E

She is now actually wailing ‘what’s wrong with me ? I need help’.

A&E consultant turns to me and asks me if I agree with his diagnosis of Manic Depression.

I’d already worked it out ages ago. Yes, I said; that’s what I think it is, aint I clever cos I’m not a doctor.

She spends time in hospital and is put on medication. Cutting a long story short, the NHS treatment for mental health patients is a complete shambles and she is treated appallingly.

One evening she suddenly becomes wildly psychotic, has a funny turn and flees the house in London with her two kids aged 9 &10 plus our one year old, three kids in total.

She drives 200 miles to North Wales at 1 a.m. drunk and clinically psychotic, falling asleep at the wheel on the five hour journey and constantly woken up by her two terrified children. All nearly killed & only saved by following lorry driver as they swerve around motorway.

I contact social services asking them to help. the kids are at risk etc.

Social services do their best to avoid doing anything, but eventually, after a lot of nagging by me in many phone calls they pay mum and kids a visit in North Wales but can’t be bothered to let me know.

I only find out with one of my nagging phone calls when the social services brightly announce they have now actually seen mum & kids and they agree she is barking mad and psychotic, but social services tell me they can’t do anything about removing the three kids for their own safety ‘until something happens’ as they so eloquently described the kids being harmed in some way.

So, I apply to court for custody. Kids mum actually agrees with me and says so in court to judge who then orders interim custody to me but orders father of other two kids to take them (when he didn’t want to !) It became a disaster.

Mum returns to my house with me and baby.

Social services then tell mother to get a lawyer to ‘ fight me for custody, otherwise she may never see her son again’. That was what that moron social worker Conrad Barzey said to her a week after she had come out of hospital after being badly ill and sectioned. Mum, the idiot Barzey and me, all sitting around a table at my house where mum was very happily living with me.

This incompetent fool Barzey causes mum to have another breakdown within a few days and a week later she abducts boy to North Wales 200 miles away.

I show police my court order instructing the boy should live with me at my house and both police and me think it will be quite straightforward to retrieve boy as their whereabouts are known.

But North Wales Social Services then tell police to get lost and instruct them to tell me to go to court if I want to retrieve my son.

I go to court to be faced by a posse of social workers with a legal team, including a barrister, all now telling mum how they will champion her in fighting me for custody – despite the fact mum had started out telling me and announcing in court she wanted me to have custody as she recognised the dangers of her mental illness. She wanted me to have custody she told me, because she completely trusted me and our relationship was and had always been good excepting when the illness kicked in.

Social workers tell family court judge that they recommend mother has custody on grounds that as our son had been with mum for these past few weeks ‘it would be disruptive’ for him to be returned to me. This despite the fact I had been the primary carer for some long time.

Family Court Judge tells social workers she is not happy with mum looking after child as she has recent history of severe mental illness. Judge is forced to accept social workers recommendation but tells social workers to visit mum and child daily. Judge tells me I am a good father and social services must pay my expenses to travel and spend two days a week with my son.

In order for the social workers to fulfill orders of Judge I am forced with legal blackmailing to agree to consenting to a voluntary ‘care order’ to effectively place my son in social services care so they may spend money on fulfilling judges various orders.

I had absolutely no idea of the dangers of volunteering my son into the care of social services just so they could have their way with their obsession that I, simply by virtue of being a male, would be naturally entirely unsuitable in some unspoken, undefined way, to properly look after my own son.

Now that I am older and wiser, I realise it was a complete stitch-up by my very bad legal team (I was on ‘legal aid’ so the solicitors think they could do a lousy job) and social services.

Social services now had the legal control of my son, I had none at all – and they proceeded to abuse it, preventing me having access to him and even threatening me with having him adopted ‘if I didn’t co-operative with them.

Mum soon showed just how incapable she was of looking after the boy but social services did not remove him for many months.

When they did remove him, they put him into a foster home where he was physically abused and by the time I managed to rescue my son from the evil clutches of social services fostering a few weeks later he was covered in 28 identical round bruises on his torso where he had been repeated poked in the ribs with a walking stick by these appalling, sadistic and thoroughly nasty social services foster parents.

This rib poking with a stick was to prevent the boy coming too close to them. The foster parents wanted him to keep away from them because he wanted to be constantly ‘cuddled’ being used to much affection from mum and me as well as his older siblings. The stick was poked in his ribs to keep him at a distance.

How do I know ? My boy was three when I finally retrieved him and could speak extremely well indeed. He told me and I recorded it on tape. He still remembers it at the age of eleven ! It hurt – a lot !

Mum returned to live me with at some point, but social services actually did their best to prevent that for some unknown reason. Unfortunately mum’s illness just became worse and worse as a direct result of the chaos social services had caused.

Social services had presided over the disappearance of the two elder children to a father who didn’t want them anyway and proceeded to completely traumatise them until they could eventually escape back to mum some time later.

By this time the obvious stresses on mum incurred by all these proceedings just made her illness worse and worse and, cutting a long story short, she simply drifted away from her son and me under constant pressure from social services and the North Wales council who would harass her from time to time over her council house.

The North Wales Council and their social services department involved in this saga were positively depraved, certainly quite corrupt, certainly liars. Typical Tony Bliar/Gormless Gordon Labour Government aparachik employees, busily destroying the fabric of our country.

They are also mostly definitely wasters of vast amounts of public money (the reason all our taxes are sky high as the same scenario is repeated throughout this wicked government headed by Gormless Gordon, preceded by Tony Bliar the warmongering intellectual spastic with the hugely inflated ego).

The many details of this story only continue to make it more nightmarish than you can possibly imagine, but I have already written nearly fourteen hundred words in this synopsis. It would take a book to tell the whole story.

Statutory Instruments

From Guest Blogger Henry North

MONDAY, 25 MAY 2009

Jacqui-Smith

No charges were ever brought against Mr Damian Green MP, yet Jacqui Smith wants to hold onto his DNA sample for six years ‘in case he offends again’. And to ensure that not only Damian Green but every MP in the House is denied the chance to have a say on this, she’s proposing to use a Statutory Instrument.

OK, so you take a borderline fascist idea that will give the state near total surveillance over citizens lives, you plan to pump billions of tax payer money into this scheme, you try every trick in the book to bring it in through the backdoor, all to the publics’ anger, as well as opposition from both Tories and the Lib Dems, and then you find that the ECHR has decided it’s illegal. It should be dead, right? No, what happens is this:

Yesterday the criticism mounted as the Home Office admitted it plans to rush the reforms through Parliament using a ’statutory instrument’ which will be rubber-stamped following 90 minutes of discussion by a Labour-dominated committee, with no debate or vote in the House of Commons

Ya hoo. Or, you could scrap the whole thing. Ever consider that? No? Well, at the very least do what Strasbourg ruled you should do and stop taking the DNA of people cleared of their charges. The EU may be a load of rubbish, but you guys support it, so follow its rules.

Miss Smith’s officials sparked further anger by saying the procedure was necessary in order to comply with the Strasbourg ruling as quickly as possible – effectively claiming there was not enough time for MPs to debate the matter.

Oh, you are, are you?

But the Home Secretary sparked outrage over so-called ‘Big Brother’ powers earlier this month when she unveiled new rules, which will still allow the police to keep innocent people on the database for six years, or 12 years if they were arrested for but cleared of a serious sexual or violent offence

Not good enough. The last part, in italics, is doubly insulting. So, if you didn’t commit a minor offence, you’re “only” going to have your DNA taken for 6 years. But, if you didn’t commit a sexual/violent offence, that makes you more guilty than a person who didn’t commit a minor offence. Once you’ve been charged, it’s assumed you’re guilty, even if the courts disagree.

Even the tabloid papers have a higher burden of proof, what with their history of demonising paedophiles and murderers before they’ve even set foot in court. We now receive punishment based on the seriousness of non-existent crimes. This is an insane, abusive move, that completely bypasses Parliament.

The LPUK has not one but two solutions to prevent this sort of abuse of the law- we will scrap the proposed database, along with ID cards, but will also review the statutory instrument system.

Editorial note:

The utter moral bankruptcy of this government is beyond belief and yet my own MP L Featherstone has no idea of how many statutory instruments have been passed in her time as an MP. If she doesn’t know whats the bet that other MPs dont have a clue? Especially those that disappear once Mick has had his 35 second speech the other day look at them scurrying out as if they were doing something useful when they could have participated in the Foreign Office stuff

Hat tip to Raedwald for the pic and the first paragraph and the Libertarian party members blog namely Martin for the rest.

Frankly I think the government now is a cherry short of a schwarzwalderkirschtorte

Jacqui-Smith

COMMENTS

RavingMad said…

What some are failing to notice, is that the attack on democracy is on many fronts, at different times and using different methods. Statutory Instruments are just one form.

Our eyes are turned towards the expenses row and on-going revelation of a government and establishment in crisis. All the while we are being debased and disenfranchised with little means of knowing how to stop it. yet more crimes ‘in our name’ and ‘at our cost’. Just whose f****** country is this????

 theundergroundrestaurant said…

I’m also disgusted that if you are arrested but not charged or convicted, the police can hang on to your DNA and keep the arrest on your record until you are 100 years old.

This recently happened to my 14 year old daughter. She has now a record until she is 100.

Haringey Social Workers Deliberately Lie

- and I can Prove it !

Haringey’s Sharon Shoesmith is much in the news today for being an incompetent fool when she was the Director in Charge of Haringey’s Social Services department. You know, that bunch of bureaucratic idiots who keep presiding over the repeated murders of small, defenceless children who are supposed to be in Haringey’s care.

Vacuous Sharon seems completely unaware of just how incompetent Haringey Social Services were when she was Director in charge of what they did before she was fired – in case even more child murders took place.

She seems to think Haringey and her bunch of useless Social Services layabouts weren’t to blame for the death of Victoria Climbie or little Baby Peter Connelly who was deliberately and systematically tortured by the sadistic boyfriend of his disgustingly depraved mother Tracy Connelly.

Baby Peter was finally killed by having his back deliberately broken by the sadistic boyfriend with the apparent tacit approval of Haringey Social Services headed by Sharon Shoesmith.

I can personally confirm just how incompetent and stupid Haringey Council’s Social Services Department has been. Why ? Because I am the parent of a child whose life Haringey did their best to wreck.

Neither the child’s mother or me, his father, was ever thought or accused by anyone of being bad or inadequate parents. That wasn’t the problem at all.

It was from a completely different direction that Haringey Social Services entered our lives and terminally damaged the family, directly causing my child to effectively end up losing his mother. That’s right. Haringey caused my child to be deprived of his mother through sheer ignorance, incompetence, and pig headed stupidity with a bit of blatant and provable lying from social workers to deliberately falsify a report to the family court.

Haringey’s nasty and incompetent behaviour also left me as a single parent to bring this child up without his mother – basically because social workers’ behaviour and Conrad Barzey’s in particular made her have a nervous breakdown; driving her into a state of mental illness which became so severe she has been incarcerated in secure mental hospitals on a regular basis ever since and is incapable of looking after herself or her child.

Oh, and I also lost my £800 000 house and any possibility of working for a living for years and am now left trying to survive as a single parent looking after my child with State benefits of just over one hundred pounds a week. Try it yourself, it’s impossible. It’s real grinding poverty. Child poverty, never mind me. It’s child poverty deliberately engineered by this filthy, mendacious government’s, lazy, malicious, incompetent employees.

I remember in particular a nasty pair of Haringey Social workers who visited my house. One of them was this ignorant, ill educated and unintelligent oaf called Conrad Barzey. He put his signature to some very provable lies and falsified a report to the Family Court and generally did his best to deliberately construct the report in a way which would ensure a bias of some kind towards deliberately building up an entirely imaginary case to persuade the Family Court this child should not be looked after by its father – me.

As I was the only person available to look after the child, it seemed Haringey were quite happy to make sure the child lost both his parents for absolutely no valid reason whatever. Indeed, I was actually threatened by social workers – right in front of my solicitor – that social services were now ‘considering adoption’ and would have this child forcibly adopted ‘if I didn’t co-operate with them’.

So, let’s just get this right shall we ? Social services would forcibly adopt a child because they didn’t like its argumentative parent being indignant at being bullied and completely interfered with by social services; who had already illegally taken the child into care under false pretences, aided by a bit of lying in court, and now they wanted to teach that parent a lesson in the power this notorious State wields over its cringing citizenry by wrenching this parent’s child away into the netherworld of the abysmally failing care system.

No doubt where the child would grow up like all the other children in care being physically, sexually and emotionally abused to mature into an ill educated drug taking, criminally inclined psychological train wreck, costing the rest of society a fortune as this individual, wrecked by the evils of social services, ekes out its miserable, deprived existence at huge cost to everyone.

But, if the parent was passive and grovelled sufficiently at the mentally challenged idiots who comprised social services, then their egos would still be intact enough to graciously allow the parent to have his own child back as a reward for being compliant – even perhaps when that parent was totally unable to safely look after a child as demonstrated by the Victoria Climbie murder and the sadistic murder of Baby Peter Connelly by his evil carers.

In other words, it was clearly more important for social services to have their egos massaged and to feel good about themselves arbitrarily wielding misplaced power over other people who they should be having absolutely nothing to do with in the first place, than to make rational assessments about taking vulnerable children away from murdering and abusive parents. Golly Gosh ! Perish the thought !

It was like having a conversation with the Mafia; and they were using the language and threatening aggressive violence of the Mafia to intimidate me – just because they had the power to. So they abused that power; just like they abused it to let child after child like baby Peter Connelly be murdered in Haringey while they were supposed to be protecting those very same children.

What a nasty joke Haringey Council are ! And what a nasty joke of a Social Services Director Sharon Shoesmith is !

It wasn’t exactly clear to me at the time what on earth it could mean as I was most certainly ‘co-operating with them’ in the most civil, patient, and friendly way I knew how because they had already made it clear to me they would do anything they pleased to just arbitrarily take my child away from his mother and father without the slightest justification.

But then there had been the incident of ‘the pointing finger’ when I had unthinkingly actually pointed my index finger at a social worker from the armchair I was sitting in as an unconscious bit of everyday common or garden body language to simply illustrate a point I was making at the time.

I hadn’t realised what an offensively brutal crime pointing a finger to illustrate something was in the warped world of idiot social workers. Apparently, it meant I was being violent they said. Curiously, their overdeveloped sense of umbrage and concern over possible insults to themselves never extended to being able to recognise real violence leading to the murders of children like Baby Peter Connelly !

They had made it plain to me that they had every intention of making sure that they would do everything they could to prevent me from having my own child and they would rather the child be (completely illegally) deprived of both parents for no reason whatever.

I’ll tell you more about him later as it is well after midnight and I can’t do justice to writing this ENTIRELY TRUE story properly because I’m so tired and I’m already rambling a bit.

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Evil foster mum has sentence cut

From Gloucestershire Echo Newspaper Friday, September 26, 2008,

APPEAL judges today cut the 14-year jail sentence imposed on a foster mother who subjected three children in her care to a “horrifying catalogue of cruel and sadistic treatment”.

They said that although Eunice Spry, 64, routinely beat, abused and starved the vulnerable youngsters over a 19-year period, their injuries were not as serious as other cases where lesser sentences had been imposed.

Giving the ruling, Mr Justice Burnett said the part of the sentence which reflected the cruelty and violence should be reduced to 10 years.

Together with the two-year sentence for witness intimidation and attempting to pervert the course of justice, Spry will now serve 12 years.

The devout Jehovah’s Witness was sentenced at Bristol Crown Court in March last year after a four-week trial when it was heard that she had forced sticks down the children’s throats and made them eat their own vomit and rat excrement.

Mr Justice Burnett, detailing what he called a “catalogue of abuse”, said as punishment for misbehaving, Spry would beat the children on the soles of their feet and force them to drink washing-up liquid and bleach.

She even confined one girl to a wheelchair for three years after a car crash in a cynical bid to maximise compensation for the accident.

Spry staunchly denied all the claims made against her and insisted the only physical punishment she ever used was “a smack on the bottom”.

But the jury convicted her of 26 charges, ranging from unlawful wounding, cruelty to a person under 16, assault occasioning actual bodily harm and witness intimidation when she threatened one of the children who was to give evidence against her.

The three victims, known as Victim A, B and C, all gave evidence describing how their daily routines were punctuated by random acts of bizarre and sadistic violence at the hands of their foster mother.

The abuse was finally discovered after another Jehovah’s Witness secretly confronted one of the children about marks to her head caused when Spry rubbed sandpaper over her face.

Trial judge Simon Darwall-Smith told Spry that this was the worst case he had come across in 40 years in law.

The offences took place in two of Spry’s homes in Gloucestershire between 1986 and 2005.

“All these children have suffered serious psychiatric damage because of the ordeal that they have endured,” said Mr Justice Burnett.

He added: “We have found this case especially difficult to resolve.

“We consider that the sentence of 12 years on account of the cruelty in this case is out of the range which can be inferred as appropriate from previous decisions in this court.

“We are particularly mindful of the fact that in this case the physical injuries could have been much more serious than mercifully they were.”

Detective Constable Victoria Martell who has been involved in the investigation for over two years, since the first call was made to Police by Victim A on December 26 2004 commented; “It is disappointing that the sentence has been reduced, in my opinion the fourteen year sentence originally given to Ms Spry was commensurate to the gravity of the offences she committed and the severity of the abuse she inflicted upon the children in her care.

“The whole case, which began in 2004, was extremely shocking and emotional for all involved, and while I am pleased that my role and the role of Gloucestershire Constabulary to get justice for the victims was achieved, none of us must forget the appalling abuse the three victims have suffered and the undoubted distress this has caused.

“Having been brought up in isolation the social skills of the victims were largely undeveloped and they were, at first, very timid and shy.

“I am pleased to say that they are now a lot more confident and are flourishing as young adults. I certainly hope they can continue to enjoy the rest of their lives.”

You can read it all in the book ‘CHILD C’ by Christopher Spry

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VIOLENT UNREAL FANTASY WORLD OF MEDIA BRAINWASHES CHILDREN

The famous American child psychologist Bruce Perry wrote “We live in strange times. Modern Western society has benefited from advances in technology, communications, transportation, social justice and economies beyond the dreams of our ancestors. And yet our society seems to be incapable of ensuring that our children grow up safe in safe, predictable, relationally enriched, humane environments”.

Personally, I think this is caused entirely by the undeniable brainwashing every person gets from the media; everything – films and television in particular, as well as print media of every type.

People collectively have little or no knowledge about the science of psychology – that’s how brains work- just to clarify things. Many people simply dismiss the idea of psychology as mumbo jumbo nonsense. That is just the same as dismissing the primitive discoverers and early users of electricity in the 1800’s. Then, electrical appliances were a bit of a joke. They suddenly became deadly serious when the light bulb was invented and immediately transformed human civilisation completely.

It is a simple fact that our brains are programmed with the software of our upbringing. This shapes how those brains think and work, take decisions about everything and determines the daily behaviour and the entire rest of the life for that individual.

The media fabricates an unreal world where advertisers, who do not dismiss psychology because they know how to harness it to manipulate people into spending money, make their victims believe in a false and imaginary world that has never existed and cannot ever exist.

So, alcohol advertising specifically targeted at teenagers makes them think it is ‘cool’ to drink themselves into oblivion in nasty, uncomfortable bars where they are deliberately forced to stand in order to encourage faster and greater consumption of booze. Film and television constantly break new barriers of fantasy and violence which blurs the boundaries of reality.

Newspapers and Print media of all sorts produce a make believe, child-like world of ‘celebrity culture’ which tries to convince readers it is a real world they can and should aspire to become part of themselves.

Young first time jobseekers when asked what work they want to do in life vacuously just say they want to become ‘famous’ and a ‘celebrity’ – as though that is some particular, real, way of earning a living. How pathetic.

This is a dangerous and nasty world we have fashioned where we are squandering all the benefits of increased wealth and advances in technology gained in the last two hundred years or so.

This is why so many families are being destroyed and feral, violent, aggressive children roam the streets in bored packs seeking thrills in drugs and random, meaningless violence.

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BABY PETER – HORRIBLY MURDERED BY HIS MOTHER’S BOYFRIEND STEVEN BARKER

By Guest Blogger Pilot at the SHINING ROCKET BLOG

Little Peter Connelly lived for a short while on earth, and while he lived he never knew safety or love or gentleness or mercy. No, he did not know about those things. For Peter, existence meant neglect, indifference, pain and violence. And what does a baby know, really? He probably thought that’s all life was.

Are babies capable of bewilderment, do you think?

Peter was too young to speak, and for as beautiful as he was, he did not hold his mother’s interest. Tracey Connelly was absorbed in other business, really, and couldn’t bother much with Peter. There was so much to do. There was sleeping, relaxing, sitting down, smoking, socializing on the internet. Languishing in her boredom. Thinking about herself.

These things take a lot of time, after all, and there’s only so many hours in a day. And then, I’m sure it must have been very stressful having Social Services watching all the time, visiting the house all the time.

And while Tracey Connelly entertained herself with her activities, Steven Barker also entertained himself. 

Look at the picture. Do you see the bruises? 

Baby Peter with bruises on his face


Steven Barker threw little Peter around like a rag doll. He spun Peter around on a stool until he fell off and hit his head, and then put him back on and spun him again. He trained Peter to obey like a dog, with a snap of his fingers. And speaking of dogs, he used Peter to train the Rottweiler that lived in the house. Under that angelic blond hair, Peter had bite marks on his head; it is not known whether these marks were human or canine. That’s right: as part of training the Rottweiler, either Steven Barker or the dog bit Peter on the head.

Steven Barker’s brother, Jason Owen, participated in some of this abuse.

Baby Peter with shaved head and face smeared with chocolate to hide injuries

Have you had enough yet?

There’s more.

Of course there is.

Steven Barker compressed Peter’s windpipe, held for a while, and finally let go. He pinched Peter’s fingernails and toenails until they turned black. He pulled out at least one of the baby’s fingernails with pliers. He cut off at least one of the baby’s fingertips with a knife. One of Peter’s ears was partially torn off. Social Services, meanwhile, kept watching.

Steven Barker broke several of Peter’s ribs.

Then he broke Peter’s back.

It takes a lot of force to break a back. A lot. Force equivalent to a car accident, or a fall from a very high place.

Read that again: Steven Barker broke Peter’s back.

Let it sink in.

This happened near the end, and Peter did not walk unaided again. When asked whether she ever realized that her son was partially paralyzed, Tracey Connelly said that she hadn’t noticed. Nope, she did not notice. He lay down just fine in his bed, she said, and he sat just fine where she put him.

By this time, Peter’s hair had been shaved off. This was because of the scabs on his head. And the lice.

Social Services watched and watched. Tracey Connelly was smearing her son’s face with chocolate now, to hide the bruises. I’m sure she thought this was very clever.
Peter went to the hospital. He went there with a broken back and eight broken ribs. But he was cranky. How could the doctor examine such a cranky child? She could not! She sent him home.

At home Peter was cranky. He lay alone in his crib. He cried and he cried.

Peter was seventeen months old. Have you seen a child this age sobbing? The pouty lips, the little gasps, the tears? In an adult, the normal response to this is compassion. The urge to give comfort – that is the normal response.

That was not Steven Barker’s response.

He went into Peter’s room and closed the door. Then he punched Peter in the face. Punched him so hard, in fact, that he removed skin from the baby’s lips and tongue and knocked out a tooth. Peter went quiet.

It was 11:30 on the following morning before Tracey Connelly called for an ambulance. By then Peter’s body was cold and blue, dead already for several hours.
That was August 3, 2007. Only four days after the last visit from Social Services.
 

 
Here are computer-generated images of some of Peter’s injuries. He had more than fifty on his body.

baby peter injury diagram

 
 
 

  
And here’s a detailed illustration showing some of the others:

More Baby Peter injuries

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TRAGEDY !

A Tragedy !

BLOGSURFER

CHILDREN – BANNED ! (Nasty, Pesky Things – Keep Them Them Out of Sight)

I just heard the most extraordinary thing ! My eleven year old son’s schoolmate just came to our house to ask him out to play today. He casually told my son he wouldn’t be able to visit him when their family moved into their newly rented house because the landlord had banned any children from being allowed into the house his parents were renting !

Think about this for a moment. An ordinary middle class, very civilised family, both parents working in extremely well paid jobs and with two sons of eleven and fourteen. They decided to sell their own house and rent a house from a private landlord for a year while they look for something attractive to buy.

They find a suitable four bedroomed house in an attractive village in Sussex and they would like to pay the fifteen hundred odd pounds a month to rent it for their family of four for a year.

But the landlord says other children are not allowed to be in the house. How utterly insulting this idiot landlord is. Why does he think he has a right to impose his warped, narrow minded, busybody control freakery on other people ?

What a pathetic, sad individual he must be ! No doubt he must be one of those dreadful people employed by the government whose full time job it is to be an interfering bureaucrat of some sort; paid a high salary to be an official professional control freak on one of those Labour Government pointless job creation schemes that squanders billions of pounds of our money.

Perhaps it is this that gives him delusions about telling people who rent his house what sort of people they can socialise with.

It does seem the countless horde of Labour Government employees – now most of the workforce and still rising – are living in a fantasy World where they all have the delusion their duty is to tell the rest of the population exactly what to do every minute of their lives; to control everyone with a positive blizzard of forms and tickboxes. Databases for everything and everyone with lists of all the details of the entire population’s daily lives. Video cameras malignantly following your every move, wherever you go. A Police State monitoring you, threatening constant arrest and State sponsored violence and thuggery whatever you are doing at the time, however innocent it might be.

My own son has been mercilessly persecuted by the goody goody interferers of the bizarre anti-child brigade ever since I moved to this Sussex market town seven years ago.

- A visit from the police after a member of the public reported my then ten year old son being seen playing in the park ‘too often’ and observed holding small cans of some sort in his hands. I was asked if this meant he was a graffiti sprayer because the cans might be spray paint. They were soft drink cans.

- Reported to social services by the headmaster of the boy’s school when an officious idiot of a teacher told him my then eight year old boy was actually allowed to go and play in the nearby park all by himself without an adult being with him.

- The subsequent visit from a social worker who told me that no child under the age of fourteen should ever be allowed out without an adult being with them !

- The retired ex-headmaster of the local secondary school who is the Chairman and gimlet eyed controller of my allotment association telling me allotments were actually dangerous places for children and they were not allowed there unless their parents rented an allotment.

Even then they were absolutely forbidden to leave their parents allotment and go anywhere else on the site. In addition, the allotment rules would not even allow children on their own parents allotment unless they were actually working on the allotment. They were not allowed to play on their parent’s allotment, only work.

No visiting their friends on nearby allotments then. Hard labour only – or else !

- Official letter of warning from the boy’s headmaster at school that he had been seen riding a bike to school without a ‘permit’.

- The amazing Pizza restaurant – “Sorry Sir. We don’t allow children here except at lunchtime”.

And so it goes on – endlessly. These are only a small fraction of the barrage of anti children complaints I have had to deal with from a population of miserably humourless, self centred, misogynistic fools nurtured into existence by the evils of a politically correct socialist mindset which has gripped the UK in it’s deathly embrace as the Labour Government systematically wrecks what used to be the best country in the World to live in.

Now, it is rapidly becoming one of the worst.

It has also been officially branded by the rest of the World as one of the most unpleasant countries in the World to be a child.

BLOGSURFER

IS BOTTLING FRUIT BETTER THAN FREEZING ?

I know apples normally store well wrapped in paper, but mine are not yet ripe and loads of nearly ripe apples are getting mouldy spots that drill right into the apple until it gets so ill it just drops off the tree. These are so nearly ripe that they are worth preserving after cutting off the mouldy bits.

Also, very annoyingly, my huge apple crop is rapidly diminishing to nothing as all those mouldy apples fall off the tree and I’m being left with very few left on the trees to ripen fully. I think it is the weather conditions encouraging mould. Spuds and tomatoes are already completely wrecked with it.

I have no freezer space. My thirty year old chest freezer had a tantrum when I gave it it’s once in two years clean and it stopped working. My daughter then gave me a newish little under the counter freezer from her old micro flat with it’s extra micro kitchen that was so small it made boiling an egg a challenge.

In my then research into the possibilities of buying a new chest freezer I discovered just how expensive ancient freezers are because they gobble electricity voraciously. I had already noticed mine was not only on all the time, but huge chunks of ice formed on the outside wall at the bottom as well as creeping out of the top and preventing the lid from being closed. It was obviously trying it’s best to heat up the entire planet at my expense.

Although the precious little thing recovered from it’s tantrum when the electric motor eventually dried out and it started working again, it was too late. There was no way I was going to pay about £400 a year in electricity to keep it going when all the modern freezers talk about annual costs of about £25. Anyway, I am so short of money I can’t afford even the most basic electricity bill at present. So, no silly extravagances like ancient power guzzling, manic, hyperactive freezers then.

And, when you have an income which is so low it is impossible to make ends meet anyway, you soon learn a simple rule of basic economics which is, if you can survive without it now, then don’t spend money buying it – whatever it is ! As I already have a very small freezer I cannot justify even thinking of spending anything at all on a larger one unless it pays for itself – which it wont.

I would have frozen all this fruit as I have done in the past, but I thought bottling it was an alternative and it might also preserve taste and texture better too as freezers destroy food over time. They are not what they are cracked up to be ! It also occurred to me that when things are frozen there is a constant ongoing cost of paying for electricity to keep them frozen, but once you have finished the bottling process, there is no further cost at all. Something to bear in mind !

Nobody has really told me the answer to my question. Can you just chuck boiled stuff in sterilised jars just like you do jam. The answer seems to be no. So I did it anyway and wait to see how long it lasts. I don’t suppose botulism will be a problem as it is more likely the fruit might ferment instead. We’ll see.

I have loads of Kilner jars as I used to make tons of jam once. In my efforts to make sure they were completely sterilised I made them too hot (something to do with having a lousy permanently overheating oven with almost no temperature control). So when I started plonking boiling fruit into two very large and expensive ones they just shattered . Aaaaaarrrrgh ! Usually that only happens when people don’t heat them up and just put hot stuff into cold glass jars. But I think my Kilner jars were so hot the glass was almost melting as I poured the boiling fruit in.

I don’t have time at the moment to make jams and chutneys etc, so will just try bottling stuff properly now and stop trying shortcuts as it has all been more hassle than just sticking to the idea of cramming the stuff into bottles and leaving them in the oven to sterilise.

KILLERS OF MURDERED ‘BABY P’ NAMED

Baby P: Peter’s killers named for the first time as Tracey Connelly and Steven Barker.

The killers of Baby Peter will be given new identities at taxpayers’ expense and lifetime protection from the threat of exposure after being named publicly for the first time as Tracey Connelly and Steven Barker.
 

TRACEY CONNELLY AND STEVEN BARKER


Tracey Connelly and Steven Barker subjected Baby Peter to an appalling ordeal that left him with 50 injuries, including a broken back Photo: METROPOLITAN POLICE

The boy’s mother and her boyfriend can finally be identified more than two years after the toddler’s death following the lifting of a court order that prevented their names and photographs being published.

The 17-month-old boy suffered an agonising death in their squalid home after months of abuse. The pair subjected him to an appalling ordeal that left him with 50 injuries, including a broken back.

New details of the suffering that Peter endured can also be disclosed for the first time as well as further examples of how Haringey council and other authorities failed to protect him. These include:

• How Connelly had three other children — two of whom were placed on the “at risk” protection register alongside Peter by social services — but none was taken away from her until the boy died.
• She was pregnant with her fifth child, her first with Barker, when Peter died and gave birth while on remand.

• Social workers failed to realise that Barker was living with the family and abusing Peter for nine months before his death, despite repeated visits from the authorities.

• The authorities also failed to notice when Barker’s brother Owen, a member of the National Front, moved in with his 15-year-old runaway girlfriend five weeks before Peter died.

• Peter was left in his cot for hours on end, was treated worse than a dog, had his finger­tips sliced off with a craft knife, his nails pulled out with pliers and every scrap of his clothing was covered in blood.

• Haringey council tried to prevent Connelly and Barker from being named until 2026 to protect Peter’s siblings but a High Court judge disagreed, saying the “boil must be lanced

The rest of this article by Caroline Gammell and Martin Beckford of the Daily Telegraph can be read by clicking here


10 Aug 2009 Daily Telegraph

My Own Incredible Personal Experiences of Haringey Social Workers’ Incompetence

My partner started becoming mentally ill with manic depression morphing into schizophrenia when our son (currently eleven) was born. After diagnosis I was obliged to contact Social Services for help for both the mother and our three children who she was compromising with her erratic behaviour, having also ‘abducted’ them to a harmful environment, narrowly avoiding accidentally killing them and herself in a car in the process.

Social Services misbehaved in every way possible, starting off by declining to to fulfill their statutory obligations. Subsequently Social Services persuaded my partner to abduct our son against the terms of a court order and to ‘ fight me for custody of our son otherwise she may never see him again” – the words of a brain dead Haringey social worker. She was then living with me and our son with a court order obtained by me with her own consent that our son remain in my care at all times whether she wished to live with us or not. She did, as we have always got on very well and still do. Only her illness interferes in our relationship.

Social Services then persuaded this vulnerable and mentally ill, easily suggestible woman to take legal action she had never wanted to or considered doing to remove our son into her sole care. This had previously been a non-existent idea as we always had a good relationship and I was very busy looking after the illness part of my partner at great cost to me.

The family court judge expressed amazement at the Social Services idea that my partner should have custody of our son, stating that the court was well aware she had a diagnosis of extreme mental illness and was almost certainly unable to safely look after a baby of two years old in her condition. For purely silly and illogical legal reasons, the judge was rather forced by Social Services into agreeing to order custody to the mother, saying the court felt it was entirely unsafe and would allow such custody only if Social Services visited the mother every day and made sure she visited her doctor every week amongst other similar directions put in place by the judge to improve safety for the child and minimise the obvious potential harm that a psychotic, paranoid schizophrenic was likely to do.

A few months later, even Social Services were obliged to remove the child from the mother as he was being seriously neglected and likely to be the victim of extreme harm at any moment as his mother was completely psychotic, paranoid, delusional and dangerous.

At this point Social Services now decided to treat me as though I had previously been an unreliable, bad or neglectful parent who could not be relied upon to look after his own child.

This had never been the case. I had never been accused of anything like that by anyone – not even Social Services – and had been publicly praised by the judge in the family court for being an excellent father. The court had also previously ordered me to have unrestricted access to my my son.

Social Services put my son into foster care and threatened me with having him adopted. I was obliged to take Social Services to court to order they return my son to my care.

This was achieved and my partner subsequently returned to live with us. Unfortunately, the additional (entirely unnecessary) stresses of events made my partner’s illness increasing worse and wrecked the entire family. Her two other children had disappeared to their father who didn’t want them and couldn’t look after them. They both came to significant harm as a direct result which affects them badly to this day. My son has been badly affected by events and the mother’s mind utterly destroyed at this stage. It is no longer possible for her to live with us as a result.

It is clear that Haringey and North Wales Social Services embarked on a course of action that completely destroyed the family, ensuring every family member was emotionally and financially impoverished as a result of their disgusting, vindictive, stupid and very unprofessional behaviour.

But it is the detailed account of everything that happened which condemns Social Services as incompetent fools staffed by people of astounding ignorance, vindictiveness, stupidity and abusiveness.

My experiences of Social Services shows it is no surprise that that so many children like ‘Baby P’, now named as Peter Connelly, have been sadistically murdered by perverts of human beings with Social Services ‘Jobsworths’ smugly looking on and doing absolutely nothing to stop it.

While baby Peter was tortured and murdered – effectively with the tacit connivance of the lazy idiots in Social Services being handsomely paid by the public to specifically safeguard baby Peter and other children at risk of harm from human vermin, nothing at all was done by Social Services to save the two year old boy from death.

Meanwhile, Social Services were pompously engaging in a vast job creation scheme of their making to create countless cases of falsely accused parents whose children were actually being looked after safely and well by their parents.

Vast numbers of children have been wrongly torn from their families and forcibly adopted or put into care solely on the basis of social workers laziness, lies, or ignorance, or political correctness or even all of these put together; as it seems to be the daily habit of social workers to deploy these characteristics in everything they do as a matter of course.

That the Social Services in the UK are an incompetent bunch of dangerous and almost useless fools is borne out by my own experiences of them. But it is also the view expressed by many other parents I have spoken to who have been viciously targeted by the Social Services Jobsworths.

Some of these parents have been so badly treated it defies belief. Many have completely wrongly lost their children to adoption or care as a wave of poisonous political correctness has engulfed Government employees everywhere.

The National Press and many Members of Parliament like campaigner John Hemming M.P. protest loudly about the incompetent stupidity of Social Services and the Stalinist like secrecy of the Family Courts which protect these corrupt and ghastly swarms of control freaks, thugs and venal fools. But nothing much ever changes despite these vociferously loud protests.

Social Services carry on blissfully wrecking people’s lives and failing to protect children who desperately need help and protection.

Just think of the tens of millions of pounds wasted by Social Services on their job creation scheme of imaginatively generated work in dealing with thousands of falsely constructed cases.

My own relatively small and inconsequential case must have consumed several hundred thousands of pounds – all entirely unnecessary waste on a completely fictional case which should never have existed at all and eventually fizzled out like a damp squib anyway, leaving a trail of expensive destruction in it’s wake.

Multiply those sums of money by the many, many falsely constructed cases by Social Services and just think how much more help could be provided to truly needy children.

It is typical of our Labour Government headed by pea brained Gormless Gordon that oceans of public money are squandered on pathetically inadequate and useless bureaucrats endlessly ticking their little tick boxes on their ever increasing numbers of forms and doing absolutely nothing useful at all.

HIGH STREET THIEVES POSING AS BANKS

This was written in February 2008 but disappeared into bloggers hell, somewhere in cyperspace where everything and everyone is insane and the triumph of the computer nerds is supreme.

It has just mysteriously re-appeared yesterday when some unknown computer sent me an electronically generated email from internet purgatory telling me I had some blog I didn’t know I had at all that was being automatically transported (migrated, they called it) from one place on the internet to some other place. There was this thing I now remember writing, so I thought I would post it here, where it should have been in the first place.

Oh, the joys of the internet and this electronic age of computerised, stress inducing garbage inflicted on us all.

Here is that article.

HIGH STREET THIEVES

I really got my knickers in a twist recently because my bank, which is Lloyds Bank, sent me solicitors letters threatening court action for an overdraft of about £600.

They also closed my account and I was left with no means of using money other than cash. This made life impossible. I also could not open another bank account because of the blacklisting of me as having a bad credit record .

The situation seemed dire and really got to me.

The reason for the £600 overdraft ? Every penny of it consisted of the bank’s penalty fees for an unauthorised overdraft which was originally only £5. But even that £5 was part of a sum of about £160 which had been filched from my Lloyds bank account by an insurance company misusing my debit card details for a household insurance policy that was never authorised by me at all.

It was all the result of a completely dishonest mortgage broker trying to ram a dubious mortgage down my throat which I eventually declined to take up. The other part of the total sum filched from me was when I made a one off internet payment of £17 using my debit card and it continued to be debited dishonestlyfrom my account every month for over a year. It was a deliberate theft, common on the internet.

My pleas to my bank in many letters, and personal visits to counter staff asking my bank to cease these unauthorised payments from my account fell on deaf ears. They told me they couldn’t stop the payments. They point blank refused to stop allowing fraudsters to take money from my bank account. How bizarre can you get?

Then I learnt about the bank charges scam and all the legal actions going on throughout the country. I discovered the banks have stolen tens of millions of pounds from thousands of people under the pretence of them being legitimate charges for unauthorised overdrafts. The whole country is up in arms about it.

Recently I learned all the banks have managed to stuff the entire World economy by virtue of extremely bad behaviour and sheer greed. Governments are even complaining about it. The whole World is wondering if the banks have led everyone into complete financial meltdown.

Then for three months recently I failed to pay any monthly payment to my Capital One credit card account due to an oversight on my part. I didn’t use the card and the only outstanding balance on the card was just £13. They charged me penalties amounting to £39. This works out at an interest rate of about an incredible 1200 per cent. That is pure theft.

With experiences like this and feedback from many other people suffering similar problems, I began to realise the entire financial industry had become utterly different from years ago when it had a reputation for honesty and straight dealing. Now it seemed to rely on deviousness, mis-representation and downright fraud to make money.

More and more people are openly complaining about an ever increasing tidal wave of greed as well as obvious deviousness and dishonesty coming from all sectors of the financial industry, and particularly from banks.

When I saw how many people were beginning to fight back I realised the banks had conned vast swathes of the population.

I think the banks are thoroughly dishonest, outrageously expensive to use for any purpose, and extremely damaging to the entire country. It is my opinion that Lloyds Bank, in particular, are thieves. It is about time something was done about it.

Any constructive suggestions anyone ?

FAMILY COURT INJUSTICES TO MEN

So, Family Courts seem as corrupt and unjust in America as they are in the United Kingdom. Could it be the same cloak of secrecy that encourages such evils ?

Phyllis Schlafly is a lawyer, conservative political analyst and the author of the newly revised and expanded “Supremacists: The Tyranny of Judges and How to Stop It.” Schlafly also is founder and president of Eagle Forum.

The following article is one she wrote on internet news site WorldNetDaily.com which is an independent news company dedicated to uncompromising journalism, seeking truth and justice and revitalizing the role of the free press as a guardian of liberty. It remains faithful to the traditional and central role of a free press in a free society – as a light exposing wrongdoing, corruption and abuse of power.

Schlafly

Did you know that a family court can order a man to reimburse the government for the welfare money, falsely labeled “child support,” that was paid to the mother of a child to whom he is not related? Did you know that, if he doesn’t pay, a judge can sentence him to debtor’s prison without ever letting him have a jury trial?

Did you know that debtor’s prisons (putting men in prison because they can’t pay a debt) were abolished in the United States before we abolished slavery, but that they exist today to punish men who are too poor to pay what is falsely called “child support”?

Did you know that when corporations can’t pay their debts, they can take bankruptcy, which means they pay off their debts for pennies on the dollar, but a man can never get an alleged “child support” debt forgiven or reduced, even if he is out of a job, penniless and homeless, medically incapacitated, incarcerated (justly or unjustly) or serving in our Armed Forces overseas, can’t afford a lawyer, or never owed the money in the first place?

Did you know that when a woman applying for welfare handouts lies about who the father of her child is, she is never prosecuted for perjury? Did you know that judges can refuse to accept DNA evidence showing that the man she accuses is not the father?

What has been the impact of feminism on the nation? Don’t miss “The War on Fathers: How the ‘feminization of America’ destroys boys, men – and women”

Did you know that alleged “child support” has nothing to do with supporting a child because the mother has no obligation to spend even one dollar of it on a child, and in many cases none of the “support” money ever gets to a child because it goes to fatten the payroll of the child-support bureaucracy?

These are among the injustices the feminists, and their docile liberal male allies, have inflicted on men. The sponsor was former Democratic senator from New Jersey and presidential candidate Bill Bradley.

His name is affixed to the Bradley Amendment, a 1986 federal law that prohibits retroactive reduction of alleged “child support” even in any of the circumstances listed above. The Bradley law denies bankruptcy protections, overrides all statutes of limitation and forbids judicial consideration of obvious inability to pay.

Most Bradley-law victims never come to national attention because, as “Bias” author Bernard Goldberg said, mainstream media toe the feminist propaganda line, among which is the epithet “deadbeat dads.” But one egregious case did make the news this summer.
Frank Hatley was in a Georgia jail for more than a year for failure to pay alleged “child support” even though a DNA test nine years ago plus a second one this year proved that he is not the father. The Aug. 21, 2001, court order, signed by Judge Dane Perkins, acknowledged that Hatley is not the father but nevertheless ordered him to continue paying and never told him he could have a court-appointed lawyer if he could not afford one.

Hatley subsequently paid the government (not the mom or child) thousands of dollars in “child support,” and after he was laid off from his job unloading charcoal grills from shipping containers and reduced to living in his car, he continued making payments out of his unemployment benefits.

But he didn’t pay enough to satisfy the avaricious child-support bureaucrats, so Perkins ruled Hatley in contempt and sent him to jail without any jury trial. With the help of a Legal Services lawyer, he has now been relieved from future assessments and released from jail, but (because of the Bradley Amendment) the government is demanding that Hatley continue paying at the rate of $250 a month until he pays off the $16,398 debt the government claims he accumulated earlier (even though the court then knew he was not the father).

This system is morally and constitutionally wrong, yet all the authorities say the court orders were lawful.

Another type of feminist indignity is the use in divorce cases of false allegations of child sexual abuse in order to gain child custody and the financial windfall that goes with it. Former Vancouver, Wash., police officer Ray Spencer has spent nearly 20 years in prison after being convicted of molesting his two children who are now adults and say it never happened.

The son, who was 9 years old at the time, was questioned, alone for months until he said he had been abused in order to get the detective to leave him alone. The daughter, who was then age 5, said she talked to the detective after he gave her ice cream.

There were many other violations of due process in Spencer’s trial, such as prosecutors withholding medical exams that showed no evidence of abuse and his court-appointed lawyer failing to prepare a defense, but the judge nevertheless sentenced Spencer to two life terms in prison plus 14 years. Spencer was five times denied parole because he refused to admit guilt, a customary parole practice that is maliciously designed to save face for prosecutors who prosecute innocent men.

Phyllis Schlafly is a lawyer, conservative political analyst and the author of the newly revised and expanded “Supremacists: The Tyranny of Judges and How to Stop It.” Schlafly also is founder and president of Eagle Forum.

Alphainventions

MORTGAGE LENDERS ARE TRULY WICKED, NASTY, GREEDY AND INHUMAN

I had no idea that mortgage lenders were so wickedly inhumane as this until I came across this video clip from the Oprah Winfrey Show in the United States. Have a look for yourself here at the Oprah Winfrey Show.

This clip shows how the mortgage lenders totally ruin people’s entire lives, not just throwing them out of their repossessed house after luring them into mortgages that are cleverly designed to be rather more like confidence tricks than mortgages, but by depriving them of all their possessions – their whole lifetime’s collection of furniture, family memorabilia, in fact just about everything they own.

This is disgusting. It is medieval and is something that simply shouldn’t be allowed to happen. We are supposed to be a civilised society these days.

Obviously being civilised doesn’t seem to apply to banks and mortgage lenders. They are truly revolting !

GEORGE ORWELL ACCURATELY PREDICTED MODERN TIMES 60 YEARS AGO

“Political language is designed to make lies sound truthful and murder respectable, and to give an appearance of solidity to pure wind.” Wrote George Orwell in ‘Politics of the English Language’ in 1946.

A very good description of the uncontrolled greed, corruption and general venality of politicians everywhere who connive to destroy decency, democracy and the progress of civilisation and prosperity and the whole quality of life in general for all of us.

Bearing in mind the point that there is never an excuse for murder, the tens of millions of people Worldwide routinely being killed by war and other conflicts inspired and directed by politicians is pure evil, entirely avoidable and completely unnecessary.

George Orwell also got it right with his views of modern financiers.

“Building societies are probably the cleverest racket of Modern Times. The beauty of the building society swindles is that your victims think you are doing them a kindness. You wallop them and they lick you hand.” Orwell wrote this prescient description of our current poisonously dishonest mortgage market in his novel ‘Coming up For air’ in 1939.

Recent events have proved that the whole banking and financial industry in general is full of cheats, liars and thieves who have milked the whole of the rest of the population of vast sums of money – and they continue to do so, largely because of those corrupt politicians who do absolutely nothing at all to stop it.

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BRITAIN’S NASTY, CORRUPT, TOTALITARIAN GOVERNMENT

Totalitarianism is form of government that includes control of everything under one authority and allows no opposition, according to the dictionary.

Does this sound identical to the way Gordon Brown’s poisonous Labour Government has been heading steadily since 1997 ?

State sponsored surveillance increasingly intruding into every aspect of our private lives at an exponential rate; officialdom’s ever tightening control of the very language we speak with punishments for infringements; a daily barrage of diktats spewing out from Government telling us how to fill rubbish bins or close their lids under pain of fines for failing to comply exactly, and tens of thousands of other rules and regulations and instructions on how to conduct our daily lives according to the politically correct whims of controlling, power crazed, ignorant, and dangerous Government bureaucrats.

A much better description of Totalitarianism comes from writer Robert Harris in an article about the sixtieth anniversary of Wednesday, June 8th 1949 of the publication of George Orwell’s novel ‘Nineteen Eighty-Four’ in the Sunday Times last week.

The original ideology behind the Totalitarian impulse “may be Communist or Fascist, or Nationalist or Corporate or Institutional, but the methods by which it proceeds are in each case the same: the stamping out of the capacity for individual thought and freedom, not merely by physical force but by a complete denial of privacy and by the control of all information, even to the extent of policing the language in which thoughts are expressed”, Robert Harris says.

Sounds like Gordon Brown’s poisonously corrupt Government to me ?

And Robert Harris quotes George Orwell writing about popular American political theorist James Burnham in 1946 who said Burham maintains in his book ‘The Machiavellians’ that politics consists of the struggle for power, and nothing else. All historical changes boil down to the replacement of one ruling class by another. All talk about democracy, liberty, equality fraternity, all revolutionary movements, all visions of Utopia ……. are humbug covering the ambitions of some new class which is elbowing its way to power.

Burnham says power always rests upon force and fraud. Power can sometimes be won or maintained without violence, but never without fraud, because it is necessary to make use of the masses, and the masses would not co-operate if they knew that they were simply serving the purposes of a minority.

In each great revolutionary struggle the masses are led on by vague dreams of human brotherhood, and then, when the new ruling class is well established in power, they are thrust back into servitude. This is practically the whole of political history, as Burnham sees it.

Machiavelli and his followers taught that in politics decency simply does not exist, says George Orwell, and it has always been obvious that a planned and centralised society is liable to develop into an oligarchy or a dictatorship.

So that explains the awfulness of our Labour government then – in a nutshell !

George Orwell also says “the notion that industrialism must end in monopoly, and that monopoly must imply tyranny, is not a startling one.”

And so that explains the excruciatingly dreadful way big businesses like the supermarkets manipulate markets and extort from consumers as they flood the high streets with shoddy goods and low quality food at inflated prices ?

Man, therefore “is an animal that can act morally when he acts as an individual, but becomes immoral when he acts collectively. But even this generalisation only holds good for the higher groups” George Orwell says Burnham thinks.

“The masses, it seems, have vague aspirations towards liberty and human brotherhood, which are easily played upon by power-hungry individuals or minorities. So that history consists of a series of swindles, in which the masses are first lured into revolt by the promise of Utopia, and then, when they have done their job, enslaved over again by new masters.

“Political activity, therefore, is a special kind of behaviour, characterised by its complete unscrupulousness, and occurring only among small groups of the population, especially among dissatisfied groups whose talents do not get free play under the existing form of society.”

This sounds like a good description of a bunch of misfits !

That’ll be our MP’s then – swindlers; and it completely explains their self seeking hypocritical behaviour in making ludicrously dishonest expenses claims for things like floating duck islands and non existent mortgages and so on; yes, that’s it, Swindlers.

The great mass of the people will always be unpolitical, George Orwell reports James Burnham thinking. “In effect, therefore, humanity is divided into two classes: the self-seeking, hypocritical minority, and the brainless mob whose destiny is always to be led or driven, as one gets a pig back to the sty by kicking it on the bottom or by rattling a stick inside a swill-bucket, according to the needs of the moment.

“What is now arising is a new kind of planned, centralised society which will be neither capitalist nor, in any accepted sense of the word, democratic. The rulers of this new society will be the people who effectively control the means of production: that is, business executives, technicians, bureaucrats and soldiers, lumped together by Burnham, under the name of ‘managers’.

George Orwell continues, “These people will eliminate the old capitalist class, crush the working class, and so organise society that all power and economic privilege remain in their own hands. Private property rights will be abolished, but common ownership will not be established.

“The new ‘managerial’ societies will not consist of a patchwork of small, independent states, but of great super-states grouped round the main industrial centres in Europe, Asia, and America. These super-states will fight among themselves for possession of the remaining uncaptured portions of the earth, but will probably be unable to conquer one another completely. Internally, each society will be hierarchical, with an aristocracy of talent at the top and a mass of semi-slaves at the bottom.”

And that’s a neat description of just how and why the European Union is grasping more and more power from Britain with spectacular examples of how we are being deprived of our individual freedoms by this Machiavellian European Superstate in the making, whose sole purpose is purely the ruthless pursuit of power for its own sake.

And then there is America, China and Russia to add to the European Union, making a total of four Superstates in the making as George Orwell predicted.

Could War between these Superstates be just a heartbeat away ?

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Banking’s Systemic Subprime Subterfuge

We have always recognised that banks have to be trustworthy for the system of money to be able to function at all. This is because the banks completely control everything that happens, or can happen to money – how reliable it is and how freely it moves from person to person.

Every time money moves from one person to another, it creates something useful and valuable: real wealth of some sort and employment, enabling workers to use their wages to eat and house themselves.

Millions of people Worldwide are now losing their jobs, their houses and their wages enabling them to eat and survive. Homelessness and starvation is being forced on them, not because they do not want to work; on the contrary, they are pretty desperate to work. Very few people like to be idle.

The only reason these people’s lives are being wantonly destroyed is because the people and organisations in charge of maintaining the reliability and integrity of money have completely wrecked it, wrecked the whole delicate system of trading, rolling back civilisation to poverty and primitive barter as that fragile symbol of trust – money – is destroyed and debased by the very people we all trusted to cherish it on our behalf.

These people are the banks.

Money itself is simply a symbol of trust. It has no other value than to allow one person in possession of some money to pass it on to another person in exchange for something that does have real value – a loaf of bread, or something else that’s really useful, like a house to live in.

Our system of money is now in complete shambolic meltdown because nobody can trust it; it has become unreliable.

Why ?

Because it has become unreliable, individuals and businesses are unable to be certain there will be an adequate flow of money for them to continue to function. Business cannot function without reliable flows of money purchasing it’s products from which it then pays it’s workers, who are then enabled to eat and pay their mortgage.

Money was originally ‘invented’ by banks as merely a trusted symbol of exchange to replace the clumsy idea of barter. They have been in control of it ever since. It is important to be an honest person when handling money as there is always a temptation to find an excuse to keep some or all of it for yourself.

Dishonesty has always been around to some extent, and there have always been people whose job it is to handle money not belonging to them, who have stolen some.

Because theft is so damaging and disruptive, society has always sought to achieve a high degree of honest morality in all public dealings of any kind. Without it, all civilisation crumbles into anarchy, chaos and brutality. Dictatorships, violence, famine and death have always been the consequence throughout history.

In recent times the banks have invented excuse after excuse to construct more and more reasons to take some of our money we entrusted to them for themselves.

Some examples of this, and there are many, might be the quaint idea of inventing something called the penalty charge. This can range from a charge of millions to a business, or a small amount to an individual who fails to precisely control even the pettiest detail of his finances.

This results in banks looking for excuses to ‘justify’ a penalty charge and their artfully constructed self-righteous, twisted, logic then turns their honest customer into an enemy with whom the bank battles with and often then irretrievably harms by wrecking every aspect of that person’s finances.

Every time this little bit of dishonest, fraudulent dealing occurs in some tiny little corner of the financial system, a small amount of trust is destroyed and ripples out far beyond that bank and the customer it is stealing from, magnified beyond recognition as it touches huge numbers of other people.

A good example of the cumulative effect of this is the ‘sub-prime’ mortgage. This is a farce. An artificial construction by banks designed to milk outrageous amounts of money from people unable to defend themselves from what amounts to blatant fraud in a form the law describes as ‘conversion’.

Conversion is simply when you unlawfully ’convert’ property rightfully owned by another to your own use in such a devious manner it cannot be legally seen as obvious common theft because it is disguised. Sounds familiar in your dealing with banks ?

The banks deliberately set out to create this type of mortgage because it is more profitable than the old fashioned type based on honest trust and fair dealing which no longer provided enough profits to fuel the bank’s rapacious greed.

This is how it is done.

A perfectly respectable, reliable, person has an ordinary mortgage with an old fashioned building society – one of those ‘high street’ lenders. That person’s life may be disrupted by common events. It may be divorce, sickness, temporary unemployment, for example.

Nothing that would normally destroy people’s financial lives to the extent of being unable to have enough money to keep the roof over their head and feed themselves. Disruption of this sort normally happens to a huge proportion of the population.

What does a modern bank do when such a person become a few months in arrears with their mortgage ? Why, it first of all makes it more difficult for that person to recover their financial stability as the bank imposes arbitrary ‘penalty’ charges which are designed to rapidly mount up into thousands of pounds.

It then ‘black lists’ the unfortunate individual by notifying the credit agencies that they are financially unreliable. This is used as an excuse by any other financial organisation to make life even more impossible for that person by pushing them further and further into uncontrollable debt by using the excuse to milk them of more money by penalising them financially at every possible opportunity; using sanctimonious self-righteousness to blame the unfortunate individual they are manipulating for what the banks are actually doing themselves.

So, someone who may have a loan for only half the value of their house and be only as few as three months in arrears will have re-possession proceedings brought against them by the the bank. They are threatened with eviction and homelessness, with the inevitable consequences of forced unemployment, family breakup, increased debt and even illness.

The bank evicts them, and the house may remain empty so long it loses value as it deteriorates. Or it is likely to be sold at a considerable loss. That former homeowner is now blacklisted as too uncreditworthy to be lent money again by the ordinary high street mortgage lenders.

Curiously, that same bank just happens to wholly or partially own another company which also lends money for buying houses. But this one only lends to people with ‘impaired’ credit. The same sort of people who have just been refused an ordinary, standard mortgage.

People are also refused standard mortgages for infinitely more trivial reasons. They may have a county court judgement of just a few pounds against them. It may be such a frivolously brought claim they may have chosen to simply contemptuously ignore it.

But such a thing and a myriad other excuses are used by the banks to push people into the more profitable ’sub-prime’ mortgage lending arena with one of those subsidiary companies the banks own.

Or they are pushed into this rapacious ‘sub-prime’ lending market by all sorts of other restrictions manufactured by lenders.

A common one is the borrower not earning enough money to afford the ‘high street lender’s loan. Funny how that doesn’t stop the same financial organisation lending the money to the same ‘unreliable’ , ‘uncreditworthy’ person at higher rates of interest and with huge penalties imposed by another partly or even wholly owned lending business subsidiary to the one that refused the fairer loan !

Now the banks have manipulated someone into a position where the banks can produce an excuse to charge more for a mortgage – much more.

Enticed by a low starting rate of interest that escalates after a while to often as much as double monthly repayments and with penalty charges of thousands of pounds if the borrower has to terminate the mortgage in a year or two, the borrower has nowhere to turn.

All the banks collude to stop him obtaining an honest loan costing less. The banks want their extra profits ! And here is a mug who can’t complain and has nowhere to turn to and the banks know it. Don’t they just.

They have carefully manipulated their affairs by jointly creating this stranglehold over money by pooling their resources and their information to enable them to work together to create this extra profitable ‘sub-prime’ lending market. Pretty much exactly the same techniques used by the door to door rip off loan shark illegally charging annual percentage rates of thousands of per cent to impoverished workers.

It is exactly the same process at work. Fraud, theft, manipulation, threats, fear. These immoral sub-prime lenders have much in common with criminal door to door loan sharks and other thieves. Their victims are caught like flies in spiders webs. There is no escape.

But wait. It doesn’t just end there does it ? Having established this wicked system of modern banking that provides such huge profits to the banks, they wanted more. Greed is good they seemed to think. Yes, that’s what they said. Greed is good !

So they started using the same ludicrous types of manipulation on each other as lending between banks escalated beyond reason or comprehension to prop up the fragile system of deceit the banks were busy creating.

The banking system seemed to become more and more like a giant ‘Ponzi’ scheme where banks borrowed money from other banks to repay their own debts before it was discovered they had no money left at all to meet their obligations, because they had lent the lot as they forced increasingly large amounts of loans onto a gullible population who simply couldn’t understand what was going on.

All people could see was the value of houses increasing to levels of un-affordability where everyone was forced to borrow gigantic amounts of money just to have a home to live in.

But, like all ‘Ponzi’ or pyramid selling schemes based on fraud, the banking system was becoming more and more fragile. It was so riddled with double dealing, fraud, dishonesty and mistrust, banks became too fearful of even each other’s reliability to lend to each other anymore. The banks had successfully created a system based on deceit, mistrust and lies which had also spread into the whole wider community of individuals and business.

The Global banking system went into meltdown as money disappeared into the banks from wherever they could grasp it. The biggest con trick of all was persuading Governments ‘to bail them out’ by giving huge amounts of money – hundred of billions of pounds to stop them going bust and then even more of our money disappearing into oblivion.

The banks kept it for themselves where it is actually useless. Money is only useful and only performs it’s function when it keeps moving from person to person. The banks stopped the World money supply from moving.

So, in the same way the banks are the places where money is created to make trade and commerce become possible, so it is that money is destroyed and is now completely vanishing from existence by the banks being able to reverse the process.

That is exactly what the banks have done. It is the biggest fraud in history.

Looking for someone to blame other than themselves, the banks immediately blamed the ‘sub-prime’ borrowers.

The banks claimed it was all their fault because they were unreliable individuals who couldn’t afford to keep up the payments on the loans they should never have had in the first place; mainly because they were too poor to be able to afford them.

All those very bad borrowers had misled the poor innocent banks into lending them money. It was all their fault, the banks said. But they weren’t too poor for the banks to take their money, were they ?

The banks are liars. Sub-prime was deliberately created by the banks as a means to make more money and take advantage of people. and the banks in their breathtaking greed were too stupid to know when to stop, so they still haven’t stopped.

They are still foreclosing on homeowners even if there is loads of equity remaining in the property. Business loans are forcibly being demanded to be prematurely repaid to the banks and further new loans are rare and generally mostly unavailable.

So, the result is World-wide economic meltdown and poverty and misery of all sorts. Word wide trade and commerce is being destroyed by banks being irresponsible, greedy, and nasty.

Thank you very much, the banks.

PSSSST

Consider this.

A little clue it cannot be sub-prime lenders responsible for the gigantic sums of money disappearing into oblivion is simply that the amounts of money now vanishing into a black hole is apparently reaching into trillions -many trillions. It is a sum my calculator cannot understand or even cope with. So I haven’t much hope of understanding it either. Nor have you.

Let’s do some maths. If the average house price is £200 000 and the loan to buy it is 100 per cent, then one million sub-prime borrowers failing to pay a single penny of that back, ever, means a total loss to the banks of 200 000 million pounds or 200 billion pounds.

Of course this calculation is a complete fiction, because usually the banks re-possess the homes and get all their money back and then some. Sometimes, just sometimes, the banks will not be able to sell the homes for the full amount of the loan and there will be a loss. But the banks still won’t lose that money without pursuing the former homeowner for years to recover anything still owed from their wages.

The banks will not be suffering much in the way of loss from re-possessions and I imagine any losses are more than compensated by profit. So where might this loss they all whinge about be ? Search me ! Perhaps they might like to tell us ?

Here is a slightly more realistic calculation which tells another part of the story. The Council of Mortgage Lenders here in the UK say that each re-possessed house costs £35 000 to repossess. So each bad sub-prime mortgage loan is costing £35 000 and not actually the full value of the property at all.

Even that figure is misleading because it, apparently, is what the CML say the cost is, but they carefully bend the truth by omitting to mention that whole cost is usually born only by the borrower and never by the lender, unless the sale price of the property falls below the value of the loan; something almost unheard of here in the UK in normal circumstances.

But, assuming there is that cost of £35 000, and not arguing about who bears it, multiplying it by one million feckless sub-prime borrowers having their homes repossessed makes a total figure of 35 thousand million or just thirty five billion pounds,

Do you recall the hundreds of billions, even trillions of pounds forthcoming recently from Governments to subsidise the banks ? Seems to be a bit of a discrepancy here somewhere, don’t you think ?

Figures of annual repossessions in the UK were running at about 50 000 homes a year until a few months ago. Nothing like that fictional figure of one million used above. So what does fifty thousand repossessions look like costing at the official Council of Mortgage Lenders figure of £35 000 ?

Why, that comes down to only one thousand, seven hundred and fifty million pounds or 1.75 billion pounds; virtually all of which is borne by the borrower and is not a loss to the lender at all.

Frankly, I doubt if lenders even lose ten per cent of that and that would reduce the figure of apparent loss to just one hundred and seventy five million. Tiny, miniature, compared with the eye watering losses the banks are complaining about and the Governments are pumping into the banks to keep them from going broke.

As America has about five times the population of the UK you might, roughly, multiply that figure by five to get an approximate figure for the USA. At 1.75 billion it’s nothing like the losses banks are claiming sub -prime mortgages have cost them, is it ?

That’s thousands of millions, or hundreds of billions, even trillions, remember ?

The inescapable conclusion is someone is not telling the truth ! I wonder who that could be ?

I think it might be the banks.

I was always told that people who didn’t tell the truth were called liars.

If the banks are lying, and it looks like they are, then how can they be trusted to be in charge of the money supply ?

SAINSBURY’S BEHAVE APPALLINGLY – AGAIN !

- TRY SOMETHING NEW TODAY, PERSECUTE A CUSTOMER!

aaaaaargh !

Big supermarkets like Sainsbury’s are no longer satisfied with selling shoddy products at inflated prices and using strong arm tactics to drive every other small local independent food shop out of business so the they can control the entire domestic grocery shopping market.

They are now becoming obsessed with a delusion that they have a right to control and abuse their customers at will – as well as extort ‘fines’ from them for using Sainsbury’s car parks or failing to abide by the precise ‘rules’ about car parks which Sainsbury’s dream up.

Below is a letter I sent to Sainsbury’s today describing a ridiculously abusive item of their behaviour experienced recently.

To: Jerome.Kenyon@sainsburys.co.uk

Dear Mr Jerome Kenyon,

On the fourth of April 2009, at about 21.30 I made some purchases at the Horsham branch of Sainsbury’s.

I tendered my car parking card, as usual for, swiping. I have a distinct and unequivocal memory of doing so, because I remember the till operator handed it back to me together with the till receipt and change, and my hands were vaguely full of dealing with packing shopping at the the same time. So, being unable to handle all these items at the same time, I distinctly remember the till operator dropping the parking card accidentally, and then only handing me the change and receipt which I bundled into my wallet together as I always do.

Because of the kerfuffle I have described ( which always tends to take place as till operators usually ignore the fact you are packing shopping away and just thrust the receipt and change at you without the normal politeness of waiting, expecting you to deal with that at the same time – a usual feature of every supermarket !) I was so involved in getting my shopping out of the way for the next customer and putting my wallet away, that I failed to notice at the time that I had not now been given the parking card which had been swiped, and the till operator had forgotten to give it to me as she had put it to one side in order to wait for my hands to complete the other tasks so that I could then take the parking card.

When I then went to my car and discovered I didn’t have the parking card needed to release me from the car park, I then remembered I hadn’t been given it back by the till operator.

Not a problem, you might think. I certainly didn’t think it was as I went back to the store to ask for either that card or another so that I get could get out of the car park.

Unfortunately, your staff at the Horsham branch of Sainsbury’s have shown themselves to be persistently aggressive both to me and to many other customers that I have observed in the seven years I have lived here. So, they did manufacture a very big problem indeed.

In the twenty years of living at my North London address and using Sainsbury’s and various other supermarkets, I never, ever, saw or experienced this consistently aggressive, controlling and idiotic behaviour that I have experienced at the Horsham branch of Sainsbury’s.

So your staff went out of their way to create a problem. This is exactly what happened.

I went to the customer help desk and explained I had lost my parking card somewhere between the till and now and couldn’t, therefore, get out of the car park. I showed my receipt which showed I had just spent £41.

The customer service person, one ‘Michelle’ (she refused to provide her surname so rather stupidly cannot be properly identified as an individual) sent someone off to the till I had used to retrieve the card. This person came back saying there was no sign of the card.

This idiotic customer service person, then asked me to pay ten pounds to be released from the car park ( I had the receipt, only a few minutes old, showing I had spent £41). When I pointed this out, she then asked for a £5 fee to be paid for a lost card. I pointed out that I had not lost it, but that the till operator had failed to return it to me and that I distinctly remembered exactly what had happened and how she had apparently forgotten to return it.

This Michelle person became instantly aggressive and hectoring and quite shrill, doing what all brain dead bureaucrats do in imagining she was doing her job properly and obeying the ‘rules’ relating to car parking; and failing utterly to use one solitary brain cell to understand that what she was doing was an utter parody of what Sainsbury’s intend in the management of their car park.

When I protested that this was ludicrous, this person was very, very, unpleasant, argumentative and unyielding.

She was thoroughly rude and talked down to me in the most demeaning and unpleasant manner designed to humiliate me and show me she was excercising her ‘control freak’, power crazed mentality.

She absolutely insisted I pay up an extra fee, or remain trapped in the car park.

I was completely polite in every way in the manner I spoke to this person, and in the course of me remonstrating that it was ridiculous to demand a fee to allow me to leave the car park under the circumstances, I simply used an index finger to point in her general direction as I said I was adamant I would refuse to pay this wickedly oppressive fee.

This total idiot then instantly latched onto the (completely wrong) idea that I was being violent and aggressive simply by virtue of me pointing a finger to emphasise a point in a perfectly normal piece of human communications behaviour, where hands wave about in various ways while talking to other people – body language comprising well over 50% of communication and verbal language comprising as little as a mere 30% on occasion.

She instantly said , the minute I pointed this errant finger, downwards at the counter as it happens, that she was refusing to speak to me because “I was being violent and abusive” (which I absolutely was not) and told me she was calling the manager and grabbed the ‘phone in a dramatic fashion as though she was about to be physically attacked, and then called for the manager.

How you can say I was “violent and abusive” for simply pointing a finger to emphasise I was absolutely adamant I would not pay this extortion, I cannot imagine.

What is clear to me is that this dim woman has got it into her head that anyone pointing a finger or generally gesturing with hands, is being aggressive and therefore can be restrained, attacked, thrown out of a store or even, perhaps arrested and charged with violent assault. I am not merely being flippant or exaggerating here, because all of those things follow on from a true situation of a person being actually genuinely threatened with a real threat of violence.

In this case it was entirely in the fevered, politically correct, childish, and immensely stupid little brain of a completely inadequate person who made it plain she thinks anyone pointing a finger in this manner is fair game to be accused of aggression and violence.

The duty manger, Mr Paul or Peter Stares, appeared and immediately made things worse.

Without the slightest attempt to find out what had been going on he said “you shouldn’t be shopping here” and told me I had been banned from the store and told me to leave.

I told him leaving this lunatic place was the only thing I wished to do right now but I was being prevented as Sainsbury’s were apparently determined to keep me trapped in the car park. I also informed him it was completely untrue I had ever been banned from Sainsburys.

This banning was another fiction your aggressive staff had erroneously dreamt up a year ago which was the subject of my previous complaint to you on June 17 2008; whereby Sainsbury’s had apologised to me for this being untrue.

Mr Stares then asked the customer service person (Michelle) for a car park release card so I could leave. She told him she did not possess any as she had run out of them.

This, then, would seem to the reason she had behaved in this disgusting and appalling manner towards me in the first place. The stupid woman didn’t have a card to give me, so this led her into this dreadful torrent of abuse by her, artificially constructed in her little pea brain and furthered by a completely brain dead idea that anyone using a finger to gesticulate with in the course of a conversation is being aggressive and abusive.

Frankly, I am nauseated by all this and I wonder what you might like to do about it.

I am forced to use Sainsbury’s whether I like it or not, and I am sick and tired of the horrendous attitudes of your staff, who seem to have lost all sense of reason and understanding of normal, decent, civilised behaviour. And I am now left wondering, every time I shop in Sainsbury’s, whether you staff are going to attack me and cause a scene again as they obviously have the habit of doing.

It occurs to me the only explanation for this unusual and rather weird behaviour of staff is quite likely to be the constant brainwashing they receive from Sainsbury’s under the guise of ‘training’ – where Sainsbury’s are ‘training’ staff into a ‘them and us’ mentality. ‘Them’ being those irritating customers that “us’ at Sainsbury’s need to have complete control over to obey Sainsbury’s every whim.

That is certainly the message that unequivocally comes across as I routinely see other customers humiliated by Sainsbury’s staff; in particular by being persecuted by Sainsbury’s staff when customers use the Sainsbury’s car park while they do their shopping.

I frequently see people trapped at the exit barrier being refused to be able to leave by ’security’ people who constantly go on about how they are ‘just obeying the rules’ when people who are clearly shoppers and not people misusing the car park are trapped at the barrier, which then causes a huge queue to form as every one else cannot leave the car park either. It is a disgusting way to treat your customers.

I find all of this deeply disturbing and completely unacceptable.

Mother denied all access to her children

Here is the Sunday Times story on parental alienation !

Today ( 10 May 2009) on the front page of the Sunday Times, is the story many of us are very familiar with. The article is titled ” Wife of financier denied access to their children”, by Daniel Foggo.

Then in the same paper, on page 6, in the section headed NEWS, there is a further elaboration of the story, under the heading” Mum jailed for telling son she loves him”, reported again, by Daniel Foggo.

What hasn’t been reported is that at an early stage, when the mother was ’set-up’ by her husband, she informed her member of Parliament, ( a very senior MP), that the social worker involved with the case had moved into the matrimonial home, after she had been kicked out.

The senior MP took up the matter with the local authority, who after about 6 months wrote to the MP and informed him that ” the social worker had now moved out” !

So the husband had arranged for the social worker involved in the case to be pliant , in more ways than one!

This is what the Family Court secrecy is concealing.

It is a wonder that the MPs involved the scandal of MPs expenses, have not invoked Family Court secrecy. Had they done so, they, the corrupt Labour Party, Gordon Brown, Hazel Blears, Phil Woolas and that disgraceful Speaker, Gorbals Mick, would have been able to keep their corrupt practices away from disclosure.

It’s not just me that thinks it’s a serious business, but obviously everyone involved in this other story ! Including the courts.

Whatever the rights and wrongs of this case and others of a similar nature with squabbling parents or social workers squabbling with parents, it is wicked and disgusting that parents are jailed for the most utterly trivial matters by our Government; which now seems to have become a hybrid of Stalinist Russia and Hitler’s Nazi control freak Germany.

From The Sunday Times

May 10, 2009

Daniel Foggo

A COURT has denied the former wife of a rich City financier all access to their three children after she was found to be turning them against him.

In an extraordinary ruling, the woman, who was also judged to be too indulgent a parent, has been legally barred from seeing her children for three years. She was jailed for approaching one of them in the street and telling him she loved him in breach of a court order. She is facing a possible return to jail this summer for posting a video about her plight on the internet.

Read the rest of this article at the Sunday Times by clicking on the link below

http://www.timesonline.co.uk/tol/news/uk/article6256709.ece

From The Sunday Times

May 10, 2009

Mum jailed for telling son she loves him

A woman has been denied access to her children for three years, accused of trying to turn them against their father.

Daniel Foggo

AS the wife of a successful City financier with three young boys, she seemed to have it all.

Yet after a bitter divorce and a protracted battle with Britain’s family courts system, the woman now finds herself bereft. She no longer lives in an imposing home counties farmhouse and for the past three years she has been denied any direct access to her children.

Barred from approaching them in any way, she has been repeatedly arrested for breaching the terms of the injunction against her.

Read the rest of this article at the Sunday Times by clicking on the link below

http://women.timesonline.co.uk/tol/life_and_style/women/families/article6256499.ece

http://www.parentalalienation.org.uk/index.html

http://www.stopinjusticenow.com/

From Jack Frost ….Author: ” The Gulag Of The Family Courts”…Book 1

Parents Abandoning Children to Work

Poisonous seduction of consumer society greed for more, and more, and more; more of everything; – except happiness and contentment !

I think that running a home with kids and doing it properly is a full time job. If you did a proper, scientific study of the real and actual hours needed to do the job I wonder how many hours a week that would be. Does anyone know ?

I’m willing to bet it is going to be more than the notional forty hours of a typical working week.

And before this is considered, I think the average ‘modern’ idea of what is involved in running a home with kids is a bit peculiar because people have become so lazy they simply don’t do half the things they should be doing anyway.

Like cooking real meals with real food instead of micro waving that expensive ready made rubbish from the supermarket.

If running a home properly is a full time job, then it follows that an expectation of both parents having another full time job outside the home will cause problems, reducing the quality of family life and producing stress on the whole family.

There seems to be a quaint notion that as long as kids are fed and watered and dumped somewhere to be ‘looked after’ by some disinterested establishment providing ‘child minding’ services that is perfectly fine.

Parents are then free to work.

But the damage caused by the entire nation being gradually brainwashed over the past five decades into abandoning any idea of running family homes properly and looking after kids the way nature intended they be looked after – mostly by parents, is incredible.

This is the main cause of the current generation of children as a whole generating a tidal wave of violence, crime and general dysfunction and a workforce so ill educated, miserable, and lacking in work ethic, common sense or initiative, that it is next to useless.

I am utterly appalled at the way children are neglected as they are brought up surrounded by a conspiracy of consumer greed carefully nurtured by dimwitted governments and big business constantly poisoning people’s minds with persuasive brain-dead marketing lies.

This corrupting nonsense is now so embedded in the national psyche that the Government thinks it sounds perfectly reasonable to imagine that all single parents could somehow find the time to have a full time job and look after children alone; and that both parents in a two parent household should also both work full time, using all that money they earn to ‘dump’ the kids on some ‘child minder’ somewhere.

Never mind it causes immense psychological damage to the children and parents as well as frequently causing demonstrable physical damage too.

The way this country expects to bring up children is sick. Just look at the results !

Computers, eh ?

That bloody computer really got me today in the end. It must have been the most time wasting, silly day in my entire computing life. I just can’t believe what the stupid things do. I had a busy day with loads of seriously urgent things to do and not one of them has been done.

The fundamental reason is that you set out to do the equivalent of tidying your (old fashioned,real, desk) which should only take a few minutes before starting the day’s work. That always used to involve me reading two or three newspapers too, which only took half an hour and was part of my work. perhaps a couple of irritating letters are written to get rid of them and the mail is opened – you know the sort of thing.

But in the crazy world of computers, that sort of thing leads you by the nose from one thing to another; you sit with arms folded waiting for the bloody web pages to load (five minutes for one today and then the error message the ’server cant be bothered to respond’.

Then there are the web pages with the vital bit of information you need cunningly hidden so it takes an hour pratting about trying to find it. Then you give up. Most software is so ghastly it defies belief. The result is extra-ordinary inefficiency and induced nervous breakdown because just about everything you try and is thwarted by the electronic idiot sitting on your desk.

Deepabayard’s Weblog

This is something I came across on the web. It amply illustrates the shallow idiotic madness of the computing age which overloads us with meaninglessly stupid information posing as something relevant.

Or, perhaps the writer is a schizophrenic. I hope so; because if they are not God help us all.

September 3, 2008

Seth Godin for SEO- Imputation and Adverse-Coldcock

Filed under: berkshire hathaway, carolyn, love story, magazin, single parents, world bank — Tags: world bank, berkshire hathaway, single parents, carolyn, magazin, love story — deepabayard @ 5:17 pm

Plumb this onetime Make holiday, jammed chirographer and bra respecting viral retailing, Seth Godin, reported this stance by virtue of SEO:
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VERY BIG TERROR PLOT NOT VERY BIG OR TERRIFYING OR A PLOT, ADMIT POLICE




THE very big terror plot uncovered by police last week is not big, does not involve terrorists and is not a plot of any kind, it it has emerged.


Quick resigned after jeopardising an operation that turned out to be a waste of time anyway. Brilliant.

As nine brown men were deported for having beards, the police blamed the Home Office, the Home Office blamed MI5 and MI5 warned everyone it could kill them with its thumb.



An inquiry will now be launched into why the prime minister was allowed to scare the shit out of everyone, though experts insist it may just have had something to do with the news agenda.



A police spokesman said: “We were hoping to charge them with conspiracy to go to the shops to buy crisps and Tizer, but according to our lawyers that that’s not an actual offence, as yet.



”We have therefore taken the precautionary step of sending these men and their potentially explosive beards back from whence they came.”



He added: “Come to think of it, Bob Quick must be absolutely f*****g livid. Whadya reckon?”



A spokesman for home secretary Jacqui Smith said: “Embarrassed? No, we’re way, way beyond embarrassment at this stage.

”That’s a bit like asking a streaker if he’s embarrassed because he hasn’t shaved.”

The Mortgage Meltdown

CBS News December 14, 2008

Scott Pelley reports on the mortgage crisis that’s far from over, with a second wave of expected defaults on the way that could deepen the bottom of the U.S. recession.

Now that more and more people are openly using words like fraud to describe the behaviour of the banks, why is nothing being done about them ?

The True Sources of Wealth

BY GUEST WRITER TRIUMVIR SAPIENTIAE

When we start relying on financial trickery rather than production as the source of our wealth, we’re in trouble.

It’s nearly universal for our politicians to tell us that we need to get back to creating wealth. This much is true; sadly, however, our politicians want to get back to creating wealth by getting people to borrow more money to buy more stuff, most of which was made in foreign countries by foreign workers, and most of which they couldn’t afford even if they weren’t going into still more debt in order to buy it.

Why does our age, alone among all, consider increased consumer debt and the increase in consumption that goes along with it to be “creating wealth”? Isn’t this truly merely consuming wealth? And given that the vast majority of these consumer goods that we’re purchasing with our borrowed stimulus funds are made in foreign factories by foreign workers, while our own citizens are occupied predominantly with serving each other (increasingly foreign-produced) food and selling each other incomprehensible financial documents (not to mention helping to import the foreign products that we’re doing all this in order to buy), isn’t this consumption of wealth without ever replacing it with anything?

BY TRIUMVIR SAPIENTIAE

CLICK HERE TO READ THE REST OF THIS ARTICLE

OFFICIAL – BRITAIN NOW POLICE STATE

Run by thugs on the orders of “Adolf’ aka control freak dictator Gordon Brown and corrupt friends

Britain was always famous throughout the civilised World for being very democratic, a champion of liberty and completely tolerant of free speech. Not any more.

Under the repressive jackboot of sour faced dictator Gordon Brown and his bunch of like minded, Corrupt, pornography obsessed, money grubbing, self seeking, intellectually challenged, busybody control freaks, Britain has become a police state where the Government seeks to interfere in even the most petty details of everyone’s daily life.

Like all dictatorships, the government sponsored control of daily life extends bit by little bit until it is a mountain of rules and regulations with increasingly draconian penalties for what is laughingly described as ‘breaking the law’. The ‘law’ is what Gordon Brown says it is to suit him, not what the democratic majority of this country voted for.

Disobey Government dictats now and you will be coshed into submission by police on the streets or even randomly shot to death in tube trains.

Video footage shown on television news taken at the G20 demonstration last week clearly shows police coshing Ian Tomlinson from behind and violently flinging him to the ground. He died just a few minutes later. He was seen trying to walk home after work through the streets of London with his hands in his pockets and doing absolutely nothing to warrant police interfering with him in any way whatever. He wasn’t even a demonstrator – just a man walking home from work.

Equally, law abiding Jean Charles de Mendezes innocently travelling through London to work in July 2005 was simply gratuitously shot to death in a tube train by mindlessly stupid State employed thugs masquerading as police.

The Daily Telegraph reports today ‘that senior police officers admit the video footage of Mr Tomlinson being struck to the ground for no apparent reason “looks ugly”.

‘They question whether there were other events which preceded it, involving Mr Tomlinson, and therefore whether pushing him to the ground was unprovoked.

‘Andy Hayman, retired police chief, said: “The Commissioner must ask serious questions about the style of policing. If left unchecked, we have a more violent crowd in uniform than the crowd demonstrating.”

This is a polite and diplomatic way of saying the police force are out of control state sponsored thugs, ready to use random and extreme violence for every trivial reason or even no reason at all. Pretty similar to Nazi Germany’s Gestapo really !

It wasn’t just Ian Tomlinson being persecuted by police brutality last week either. The police were seen violently attacking hundreds of people at random in order to beat them into submission and force them to remain imprisoned all day in a small area surrounded by violent and aggressive police until nightfall. People were seen being attacked and beaten with police coshes for no lawful reason at all.

One woman was seen on television news being violently beaten by a policeman smashing his baton across her back merely for speaking to him; absolutely extraordinary !

The intention of the police was to deliberately force demonstrators and anybody else in the area, to go without food and water or access to toilets for the entire day so as to inflict ‘punishment’ on the demonstrators by making life as unpleasant and as uncomfortable and painful as possible without actually coshing all of them – just a few ! ‘To encourage the others’ as the saying goes.

Terrify a few people with a good coshing. Beat the living day lights out of them with brutal police batons, and everyone else will be so terrified they will be cowed into submission, coralled like cattle until exhausted.

This is plainly illegal on several counts and would have been unthinkable before the Labour Party Communist style Dictatorship under scheming Gordon Brown.

Sounds like a case of Police assault to me. Anyone going to bring a case for unlawful assault and or imprisonment against the police ? I would if I had been there.

In fact I very nearly was – with my ten year old son ! Would the police have corralled him like an animal all day without water, food or access to a loo ? Would they have beaten him with a vicious cosh too to force him to stay imprisoned ?

Obviously no law abiding citizen can now be certain they will not be randomly attacked by a violent police force. The UK is no longer safe from State inspired police brutality.

Isn’t it time we all stood up to these uncivilised power hungry fools destroying the whole Country and everything that made Britain a great place to live ?

This Government is disgusting. Get rid of it before it’s too late.

New Hampshire Judge Orders Website ML-Implode To Divulge Identities of Anonymous Posters

March 31, 2009 – For Immediate Release

LAS VEGAS – A New Hampshire Superior Court Judge has ordered Implode-Explode Heavy Industries, Inc., the owner of the popular mortgage industry crash site Mortgage Lender Implode-O-Meter (ml-implode.com) to give up the identities of persons who provided information to the site about The Mortgage Specialists, Inc. of Plaistow New Hampshire.

Rockingham County Judge Kenneth R. McHugh also ordered that the allegedly “secret” and “defamatory” content about The Mortgage Specialists would have to stay down permanently.

The information consists of an anonymous posting on the ML-Implode forum about The Mortgage Specialists and the publishing of the company’s 2007 “Loan Chart” sent in by an informant and placed online by the Implode-O-Meter staff.

The Mortgage Specialists alleged in their complaint the forum posts were defamatory, and the 2007 Loan Chart detailing financial statistics was secret. ML-Implode immediately and voluntarily removed the information to assuage MoSpec’s concerns, despite its continuing assertion that it still had the right to post them. However The Mortgage Specialists persisted in demanding the submitters’ identities and a promise to permanently keep the information offline. ML-implode refused. The Mortgage Specialists filed suit on November 12, 2008, signed by company President Michael Gill.

Judge McHugh stated in his order that since the Mortgage Specialists did not hold the Implode-O-Meter culpable or ask for monetary damages, their request to divulge the identities of the persons in question was “reasonable.” The Judge further stated:

The maintenance of a free press does not give a publisher the right to protect the identity of someone who has provided it with unauthorized or defamatory information.”

Judge McHugh’s order was issued without a full hearing on the merits of The Mortgage Specialists’ claims. Specifically, plaintiffs had not yet established that any of the postings were defamatory or that the Loan Chart information posted was in fact confidential, as ML-Implode’s challenges were limited to whether the New Hampshire court had jurisdiction over ML-Implode and whether the plaintiff’s requested relief would violate the First Amendment.

Click here to read the rest of this article

Note from Mortgage Lender Implode-O-Meter :

(The order was made regardless of the fact that the underlying allegations (defamation, breach of secrecy) were never proven:

http://ml-implode.com/article/mchugh_order

In other words, operators of forums or other online publications may be compelled to take down posts and give up identities before it is even shown defamation occurred or “secrecy” was breached.

We are appealing to the New Hampshire Supreme Court.

This is quite a bad precedent for bloggers or those who run forums. It is very easy to come up with wrong-minded and unfounded allegations like the above. The mainstream media should be concerned too, though they are less likely to be picked on, for obvious reasons (still, they could end up in court a lot longer for user posts to their online articles that might “upset” someone).

Feel free to cover this or spread the news around.)

IMPLODE O METER

Or click here to see the home page of The award winning USA Website that exposes the fraudulent practices of the banking and mortgage industries.

THE DAILY TELEGRAPH IS BECOMING A JOKE – A COMIC NOT WORTH READING

I am about to leave the Telegraph blogesphere as well as the daily paper for good because of the awful way they are run.

The last straw is the removal of many of my blog posts here which, as a journalist, I know to be perfectly acceptable in the pages of any normal newspaper; not libelous or ad hominem etc. Just robust, mainly political, views.

Many of the posts remained happily in place for ages. Then disappeared.

I understand, but can only guess really, because the Telegraph is too rude and ignorant to bother to tell me why these posts are are removed, that they are removed because some reader complains.

That is quite extraordinary – that any reader can remove any post because they personally disagree with it. Has the Telegraph completely lost its marbles.

Or is this just another example of big business outsourcing work (the moderating of Telegraph blogs) to some back street Mickey Mouse outfit somewhere deep in the slums of an Asian city – where the workers only appear to speak English, but actually have virtually no ability whatever to understand the language at all. Thus making a complete pigs ear of nonsense out of everything they deal with.

For some time now I have found the Telegraph becoming more and more unreadable as it turns into a silly comic, a parody of what it used to be.

Frankly, I am now beginning to find it an utter waste of time.

Banks Caused Financial Collapse by Using Thuggery, Dishonesty and Fraud

All we hear about from the banks is how all those dreadful sub-prime mortgage borrowers caused the Wordwide financial collapse that is now wrecking millions of people’s lives around the globe.

It’s all their fault, the banks try to persuade us. The sub-prime borrowers started all this by not repaying their loans, the banks say.

But now all sorts of other borrowers, Big business, little business, the corner shop – even governments and banks are finding themselves unable to find enough money to pay their way in life. They can no longer pay their employees or their own borrowings.

Even people without any loans at all are simply finding they no longer have the amounts of money they used to have, and so they no longer have enough money to buy things with. So every business, every shop is suffering shrinking income as business everywhere shudders to a grinding halt.

So, the banks were wrong then. It wasn’t sub-prime mortgage borrowers who caused this economic collapse. So who was it ?

It can’t have been a sudden conspiracy by all the sub-prime borrowers, as well as the rest of the business world and governments too, getting together in a huddle and deciding all at once not to repay their loans; can it ?

There is a key element to all these financial problems that I have never seen articulated and I think really ought to be put into the public domain, It is this.

Virtually all the ridiculous financial problems are caused by events that occur after people fall into arrears with loans from banks. This is because the entire financial industry has taken upon itself the role of judge, jury, executioner and God. There is nothing much to stop them except courts, and courts are generally not very good at doing that.

What courts can do depends so much on the legal abilities of the people bringing a case before it, because a court is a passive thing which is there to be persuaded to decide what to do by the strongest argument put before it.

A borrower is immediately ‘criminalised’ by lenders and this label hangs around the neck of the person in financial difficulties to make even themselves feel as though ‘there must be something they have done that is wrong’.

For some bizarre reason the financial industry collectively believes borrowers in difficulties, which are almost always just caused by the simple lack of income borrowers expected would be available to pay any loans, are there to be treated like vermin.

The financial institutions believe the appropriate way borrowers in difficulties should be treated is with extreme aggression and violence, using the tactics of thuggery, dishonesty and fraud. It seems financial institutions also believe that when borrowers experience even the slightest hiccup in repaying loans, that it is an excuse to simply extort extra money from the borrower that amounts to what is no more than criminal fraud dressed up with pompous self righteousness.

The poisonous way financial institutions behave causes a complete breakdown of the borrowers attempts to sort out their personal life and their efforts to pay debts are frequently deliberately made impossible by lenders who thwart reasonable attempts by borrowers by the manner in which the lenders bully, harass, stalk, threaten and generally contrive to destroy borrowers lives.

A large part of the problem is the psychology of abuse which the financial institutions think they have a divine right to inflict on people. This abuse breaks down all communication and dramatically diminishes the borrowers abilities to repay loans.

It instantly creates a situation of hurtling the borrower into a place where the borrowers themselves, believe they are sub-standard people, made to believe they are failures by the disgusting behaviour of the financial institutions. It immediately becomes a ‘them and us’ battle. The banks are on one side and the hapless borrower – the grotesque, sub-human enemy – on the other side; to be exterminated and squashed into oblivion by the steam rolling corporate power of the mighty bank; answerable to no one but itself. Even the government is powerless to control them.

It is exactly this process, writ large, that has produced the World wide economic meltdown. The banks have applied this behaviour I have tried to describe on an increasingly massive scale. They started with hurling abuse at a relatively small number of sub-prime borrowers, a special class of loans the banks dishonestly designed to be especially easy to allow increased amounts of extortion from the borrowers forced into taking out those loans.

Then, as the banks deliberately contrived to use all that small print they had carefully designed into the terms of those fraudulent loans to criminally extort increasing amounts of money from their victims, the corrupting stink of lies, deviousness, and dishonesty and theft spread stealthily from where the banks had deliberately created it – those awful sub-prime mortgage loans, mainly – into the dealings the banks did between themselves. Being criminally dishonest, just became part of the way the banks did all their everyday business.

Suddenly all the banks started to realise they could no longer trust each other about anything because the dishonesty they had created was spreading into loans they made to each other. No one could now rely on the banking system at all to be trusted to deal honestly and reliably in anything at all. Their lies and deceit were also beginning to be discovered by the press and Governments.

The banks had succeeded in destroying the whole World Economy by their sheer dishonest, grasping, greedy, lying, poisonous, criminal nastiness.

The whole problem -everything to do with money – is driven by psychology. And banks have warped that and bent it and manipulated it in order to extort increasing amounts of money from everyone in a myriad different ways.

The bank’s greed went too far and caused the entire system of money to self-destruct.

The only way of repairing it is to completely remove control of the World money supply from the utterly irresponsible, dishonest banks.)

Global Financial Meltdown Update

NEWS FLASH…..NEWS FLASH….NEWS FLASH…..NEWS FLASH…..NEWS FLASH

Friday, 10 October 2008/or possibly March 24th 2009/not quite sure really, but what the heck it doesn’t really matter does it?

Global financial meltdown update from OLLYS ONIONS


New details of bank rescue emerge:

• Eleventy hundred billion pounds/dollars/whatever injected into/exchanged for/given away or something. More cash to follow.
•
• Iceland to be abolished (shop as well as country, to make absolutely sure).
•
• Scotland to be banned from having banks.
•
• Credit default swaps to be converted into credit default squirrels, in the hope they take all the toxic debt and bury it in flowerbeds. Collateralised debt obligations to become collateralised debt orangutans, so that Indonesia can deal with the problem.
•
• Banks to institute “once you give you can’t give back” rule to ease lending.
•
• Dow Jones, FTSE, Nikkei, etc to be recalibrated, so that fewer points are better, and 1 is now best.
•
• Co-ordinated worldwide reduction of 75.5% in the number of people who know where the *@&*;$! all this is going to end up.

Prime Targets in the Vicious Circle of Blame

Sunday March 22, 2009, Dateline NBC aired a piece called “Inside the Financial Fiasco,” in which Chris Hanson finally takes a break from exposing sexual predators to take a closer look at the current housing mess.

NBC attempts to assign blame for the mortgage meltdown, and also tries to make it seem like they have finally identified the handful people who were the “only ones who knew” what lay in store for the economy when Wall Street embarked on the derivatives end-run that fueled the crisis.

So let’s go down the list of people that are prime candidates in the vicious circle of blame, and what their role was in the making of this fiasco.

Click here to read the rest of this interesting article By Guest Author Scott J. Wilson at:

YOUR MORTGAGE OR YOUR LIFE

The Ignorance and Immorality of Banking Executives

Here are two pricelessly childish comments on my previous article from two individuals with a rather puerile outlook on life illustrating the sheer ignorance of many people – particularly those in the financial industry.

The comments clearly show the immoral banking industry thinks it is quite okay to dishonestly extort money from people if those people can be persuaded to volunteer themselves to sign up for racketeering ‘financial products’.

Jamie MacNab naively tells us that,

“Correction : people took out loans from these banks because they thought they were getting a good deal ; they could have gone elsewhere.

Correction : the banks are being sued because the Council believes that it will be the British taxpayer who will foot the bill.”

And ‘Quincunx’ breathlessly says,

“The last time I investigated, borrowing money from banks was not compulsory, even in Ohio.”

I say;

Jamie, and Quincunx,

People have a fundamental need to find somewhere to live. It boils down to renting or buying. Buying might easily be considered the most intelligent long term decision. You cannot avoid making these decisions of logic so far. There is absolutely no choice. You exist. You have to have a roof over your head.

But, according to your logic, of course, it would be possible to say you could actually choose simply to live in an open field (if you can find one where you won’t be chucked off). That way you don’t have to worry about the hassle of finding money every month to pay a mortgage or the rent to a landlord.

But that has certain drawbacks, doesn’t it ?

‘These people’ you describe as though they are some kind of dim, grasping, feckless, subspecies of human, quite different from you, did not take out these mortgages ‘because they thought they had a good deal’.

They took them out because they were forced to take them out if they wanted any kind of mortgage at all because the banks contrived to deny them ordinary decent mortgages with normal decent civilised terms.

The banks thought by labelling people as ‘unreliable’ by virtue of a falsely constructed ‘credit rating’ based on virtually meaningless nonsense dreamed up by complete idiots obsessed with that magic word ‘computers’ and it’s attendant corporate infobabble, ‘information technology’, reducing life to meaningless tick boxes on forms, it gave the banks an excuse to rob people blind. The banks did it out of pure greed.

In virtually every case of a subprime mortgage it seemed the right thing to do at the time and the mortgage holder believed monthly payments could be met, ,just like he would have thought he would be able to find the same amount of money to pay monthly rent to a landlord.

The mortgage was often actually a smaller monthly sum to pay than paying rent for a house you didn’t own.

So it was definitely the right thing to do – to take out a subprime mortgage rather than no mortgage at all.

Then, you have to consider the brokers arranging the mortgages saying how the hapless subprime mortgage holder could expect to change his mortgage to a different lender after a couple of years when the charmingly described low ‘teaser’ rate of interest rose dramatically, propelling monthly mortgage payments instantly into the stratosphere, often to become completely impossible to meet. That was a lie.

So, Jamie, you are completely, comprehensively and spectacularly wrong. These mortgage holders are victims of a rotten, corrupt, greedy, dishonest banking system.

The mortgage holders positively could NOT go anywhere else to get a normal mortgage. The banks prevented that.

The banks deliberately set out to trap increasing numbers of people into higher and extortionate lending processes using the same sort of logic and persuasion that ordinary criminal extortionists used to use to blackmail people with.

And I’m afraid the logic of suggesting that people go to court to sue others because someone else is paying the bill, so that makes it all OK, is quite puerile.

That bill will only be paid if the court finds it is true the banks acted wrongly and are at fault. If they are not, the British taxpayer or any one else wont be paying any bills at all, will they ?

These two mentally challenged individuals clearly show how dishonest and dim so many people in the financial industry – particularly the banks – can be.

Heartless Aggression and Spite by Banks Goads City Council to Take Banks to Court

Cleveland City Council In Ohio, USA, is suing the Royal Bank of Scotland and other banks.

Why ?

Because those banks destroyed large swathes of Cleveland City.

How ?

The banks lent money to people to buy houses. The loans were artfully constructed by the banks to be fraudulent so as to milk the maximum possible amount of money from the bank’s unsuspecting victims taking out those mortgages.

The banks knew their victims would take out the wickedly dishonest mortgages because they had no choice. Choice had been denied to them by the banks.

The mortgage victims had been forced into them by virtue of the banks forming a cartel where banks colluded with each other to deny ever larger numbers of the population ordinary, normal, and reasonable mortgages. The banks invented all sorts of mealy mouthed excuses to deny ordinary mortgages, pushing the bounds of credulity bit by bit as they strangled the housing market with dishonesty at every opportunity.

This forced increasing amounts of people desperate to have a home to live in to be forced into these dishonest loan shark style mortgages they knew were completely wrong, nasty, and utterly, utterly destructive.

These dishonest mortgages were designed to steal increasing amounts of money from the hapless victims because the mortgages were arranged in such a way as to increase repayments almost exponentially in a manner virtually all normal working people would find impossible to keep up with.

The mortgages always increased automatically anyway after an initial period, sometimes literally doubling monthly repayments.

Then, when borrowers had difficulty keeping up with repayments, the banks thought they had some kind of divine right to sanctimoniously ‘penalise’ the borrower by increasing repayments even more to breathtakingly fraudulent levels by inventing a whole raft of unrealistic, dishonest excuses, liberally laced with a good dose of pure lies.

This rapidly led to ruthlessly speedy repossession of the houses by the bank. This allowed them to steal even more money from the borrowers they were busy persecuting by charging the creatively described ‘early redemption penalty fee’; as though the borrower had wantonly inflicted some awful commercial insult or burden on the bank for which they had to be penalised for and the poor bank compensated for the dreadful inconvenience imposed on it by the borrower forcing the bank to evict them from their own home.

The banks also used repossession as a means of inventing a whole load of other ‘fees’ like the mythically dreamed up ‘repossession management fee’ which, being charged monthly, could soon mount up into thousands of additional pounds extorted from the borrower.

Now, here comes the really interesting bit. The banks didn’t seem to care that when they repossessed the houses in rapidly increasing numbers the houses would become more and more difficult to sell. In fact whole streets of houses in Cleveland were repossessed and could not be sold. The houses, with families evicted from them, were left unmaintained and became vandalised. They rotted away and soon became uninhabitable as all buildings do when left empty and abandoned.

It wasn’t too long before many homes passed the point of no return and became fit only for demolition. It happens very quickly to any home left empty.

So gigantic areas of the City of Cleveland became an urban wasteland where, previously, there had been neat, well looked after attractive family homes.

Meanwhile, the families had been evicted, making employment for those families next to impossible. I mean, how easily could you or anyone else hold down any sort of job when you are thrown out of your home and onto the streets – forced by a bank to become a homeless vagrant ?

So Cleveland City Council were faced with dealing with wholesale destruction of their City by the banks and also having to deal with an ever increasing tide of homeless people and families with small children being forced to claim emergency welfare payments from the Council just to survive. Oh, and then there was the exponential increase in crime caused by this process.

All of these evils caused entirely by the banks, without any help from any one else.

The funny thing about all these repossessions is, because the houses cannot be sold, the mortgage loan is not repaid to the bank. This makes the act of repossession completely pointless.

It would seem the only reason banks will always repossess even when it causes catastrophe, is simply out of spite.

So, because the banks have caused this to happen all over the World, the global economy now lies shattered, with poverty and deprivation stalking the World and threatening global conflict. That’s war and death in ordinary language.

All thanks to the banks colluding with each other to inflict a wicked regime of extortion backed by heartless aggression and spite.

That is why Cleveland City Council are suing the Royal Bank of Scotland and other banks.

Good for them !

Perhaps a lot of other people – particularly those mortgage holders comprehensively fleeced by the extortion of the banks, for instance – should also take legal action against what are, at the end of the day criminals. Yes, the banks have indulged in criminal and fraudulent behaviour. They extorted money from people by dishonest means. That makes them criminals.

Criminals should be taken to court, punished and be forced to compensate the victims of their crimes.

World at War – Gormless Gordon Brown’s Third Reich

Watching the episode of the ‘World at War’ tonight in which Hitler gradually expands his idea of hatred of Jews step by logical step into murdering them in the most obscene manner merely as a bureaucratic solution to ridding the German State of their presence forcibly brought home to me how all Governments use their powers to inflict greater or lesser degrees of evil on all of us at any time throughout history. None more so than our Labour Government.

Once people have the legal power vested in them to interfere and control and dictate the lives of others and employ armies of petty officials ‘just doing their job’ to inflict their personal ideas on the daily minutiae of how others should do as they are instructed by the awesome power of the State, freedom, individuality, decency, common sense and everything that is good about life rapidly disappears.

World War Two was one such incomprehensible obscenity caused by the evils of political bureaucracy gone mad. There are many others in more modern times. The lunacy of George Bush and Tony Blair both deciding to successfully convince their Governments to invade Iraq and Afghanistan to wantonly kill and destroy and have the young soldiers so ordered to kill be, themselves, killed in return are one example and offensive in the extreme.

Muslim States today drive a hatred of non Muslims and call for the the violent extermination of non Muslims by killing people who don’t wish to be Muslims – which is precisely the same as Hitler’s ranting about Jews. It is clear that many Muslim extremists would be very quick to obliterate New York or London with a nuclear bomb if they were able to. It is only a matter of time before they are in possession of nuclear bombs and then it is certain they will use them in that murderous way.

And nobody ever seems to even try to do anything at all to prevent this mechanism of misusing political power to inflict evil from continuing to being hijacked and grasped by the undesirable inadequates who become politicians; people with a deep seated wish to remove freedom from others and dictate how others should live their daily lives.

But it isn’t just about the more dramatic things like wars. There is the bureaucratic grind of killing freedom and poisoning daily life bit by bit with the slow death of a thousand small cuts; ‘laws’ which are no more than the demented ideas of small minded busybody, interfering dimwit bureaucrats who delight in telling other people what to do.

Tony Blair and accomplice Gormless Gordon Brown have systematically wrecked the United Kingdom, imposing thousands of ‘regulations’ and ‘targets’ for everything and all sorts of new rules and regulations to destroy everybody’s freedom. So vast is their interference in everyone’s lives that hardly anything at all still functions properly in the UK.

It is their nasty minded attempts to control every part of our lives that forcibly reminds me they are barely different from the demented behaviour of the Third Reich. The similarities in behaviour are positively startling.

A direct result of the corrupt Labour Government is the news today about the complete incompetence of the corrupt Staffordshire hospital which is reported to have caused the deaths of hundreds of people as it pursued Labour Government ‘Targets’ instead of getting on with the job of providing competent NHS healthcare. Instead, they concentrated on saving money, rather than providing adequate medical attention to sick people.

Another item of Labour insanity under Dictator Brown is the latest idea to inflict a sort of permanent house arrest on any person not paying things like parking fines by denying them their basic human right to ordinary freedoms by preventing them leaving the country for any reason; you know, seeing relatives living overseas, holidays, any ordinary sort of thing like that.

Then there is the hilariously idiotic idea of controlling people’s silly and bad behaviour of drinking too much alcohol by manipulating the prices of cheaper alcohol to achieve a minimum price per unit to make it more expensive for poorer people to drink it, thereby keeping them a bit more sober.

So it’s alright then to get regularly drunk if you’re rich enough not to be bothered by minimum prices for cheap and nasty alcohol which only the plebs drink anyway.

You couldn’t make it up really, could you ? It is social engineering straight out of George Orwell’s 1984 novel of totalitarian government terrorism. State sponsored bullying is another way of putting it.

I wonder if anyone else has managed to work out that the more you get morons like the Labour Government trying to control people in such ludicrous ways, the more society disintegrates into complete chaos, criminality and immorality around us.

You only have to look at this same culture of power crazed, narcissistic greed and stupidity nurtured by the banks under the close tutelage of this labour Government which connived with the banks as they comprehensively set about fleecing us all to realise how dangerous and destructive the Labour government has been.

It is this ethos of corruption and theft that has allowed the banks to wreck the entire World Economy.

If you stop to think for just a moment, you will realise that we have all become so used to the banks being blatant thieves, that we have accepted their activities as normal. Obviously this acceptance must be wrong as their behaviour was so grotesque it has plunged the whole World into spiralling, out of control poverty, which no one knows how to stop.

SOCIAL SERVICES FULL OF IGNORANT, INCOMPETENT IDIOTS RUINING PEOPLE’S LIVES

Lord Laming is being too polite and diplomatic about Social Services being inadequate and requiring immediate improvements in his report on Social Services published on March 12th..

But then public decency prevents him from using the sort of language that naturally comes to mind on discovering the true awfulness of the state of the UK-wide Social Services empire of ignorant, lazy, incompetent control freaks.

Utter fools – who routinely allow children to die while sanctimoniously smashing families to pieces by wrongly ripping children away from parents with completely false and even meaningless accusations; having them adopted or putting them in foster care where they are often totally abused and hugely damaged for the rest of their lives.

For example, I can unequivocally report some of my own experiences of Social Services in action. There was Haringey, north London, social worker Conrad Barzey who deliberately and maliciously lied in a report of his to the Family Court.

I personally saw how he told a fragile, mentally ill woman only a week at home after being in an acute psychiatric hospital ward to employ a lawyer ‘to fight for custody of her son; otherwise she may never see him again’.

This, despite the fact she was happily living with and being heroically looked after by her partner and father of her son, and the couple were demonstrably a couple, living together in a good relationship, with no plans to break up or live apart. And the mother had already expressly told a court she wanted the father to have sole legal custody as a safeguard against her erratic mental illness.

Social Services had not been given any brief by anyone to interfere in the life of the family, which had simply gone to court to obtain an order that sole custody of the three children be given to the father – with the complete agreement of the Mother – so the children would be safe from any erratic behaviour caused by the Mother’s severe mental illness.

Of course, it was no surprise the woman rapidly degenerated into a major mental breakdown, illegally abducting her son against the existing order of the family court, setting in chain a series of events that comprehensively wrecked for ever the lives of all three children, the Mother, Father and other extended family members.

Oh, and it cost the taxpayer an outrageous sum of money – hundreds of thousands of pounds- for no particular reason at all. Just pointless expenditure to ruin people’s lives and do precisely nothing useful at all.

But it was a great job creation scheme for loads of Government employees while it lasted, wasn’t it ?

Then there was Susan Dicks, Senior social worker in North Wales Social Services in Denbighshire. Again, I witnessed her pathological rudeness, appallingly malevolent and incompetent behaviour, and her social services employees behaving in the most breathtakingly nasty, spiteful, stupid, foolishly incompetent way imaginable.

They managed to somehow contrive to conjure up out of thin air a potpourri of evils, wholly constructed by them alone. The permanent damage they inflicted on three children and two parents – as well as collateral damage in the further reaches of the family – were spectacular. They were sheer, incompetent, stupid, idiotic, form filling bureaucratic idiots. totally unfit to do the job they were supposed to be doing.

They managed to destroy the whole family – forever; made the Mother’s mental illness worse, and inflicted untold miseries on the three children.

In another case, I witnessed Buckinghamshire Social Services employ the same devious tactics of conjuring up the completely imaginary scenario that two parents whose three children had been forcefully seized and adopted by Social Services, were planning to abduct and fly them out of the country, presenting it to court as fact and demanding both parents be sent to prison for plotting to abduct their own children.

When the court discovered there was no evidence whatever for this utterly malevolent false accusation, Buckinghamshire Social Services were forced to withdraw their lies.

When I spoke to senior Bucks social worker Margaret (whose surname escapes me at present, but I will find it shortly), responsible for removing the children in the first place under the most highly doubtful, dubious and flimsiest possible excuses, she recoiled like a rattlesnake and fixed me with a withering, poisonous look of sheer contempt for daring to even speak to her.

I thought her withered, venomous looking face exuded spite and hatred of everything around her and just one look at her made it clear to me she was a dangerous menace and one of the worst possible people to be working as a social worker in any capacity at all.

The rotten State of Britain – ‘nation of form fillers watched by quarter of world’s CCTV cameras’

By Christopher Hope, Whitehall Editor Daily Telegraph 10 Mar 2009

Britain has become a bureaucratic and authoritarian state watched over by a quarter of the world’s CCTV cameras, a study of Labour’s decade in power claims.

National debt is running at £175,000 per household, five times more than thought, while each year the Government has passed 3,500 regulations, along with 100,000 pages of rules and explanation.

‘The Rotten State of Britain’ claims to be the first “deeply researched factual account” of Tony Blair’s and Gordon Brown’s time in office.

The author Eammon Butler, a director of the leading think tank the Adam Smith Institute, claimed that his book had been turned down by two publishers because of the “unconventional” nature of the content.

He said: “A new form of centralised government and authoritarian government has been created that is worse than ever in Britain’s recent history.”

Among the claims in the book are that Britain has a quarter of the world’s CCTV cameras, the largest of any country and that taxes have risen by 51 per cent since 1997.

Motorist stopped by police for laughing

By Nigel Bunyan in the Daily Telegraph 05 Mar 2009

A motorist was stopped by a police officer and questioned because he was laughing at the wheel.

When Mr Saunders got out of his car, the policeman told him: ‘Laughing while driving a car can be an offence.

There is a link between a murdered boy and a laughing motorist

From Philip Johnston writing in the Daily Telegraph Mar 5, 2009

Here are three stories from today’s newspaper. What is the connection?

First, 65 people sentenced to jail for life have gone on to commit further serious crimes, including murder, when they have been released from jail on licence since 1997. Second, a serial knife attacker is convicted of the murder of Rob Knox, 18, despite complaints being made to the police about his behaviour. Third, a motorist is pulled over by a police officer and questioned – because he is “laughing too much”. The connection? Our criminal justice system has become so divorced from its purpose that dangerous offenders are not dealt with properly while perfectly innocent behaviour is treated as suspect because it is easy to target. It no longer protects the general public.

This is not a specious comparison because it is all interconnected. When dangerous criminals are released on life licence they are supposed to be properly supervised by the probation service yet we have many examples of a failure to carry out basic checks.

In the case of Karl Bishop, the killer of Mr Knox, he had been jailed for four years for wounding but was released after less than two years. He murdered the young Harry Potter actor a year later. The point here is that since Bishop was released at the half-way point, he was always subject to recall to prison if he re-offended. The police were told that he was a suspect in a number of knifings and robberies yet did nothing about it. He was never questioned or arrested despite his history of serial offending. Several police officers, we are told, have been reprimanded and the Metropolitan Police says “lessons have been learned”.

What possible lesson needs to be learned other than to carry out the primary functions of policing, which are the prevention of crime and the apprehension of criminals? How have we come to the point where a motorist is pulled over and questioned for laughing while a would-be killer is allowed to remain free to snuff out a young life and destroy a family? The only people laughing are the criminals.

Is The Credit Crunch a Cereal and Where Can I Get It ?

I keep hearing credit crunch. Apparently the most popular cereal today. but I cannot find it at Tesco’s. Is this cereal too expensive to be in Tesco?

Should I try Waitrose ?

Wronged parents need the oxygen of publicity

From The Times

March 6, 2009

We hear the tragic details of children left in danger. But we must not silence the families of those removed unjustly

By Camilla Cavendish

“They’re ripping lives apart and no one knows,” says one kind colleague who has rashly offered to return some of the phone calls I get from people trying to get their children back from social services, or to stop them being taken away. She is staggered by the volume of misery, powerlessness and desperation that this issue provokes almost every day. And that it is almost invisible outside.

We all see the tragedies that go the other way. Baby P is imprinted on our minds. When the Audit Commission warned yesterday that thousands of children may be at risk of neglect and abuse in parts of the country because of shambolic child protection systems, we all have vivid images of the horror that can result if social workers do not intervene.

Yet we have almost no idea of what happens when the same shambolic systems intervene in the wrong lives.

When children die, they have no “privacy” left, so the media tell their story. But if children are taken from loving families and placed with strangers, their “privacy” makes their views the property of the State, to be translated only by the State.

I know one child, now back with his mother, who was told by social workers that she didn’t want him any more because she had a new baby. I have heard others say, on reaching 18, that they had assumed they were in care because they were evil. Many suffer the cruel ratchet of family contact visits being relentlessly reduced from maybe a few hours to an hour a week, to an hour a fortnight – awkward meetings in municipal rooms. This is done to wean children from their parents, for ostensibly good reasons but it also helps the State to claim that the “family bond” is weak and that the child would be happier with strangers. Of these things done in our name, we know almost nothing.

When we do find out, it is often too late. On Tuesday I went to the Court of Appeal to observe a strange case in which two teenage boys are protesting that the State is punishing them by keeping them in care.

The council apparently became concerned that the boys had refused to see their mother after she left the family home. A judge decided that their father was poisoning the boys’ minds, encouraged by a psychiatrist who, it was said in court, had exceeded her remit. They were taken into care. The boys have since run away from two foster homes, repeatedly stating that they want to live with dad, not mum. The system has deprived them of both.

The mute expression of disbelief and fury on the face of the older son on Tuesday, when the judges dismissed the appeal, was eloquent. By that stage, my feelings mirrored his. But it was hard to be sure. This was the first time any of the evidence had been made public, because only now has it gone to appeal.

We need proper regulation of the care system. The Audit Commission report demonstrates that regulators are too weak to improve performance in children’s services. We need a regulator who can spot problems early and make social workers accountable. We also need scrutiny of the courts. Here, there is progress. From next month secrecy will no longer be the default mode. Jack Straw is the first Lord Chancellor to have had the courage to stand up to vested interests and insist that all family courts be open to the media.

“If justice is open,” he told The Times at Christmas, “there is a greater chance that standards will rise and that egregious practices may be spotted before they become harmful.” He is also freeing parents to seek advice from a wide range of people, including MPs, some of whom dare not touch constituents’ cases at present. The ability to see who is involved will allow campaigners to track whether some experts and councils routinely jump to questionable conclusions.

Mr Straw is making a historic change from secrecy to openness. As of April 1, the onus will be on judges to restrict the press only if absolutely necessary. So it is strange that his proposals contain a sting in the tail. When court proceedings end, he is considering changing the default setting from openness to secrecy – by reversing a 2006 Court of Appeal ruling called Clayton v Clayton.

This states that parents and children who want to tell their stories can be named at the end of a case (as long as the children are not in care or have not been adopted). Judges can impose reporting restrictions, if they fear that an egotistical parent might take advantage of a child’s privacy; so there is still protection for children. But the ruling put parents in civil cases in a similar position to those in criminal ones – such as Sally Clark and Angela Cannings, who were cleared of killing their babies in 2003 after a huge campaign in which television played a vital role.

TV is a tremendously powerful medium for demonstrating suffering and mistakes. It was crucial to Nicky and Mark Webster – who made headlines two weeks ago for trying to overturn the adoption of their three eldest children – in being allowed to keep their fourth child. The Websters owe their success not to the Clayton ruling but to the courage of the reporter John Sweeney and the BBC in getting round the law, publicising the case for a brief period when the couple fled to Ireland and putting so much into the public domain that it became a public interest matter.

But the Clayton ruling has helped others, such as Fran Lyon. She was an Edinburgh student who was threatened with losing her baby because she was said to be in danger of developing Munchausen’s syndrome, a diagnosis disputed by her own psychiatrist.

What matters most is being able to prevent miscarriages of justice. By opening up the family courts, Mr Straw is taking two huge steps towards that. But reversing the Clayton ruling would be a step back. If we have to alter voices and black out faces, we will be treating wronged parents like IRA terrorists. That would be a victory for the privacy lobby, but not for justice.

SILLYFLATION – THE FASHIONABLE NEW IMPORT FROM ZIMBABWE !

You too can will shortly be carrying your loose change around in a wheelbarrow just to buy a loaf of bread or pint of milk, exactly as they have been doing for ages in Zimbabwe.

Governor of the Bank of England, Mervyn King, announced today that Goofy Gordon and the Darling Chancellor has cooked up another wheeze with the Bank of England to destroy the UK economy even more than it already has been by the greedy, unprincipled, immoral, banks.

Gordon’s great idea, with Mervyn King’s connivance, is to print lots and lots more bank notes. This is because the banks are hoarding all the money they can lay their sticky, dishonest little fingers on and no one else has any money to buy anything with.

No doubt the banks will get their hands on that new money too for a while, and the Government will be forced to print more and more pretty little bank notes with the fairytale idea that all those impressively printed and colourful little bits of paper will have real value and worth, and people will be convinced they are rich enough again to be able to spend money to buy things, employ people to make them, and generally kick-start the economy.

Garbage ! What it really means is the economy will nosedive even further and inflation never before experienced outside of Third World comedy economies like Zimbabwe will take root in the UK.

Well done Gordon and cronies. You’ve done it again !

What would do wonders for solving the economy here and the rest of the World would be to arrest a few senior bankers and charge them with criminal fraud and throw them in jail for a while. That might encourage banks to stop behaving like thieves and try and be a bit more honest in their dealings.

It is purely the deceit and dishonesty of the banks which have caused this global economic crisis, so the people responsible should be punished. They undermined everybody’s trust in money and the entire system of banking as they committed more and more fraud of one sort or another. They ended up not even being able to trust each other. There’s no trust among thieves, the old saying goes.

That certainly proved right in the case of the banks !

It might be a good idea to let the whole lot of them go bankrupt and completely reform the entire banking system at the same time.

The banks have proved they cannot be trusted to run the financial system, so it needs to be done differently, more intelligently, and by more honest organisations.

It really is difficult for someone who is not into bars etc. to meet suitable middle aged men/women.

Ha ! No it isn’t.

When people say they can’t seem to meet members of the opposite sex, I think it is ridiculous.

What they really mean is they haven’t met anyone they fancy as a potential partner. There are a huge number of reasons for not so far having met a potential partner, starting with the ability to actually just meet a lot of people in the first place from which to have a pool of people to size up.

So, all anyone has to do is to get out there and meet a large number of different people, some of whom will be single and ‘in the market’. Others won’t be ‘in the market’ because they already have partners, but might be so dumbstruck by a new acquaintance, they leave existing partners and latch onto you and you them.

So, it is all about just meeting people ennit !

Therefore any activity, social or work, which involves exposure to the maximum number of people offers the opportunity to meet potential partners.

All you have to do is talk to them. That’s the process of sussing them out. Are they single; question one; what do they do for a living; question two …..

You know the sort of thing, sussing them out. As the cross examination proceeds, a decision is being made by both people whether they might want to become friends. And we all know where becoming ‘just friends’ can lead !

There was once upon a time a very clever device invented aimed at refining this process to speed it all up as much as possible and make it a bit more efficient.

It’s called ‘the party’ !

This is a great idea for meeting hordes of people in a short space of time. So, you can go to a half decent party, meet about a hundred people, chat to maybe half of them, come away after of two hours of intensive chatter and mutual cross examinations and maybe, if you’re lucky, an invitation or two to some more parties and a couple of people who want to keep in touch with you.

Ergo, your social circle is already expanding ! Simple really.

If you are a single unattached recluse (like me) stuck in a rut with absolutely no social life whatever, the chances of meeting a potential partner are virtually zilch.

So get out there and socialise or something.

Anything that involves meeting people will do – even bars. But while bars are a possibility, they are only a slight possibility because most people go to bars with their friends and chatter amongst themselves.

A single person grimly nursing a drink in the corner, is going to find it seriously difficult to break in to one of these chattering groups; and if they do, they can’t just go in there and say ‘ Hi, I’m a sad, lonely, bitter and twisted single person, desperate to make friends with anybody’.

Even if they don’t actually use those words, but butt in and say something cheerily, like, ‘Hi, I spend loads of time in this bar and I notice from what you were saying that you’re all new around here. Let me introduce myself ‘, the secret hidden body language you exude from every cell of your person still gives out the message loud and clear that you are a desperate, lonely has been who will do anything to smarm their way into someone’s -anyone’s – acquaintance.

So it not really a starter, is it ? Better go to that party instead, where the rules are all different. There, you are not only allowed to introduce yourself to complete strangers, but are actually expected to. In fact, if you don’t, you are likely to be thought of as a bit of an oddball.

As well as ‘the party’, any activity that involves meeting people is good. You could try getting out of bed in the mornings and going to work. That helps, sometimes. Being friendly and helpful in general to other people when you do meet them is always useful because they are then automatically inclined to invite you places – like the nearby Starbucks coffee shop to have a natter over a cup of coffee or something.

Get a hobby of some kind and dream up other ways of finding excuses to meet like minded people; it works a treat !

The only problem with all this, is that, if you are a sad, lonely, bitter and twisted single person, oozing envy at all those happy go lucky, cheerful couples, it will show.

So when you meet other single people, who are most likely to be vaguely similar, you will exchange bitter and twisted tales about each other’s lives explaining just why you are bitter and twisted because you are on you own.

So that’s the way both of you will stay – just endlessly exchanging hard luck tales of lonely single life.

Married people are always immensely more attractive to members of the opposite sex. When I was married I was constantly bombarded with endless unwanted propositions from even more unlikely bimbettes.

Now I’m middle age, sagging and single, oh and penniless, having had my finances completely trashed by rapacious, destructive former partners, I’m thoroughly bitter and twisted, reclusive and don’t even know where to begin my rehabilitation.

Any offers out there ?

Bimbettes not welcome.

Sinister Evil of Government Bureaucracy

Government imposed bureaucracy is reaching levels of surreal fantasy that persistently undermine all our lives in a sinister, but almost invisible way.

TO BE CONTINUED LATER

Tesco Thought Police Ban Mum From Buying Alcohol With Teen Daughter

KAREN Dumelow is 46. She looks younger. She is at a branch of Tesco with her 14-yerar-lold daughter Emily. She is buying two bottle of wine (white).

The cashier asks for ID. Staff will not sell Mr Dumelow the wine unless her companion can prove she is of legal age to drink it. Can she work the pole? Tesco is tough on thought crime.

Karen Dumelow is by trade a fraud investigator. Emily does not retrieve a fake ID. No ID; no wine.

Says mum to the Porstmouth News:

“The checkout assistant asked Emily for ID and I just told her that obviously she didn’t have any because she is only 14 years old.”

Obviously.

“I couldn’t believe what I was hearing. It was crazy. Do you have to leave your children at home if you want to buy alcohol now?”

Well, no. If you leave them alone, it might be against the law. Is there booze in the house in an unlocked cabinet? Best to get the booze delivered. And carry all prescription medication with you at all times. And lock your child in their room. No, don’t do that. There might be a fire, or worse, a step uncle or neighbour in high Gary Glitter paedo boots peeping through the upstairs window…

Emily is sent to the car. Yeah, with the car keys! Or was it already unlocked? Either way, for shame! Mrs Dumelow asks:

“I was paying for the shopping, not her, how extreme can something get? I would never purchase alcohol for an under-age person. The part that incensed me the most was that literally one minute later I bought the wine from the same till – it was unbelievable. All I had to do was send my daughter to the car and all of a sudden everything was OK.”

Says Tesco:

“We work hard to prevent under-age sales, including proxy sales where adults purchase alcohol for under-18s. However in this instance we got it wrong and sincerely apologise.”

The Mail is outraged. Elsewhere in the Mail:

This what the country has come to. In every walk of life there is a complete lack of common sense, let alone freedom. I spend a lot of time in the former USSR, and life is freer there! Believe it!
- Sandy

Word to Tesco staff… you don’t run the country.
- David, Essex,

No, the Mail does:

Brown launches undercover police Christmas blitz on underage drinking

‘Parents responsible for underage drinking’

Parents are to blame for under-age binge drinking and so are drunken stars, says pubs boss

Labour has created a ‘timebomb generation’ of teenagers hooked on casual sex, drugs and binge-drinking, claim Tories

Teachers told to spot children suffering a hangover

And:

Tesco bans parents from buying alcohol if they are with their OWN children

A Mail reader writes:

WONDERFUL! Good for you Tesco’s! Alcohol should not be sold together with other goods at all. It should be sold separately, in a separate, closed off unit. It’s called an “off licence.”

Or a park.

Trouble In Store &; Supermarket

source

Anorak News

BANK OF AMERICA HEIRESS BLASTS BANK LEADERS AS ‘IDIOTS’

By CBS News Reporter Hank Plante

The granddaughter of the man who founded Bank of America in San Francisco in the early 1900s called the bank’s current condition “totally repulsive” and blasted the bank’s management for being “idiots.”

The harsh criticism from Virginia Hammerness, the heiress to A.P. Giannini’s family fortune and a significant stockholder in the bank he launched, came during an interview Monday with CBS 5.

She reflected on how her grandfather founded B of A as the Bank of Italy in San Francisco’s North Beach neighborhood in 1904 as a reaction to the fact that the big eastern banks wouldn’t lend to middle class immigrants like Italians.

Hammerness was outspoken about what has happened to the bank that is her family’s legacy, saying she had little doubt that Giannini was “rolling over in his grave.”

She added that her father, who succeeded her grandfather as bank president and “gave his life for the bank,” would have had a similar reaction upon seeing today’s decline of the institution.

“I think its totally repulsive,” Hammerness said when asked what she thinks of Bank of America now. “What idiots, what kind of idiots are running that bank?”

Hammerness directed some of her criticsm at the bank’s decision to go ahead with the purchase of the near-bankrupt Merill Lynch brokerage, even after learning that huge bonuses were paid out to Lynch employees right after the deal was announced.

“They bought it and then, you know, they found out before the deal was consumated that the head of Merrill Lynch paid all those bonuses to people. Bank of America should have said forget it,” said Hammerness.

Huge bonuses were not her grandfather’s way of doing business, she said.

A.P. Giannini gave away millions, but died with an estate of only $500,000. He turned down a $1.7 million dollar bonus that the bank wanted to give him, saying they should use it to help their customers instead.

Gianniani became a legend right after the 1906 San Francisco earthquake. After his bank burned down, he set up a wooden plank on two barrels along the street and made loans. All it took was a handshake and he later said every loan was repaid.

But Hammerness wondered aloud whether she would even be able to get a loan today from Bank of America.

“If i just went in as Mrs. Hammerness, I don’t know, I might not be able to,” she observed. “It’s just bad, it’s greed, greed, greed.”

While she doesn’t favor nationalization — a government takeover of the banking industry — Hammerness said she is worried that the bank’s ongoing decline could leave little in the future for the other heirs in her family.

“I just think what’s happening is just nauseating really. I feel so sorry for my children, my grandchilden, my great grandchildren and everybody else’s,” she said.

When asked if she still puts her money in the Bank of America, the Giannini heiress responded: “Well, of course. But I have no loyalty to it. It’s just there because I’m too lazy to go somewhere else… That’s the honest to God truth, just too lazy to move it somewhere else.”

Be Very Afraid of Anal Penetrating KILLER Office Chairs Made in China

Boy Killed By Anal Penetrating Chair

IN China, a fourteen-year-old boy was killed when chair he was sitting on exploded.

Parts of the chair entered the boy’s rectum. The result was extensive bleeding. And it killed him.

The killer chair is a gas cylinder type, of the type seen at computer work stations. In blue.

The height is altered by an adjustable cylinder containing highly pressurised gas. It is this that exploded.

In 2007 another chair exploded, propelling a 20cm part into the backside of a 68-year-old man. He lived.

Made in China. Buyer beware…

Source

Anorak News

LOAN SHARKS – PREDATORY MORTGAGE LENDING

Today’s news is full of the UK Government setting up a ‘telephone help line’ for people who are victims of ‘loan sharks to call. How cute ! Isn’t Mr Gordon Brown and his Government such a nice, caring bunch of politicians?

But if they were so concerned about unlicensed door to door loan sharks why didn’t the government do something about them before ? They have always been a nasty bunch of grasping thieves, so what’s new ?

You don’t need a telephone ‘help line’ for an illegal criminal activity of fraud to be dealt with. But you do need the police to get out there and do the job we taxpayers pay them to do. Telephone ‘help lines’ are always a way to keep people like the police busy answering telephone calls and filling out lots of forms and ticking lots of boxes after asking loads of nonsensical and irrelevant questions of the individual conned into making a telephone call to such a useless ’service’.

All that activity and box ticking helps them meet those ‘targets’ which Gordon Brown’s silly bunch of dangerous twits are so fond of imagining means they are actually doing something useful.

But, just wait a minute . Loan sharks, predatory lending. A dreadful, fraudulent criminal activity to be sure !

So why hasn’t the Government done anything about curbing the fraudulent, dishonest and criminal activities of the banks and other large financial institutions ?

It is the collective behaviour of the entire financial industry which has brought the whole World economy to it’s knees, driving millions of people into poverty, joblessness, homelessness and Gods knows what sewer of other awful deprivations.

Why hasn’t the Government stopped the completely fraudulent nature of that laughingly described ’sub-prime’ mortgage lending which is what kick-started the World wide financial Crisis in the first place ? Why isn’t the Government doing something about it right now, before it gets even worse ?

After all, sub-prime mortgage lending is just another version of loan sharking. It is a means by which mortgage lenders use fairy tale nonsense finance babble to substitute for honesty and straight dealing. It is deliberately designed to ensnare home buyers into their sub-prime clutches so the banks can extort ludicrous and unrealistic high interest rates, followed by sudden leaps in monthly repayments which the banks know borrowers will find incredibly difficult to meet.

This in turn allows the banks to turn the screws of extortion – just like those criminal loan sharks – by charging huge amounts of extra money based on utter fiction; knowing it will drive the hapless borrowers further into financial oblivion, repossession and homelessness- and almost inevitably joblessness as well; because holding down a job while being thrown out of your home onto the street is a bit of a tricky proposition.

The mortgage lenders say they do everything they can to help people who are in difficulties with their mortgage repayments. But that is a lie. They do nothing of the sort. What they do is to deliberately drive people further and further into financial difficulty. They employ people like teenagers in call centres to ask a standard list of questions, just about exactly the same for every mortgage lender.

These questions are all about ‘have you got the money today. Will you pay your mortgage by credit card now to stop us taking legal action to repossess you’ etc. The nature of the call centre teenagers is obstructive, insulting and meaningless; deliberately designed to be as stressful as possible and making it impossible for the borrower not to sink into a state of severe stress and almost certain depression.

These calls are not about borrowers negotiating the best possible means of being able to maintain their home loan by talking to responsible, mature bank employees with the authority to be able to sort out the best possible solution for the mortgage to be maintained.

One of these unpleasant loan sharks, part of that Lehman Bros empire that sparked the Global Financial Crisis, told a mortgage holder in difficulties, “Nothing you can say to us will make any difference. We are going to repossess your house regardless’.

Doesn’t sound like negotiation to me. Doesn’t sound like doing all they can to help a borrower in genuine difficulties either.

It does sound like the language of a door to door criminal loan shark using whatever threatening behaviour is available to find excuses to extort more and more money out of hapless victims.

When will the Government do something to stop this loan shark mortgage extortion engineered by the banks ?

BANKS ARE VINDICTIVE, WITHOUT CONSCIENCE OR MORALITY, WARPING SOCIETY

Wantonly, viciously, Spitefully, destroying people’s lives and the whole economy as well.

The UK council of Mortgage Lenders reports today that only £700 million worth of new mortgages were lent during January this year. Taking a very approximate average mortgage of £200 000, that represents just 3 500 individual mortgages granted in the UK during January 2009.

I know each month’s figures are different and may increase in later months; they also may not. But this just gives a general indication of where things area heading.

Multiplied by the twelve months of the year that makes just 42 000 individual mortgages granted for the purchase of houses in the UK for the whole of 2009. The level of repossessions alone is already way above 50 000 a year and estimated to be over 70 000 in 2009.

The bottom line is that nearly everyone wanting to sell a house will find it almost impossible to find a buyer, and everyone wanting to buy a house will also find it almost impossible to obtain a mortgage sufficient to fund the purchase.

Which only goes to show that the banks, so obsessed with throwing families out of their homes and onto the streets, are obscenely spiteful, nasty, power crazed and vindictive organisations without conscience, humanity or any sense of human decency, morality or dignity.

The repossessed houses will mostly remain unsold and empty, just like thousands of houses have in America. They will be exposed to deterioration, neglect and vandalism and likely to progressively lose value and become more unsaleable. The homeless families will cost the Government even more money in social housing of some sort. Employment becomes virtually impossible when you become homeless.

The children of those families will be traumatised and suffer lifelong psychological damage, contributing further to the downward spiral of civilisation our society is already suffering from. Entirely thanks to the disgustingly materialistic way of life forced on us by the banks and other financial institutions that set the economic agenda and drive big business to warp society into becoming fiercely, pointlessly, wastefully spendthrift; never giving but a passing thought as to how to wisely spend the fruits of progress, technology, profit and increased leisure.

The banks are just wantonly, viciously, Spitefully, destroying people’s lives and the whole economy as well.

Ever since the spinning Jenny freed workers from unremitting, backbreaking, soulless toil to the potential for a better life, the financiers and accountants have stolen that freedom away from us by continuously inventing new ways of stealing the profits of improved technology and progress, pocketing it for themselves and squandering it in a breathless race to become even more garishly, pointlessly, meaninglessly extravagant.

GIVING INCOMPETENT BANKS ALL OUR MONEY

All this debt then. Trillions and trillions of losses by banks to be compensated for by Governments providing trillions of pounds of financial support (loans) to all those wicked banks so as to prevent the financial system collapsing completely.

Mmmmmmn!

So Governments are giving the banks lots of our money which we are told will take us a generation to repay and keep us and our children in abject poverty as we provide all this money to the banks.

Errrrrrr ! So the banks get all this money. We lose all this money. And what exactly do the banks do with it all ? Apart from paying themselves a lot of obscene bonuses. We can gloss over that as being a relatively trivial amount of money even if it is morally obscene.

So we give the banks our money then so as to keep them from going bust and completely wrecking the financial system.

But that means my personal financial system is already beginning to be wrecked and will get worse in the next thirty years as I struggle to pay all those taxes needed to replace the huge amount of money the Government is giving the banks.

So why give the money to the banks in the first place. I would rather hang onto my own money and let those bastards go bankrupt as soon as possible because they are worthless leeches that have damaged the very core of civilisation.

The system needs radical reform, starting with letting the parasites called banks disappear into oblivion, together with their poisonous ideas.

For teens in prison, life sentence means no parole

FEBRUARY 27, 2009 • 5:26 PM

By Meg Laughlin, Times Staff Writer
In Print: Sunday, March 1, 2009

The retired judge lives in the deep woods southeast of Tampa, a quarter-mile down a narrow dirt road. Late in the afternoon, J. Rogers Padgett is brooding on how much he misses the courtroom.

He’s heard hundreds upon hundreds of cases over the years, so it’s a long shot when he’s asked if he recalls an armed robbery case from eight years ago. The defendant was a kid named Kenneth Young.

Yes, the judge says, he remembers it well. Young was all of 14 when he helped a 25-year-old crack dealer pull armed robberies of hotels around Tampa Bay. Young would take down the video surveillance cameras and grab the cash while the boss held a gun on the clerks and barked orders. No shots were ever fired.

Padgett remembers the address of one of the hotels, the pile of video cameras in the back seat of the crack dealer’s car when he and Young were arrested, Young’s annoying courtroom behavior as he tried to avoid trial. And he remembers sentencing Young to life in prison.

What he does not remember is that it was life in prison with no chance of ever getting out. Padgett ruminates on it a minute and volunteers something extraordinary:

He says he made a mistake. He never meant to send Young away forever.

“I didn’t think when I gave Kenneth Young life that it was life without parole,” said Padgett. “At this point, I’d sign a clemency petition for him to be considered for release.”

The judge’s words are like manna from heaven when they are relayed to Young’s attorney, Paolo Annino.

A law professor at Florida State University’s Public Interest Law Center, Annino and some of his students have crafted a legislative bill that could help Young and about 300 more Florida inmates who got life or hefty sentences when they were kids.

Called the Second Chance Act for Children in Prison of 2009, the bill says that those who were 15 or younger and sentenced to at least 10 years in prison without parole should be considered for release if they’ve committed no other crime, shown remorse, stayed out of trouble in prison and participated in educational programs.

Kenneth Young is their poster child.

“Remember,” Annino says, “this bill is for inmates like Kenneth to be considered for release, not necessarily released.”

The bill favors children who were “an accomplice to the offense or a relatively minor participant … or acting under extreme duress or domination of another person.”

The testimony in Young’s case made it clear that the crack dealer was running the show, with Young in a subservient role. For his part in the robberies, Young got $50 cash, a pair of Air Jordans and a six-pack of Heineken.

Former hotel night clerk Michael Traupmann told the St. Petersburg Times that it always bothered him that “the boy” got such a harsh sentence. “He was pretty harmless,” said Traupmann. “If I could help him, I would.”

Now, so would Padgett.

• • •

A few weeks ago, as the sun set behind oaks in the judge’s yard, he said that when he came to the bench in the 1970s, a life sentence didn’t necessarily mean life. Inmates routinely were granted early release. It was that way through the ’80s.

Padgett said he knew that a change in the ’90s meant that a life sentence for first-degree murder and sexual battery truly meant life. But he said he thought it was for capital crimes only; he didn’t realize it applied when he sentenced Young to life for armed robbery.

“I didn’t know he was stuck,” the judge said. “I thought corrections officials had the latitude to look at his record down the road and let him out if he did well in prison, which is how it should be.”

As it turns out, Young has done well in prison. In eight years, he has stayed out of trouble, cared for sick inmates and taken every class available to him.

Sgt. Kimberly Engleking at Lake Correctional Institution, where Young is incarcerated, described him as “well-behaved, polite, quiet and respectful — never a problem.”

The only negative mark in his prison file came on a Sunday morning two years ago, when he didn’t make his bed one time. He said he didn’t think he was required to on a weekend and was not disciplined.

Annino said he can understand how Padgett missed the change in sentencing guidelines that affected Young. “There wasn’t a lot of education going on about parole being abolished for crimes that weren’t capital crimes,” he said.

“But it takes someone with Padgett’s character to admit what he didn’t know.”

• • •

The Florida Legislature is conservative, not customarily generous with prison inmates of any age.

The bill Annino and his law students were pushing died in a legislative committee last year. But Annino says increased support of Republicans makes him think the bill will fare better this year.

The Senate sponsor is Jim King, a former Senate president and one-time House GOP leader who knows how to get things done in the Legislature.

Serving on the Senate Criminal Justice Committee the past few years, King says he’s been bothered by several laws that inhibit the rehabilitation of inmates. He says the bill has a good chance to pass because many lawmakers feel the current system wastes lives.

“A kid under 15 who has been sent to prison could and probably would be a totally different person than they were when they first got sentenced,” King said. “This would give them a shot at living a normal life.”

The House sponsor is Mike Weinstein, a freshman Republican who has been a prosecutor in Jacksonville for 15 years.

Weinstein says he “thought deeply about it” before he decided to get behind the bill. What made him decide to commit to it was the age of the kids. “If we can’t rehabilitate a percentage of kids who were 15 or younger when they committed a crime, we have to ask ourselves if we can rehabilitate anyone,” he said.

The bill says that if adolescent offenders are granted parole, they have to complete a two-year re-entry program before being fully released.

Annino and his law students are also working on a clemency petition for Young.

“In a lot of ways, prison has been good for me,” Young wrote in a letter a few months ago. “As a kid locked up with a bunch of adult men, I quickly learned what it feels like to be a victim, which made me really understand how the hotel victims felt.”

• • •

When Young was to be sentenced for armed robbery in 2001, prosecutor Curtis Allen told Padgett that Young could be sentenced anywhere from 51 months to life. Allen asked for life.

Young’s attorney, Mark Reinhold, asked Padgett to sentence Young as a juvenile, to seven years, because of his age, because he had no prior criminal history and because of his secondary role.

Padgett sided with the prosecutor. “I feel you’re dangerous,” he told Young. “I’m going to take you out of circulation for the rest of your natural life.”

Reinhold says that as he and Young left the courtroom, his client asked him what that meant. “I had to tell him he was going to die in prison,” Reinhold says, “which made him scream and cry like the child he was.”

Now, Padgett says he was talking tough that day to scare Young, but he didn’t think he was sending him away to die in prison. He hopes either the legislative bill or a clemency hearing will give Young a second chance.

Said the judge: “Just tell me where to sign.”

SOURCE:TAMPABAY.COM

Problematizing Israel’s “Right to Exist”

By Guest Author Semyon Dukach

Given that Israel was created largely as a response to a relatively recent, deliberate, and partly successful attempt to murder every Jew in the world, it is particularly easy to associate Israel’s right to exist with that fundamental right to life, and to hold people who deny it in great contempt. But is it in fact a reasonable association?

Taking a closer look at the language, the right to exist of a certain country is a very different thing than the right to life of its inhabitants. Specifically, Israel’s right to exist refers to the right of the nation to call itself “Israel”, and by implication to consider itself a Jewish state. And that unfortunate framework demands that all others, particularly the large and growing Arab population of both Israel proper as well as of its occupied territories, also consider the nation they live in to be a Jewish state.

Click Here to Read the full article by Semyon Dukach
on the your mortgage or your life Blog

WHO CREATED THIS GIGANTIC BAD DEBT ?

Just a little question. It’s about all this bad debt and losses claimed by the banks.

Where are they ?

Impossibly large figures of losses are being mentioned. This morning BBC Radio Four news, interviewing Chancellor Alistair Darling about the billions of pounds being supplied by the Government to the Royal Bank of Scotland to stop it going bankrupt, mentioned how all these gigantic bank losses around the World appeared since American bank Lehman Bros became bankrupt with huge losses of it’s own just a few months ago.

The UK and American governments talk about trillions of pounds of support to the banking system because of bad debt reported by the banks. Other Governments around the entire World are also dealing with economic meltdown in every country as banks generate bigger and bigger losses by the day.

So, exactly where are all these bad debts the banks are talking about ?

Did every sub-prime mortgage holder and senior business executive mysteriously conspire to suddenly stop paying back their loans to the banks because Lehman Bros went bust ? We are all told these trillions of pounds of losses have appeared as a result of the banking system becoming rotten because Lemans were ‘allowed’ to go bust.

How did this event stop factories making things, shops selling them and workers being employed and spending their wages ? Or putting it another way; seeing as how the Global economy was prospering, with trade expanding and more jobs produced as increasing amounts of real wealth were being created, how was all this real wealth of frenetic trade and economic activity suddenly destroyed ? Who did destroy it all ? What destroyed it ? Who or what really wrecked the World economy and forced businesses to go bust, people lose their homes and jobs and poverty spread rapidly everywhere like a disease.

It wasn’t the factories and other businesses, madly busy trying to meet rising demand for more and more products. It wasn’t the busy little workers beavering away being paid to work long hours busily doing useful things.

Everyone still wanted to make things to sell to other people, to have jobs and be paid, and mortgage holders of any kind were always pretty keen to pay their mortgages using those wages from their jobs.

So, if the business owners and their workers – the people who actually create real wealth – wanted to carry on creating real wealth, how were they stopped from doing the very thing they wanted to continue to do most of all ?

And those mortgage holders, initially blamed by the banks for being the cause of all the problems; didn’t all of them want to carry on paying their mortgages so they could stay in their homes and not be thrown out onto the street as homeless vagrants ?

I expect they did, don’t you ? I expect all those businesses really wanted to carry on employing people and prospering because there is always, but always, an insatiable and completely unlimited demand by the human population as a whole, for more and more gizmos and artifacts; better food, less poverty, more homes for the billions of homeless, more medical care – in fact just more of everything so as to improve and advance human civilisation.

But an apparently invisible force has now appeared, stopping all these hard working wealth creating businesses and workers from functioning. Many are forced into poverty, bankruptcy, foreclosure, homelessness, suicide and hopelessness; all because they are being forcibly prevented from working to create that wealth they crave to produce for themselves and the rest of humanity.

I wonder what that invisible force is ?

Humans, being the sort of restless creatures they are, fear idleness above all else. They must always be doing something; and the first thing to do is provide the material comforts of a home, enough food and clothing and medical care. There is still a long way to go before every member of the human race achieves those goals. So a lot of work still to do for everyone. That’s a lot of economic activity to be busy with for a long time into the future. Plenty to keep us all busy for a very long time then !

Now all these frantically busy people making all the real wealth appear from their labours, might have borrowed money from the banks to enable them to work harder, expand trade faster and generally oil the wheels of commerce. After all, it is money which is essential for trade to exist beyond the crude stage of stone age bartering of goods.

But, in those halcyon days before Lehman Bros investment bank collapsed (that’s just a few months ago, to remind you again) all these businesses and mortgage holders were happily paying their loans to the banks and there were not trillions of pounds worth of bad debt swilling around caused by hordes of people refusing or unwilling or unable to pay their loans back to the banks, making them all go bankrupt.

So all this unmanageable debt was not created by business and mortgage holders then. They wanted to pay their loans back and they were doing exactly that.

So where, precisely, did all this bad debt come from ? It wasn’t all there before Lehmans went bust, or before a couple of years ago. All the debt around then was ‘good’ debt, being paid back to the banks that loaned the money in the first place. How was it suddenly created ? Who created all this bad debt ?

Could someone just answer this question ?

IS THIS A BANKER WHOSE CUSTOMERS FOUND OUT HE WAS JUST ANOTHER FRAUDSTER STEALING THEIR MONEY ?

OR WHY FAT, GREEDY BANKERS SHOULD NEVER BUNGEE JUMP !

Your Mortgage Or Your Life

AN ONGOING SAGA FROM PROZAC AND SERTRALINE.

BY GUEST WRITER – PALMER ON PROZAC

THE SITE FOR SORE EYES GUIDE TO

PEOPLE WHO…

Don’t people piss you off?

I don’t mean certain types of people, I mean generally.

There are myriad types of people on this planet, the vast majority of whom I don’t know – thank a deity.

Because the ones I do come across have a very near escape from an untimely, and pretty horrific, death, I can tell you. Their hum-drum lives are extended a little more because of me. I feel kinda proud about it. I have the power of life and death over hundreds, maybe thousands, of people. And all this without them knowing. Or me getting concurrent life sentences for doing what would come very naturally, sometimes.

Let’s get started and see if you, too, can join this elite club of having omnipotent tendencies in your day-to-day lives. See if you are more like me than you care or dare to admit.

People who…
by Prozac

You’re in a queue and getting near the front. You become aware of someone walking up and standing behind you. They then move to one side and you see them a little better. They’re usually small and weasel-like; sometimes they mutter to themselves; sometimes they don’t and look relatively normal.

After the queue moves up again, they begin to slowly move towards your side, instead of behind you (which, forgive me if I’m wrong, is the usual queue-type format). As the queue inches towards the till, bank clerk or whatever, they inch forward so that they’re slightly in front of you, though still maintaining their position at your side.

Ever come across one? Did you restrain yourself? Or are you reading this sat next to a big, sweaty man named Bubba, whose bitch you are!!

I often wonder if these people actually believe that you don’t notice them. And if they carry on inching, they can get before you. Wrong on all accounts, I’m afraid.

As well as being a little lacking in the neurone area, they have also evolved a thick skin. You can cough, look at them, and say, “I’m before you, mate,” in the most threatening manner and they still look at you with a vacant grin or cheesy smile.

I once tried all of the above and met with the cheesy/vacant look. In a bit of devilment I then said, “My yak needs re-shoeing!” – Vacant/cheesy grin. “My panda has haemorrhoids” – Vacant/cheesy grin. “I’m gonna rip the face off the front of your head if you move another inch past me.” – Result!

Thick skin 0 – Prozac 1.

See, these people aren’t so nearly lacking in social niceties, like language, as others would have you believe. I feel as though I’m doing a public service – teaching those with learning disabilities or special needs. I’m a goddam philanthropist.

Of course, if your linguistic skills aren’t as well developed as mine, you could always twat ‘em!

People who…
by Prozac

You know. They know you. They know they know you. You know they know they know you. Yet they sometimes walk past you, after you’ve nodded, or said “Hi”, without acknowledging your presence.

I thought maybe it was an unsaid social ritual, you know the kind of thing, someone steps on YOUR toe in a queue and YOU say, “Sorry!”

I thought maybe some people are required by some arcane ritualistic law that they can only let on to you once every five or six times. I counted the times they let on. I counted the times they didn’t. There wasn’t a correlation, unless my grasp of Fibonacci numbers is lacking.

I thought that maybe they’d been struck down by deafness and I hadn’t been told.

I thought that maybe I’d been struck down by deafness and I hadn’t been told – then again, would I have been able to hear anyone telling me that? Oh, those imponderables of the universe!

But no.

I thought all sorts of things before the conclusion hit me. They were fucking ignorant.

Simple as that.

Kinda takes the fun out of it, doesn’t it, though? I really wanted to leap in front of them, waving my genitals while foaming at the mouth and speaking in tongues. I’ll bet they’d let on then!

People who…
by Prozac

Design urinals.

I’m sorry for leaving out 50% of our species, here and aiming this part of the rant at males but, come on! I have never in my entire life used a urinal and not been splashed. I’ve leaned in at the oddest of angles. I’ve vectored in, in a way that would have made a Stealth Bomber navigator proud to know my willie. I’ve stood as far back as I’ve dared without urinating on the floor.

Splashed!

I’ve ran in and paralleled the urinal while carrying on running past, willie in hand all the while. I’ve darted to and fro, weeing in spurts as I approach ‘ground zero’. I’ve borrowed someone else’s willie. I’ve watched other people (a humbling experience) using a urinal.

Splashed!

The people who design urinals should be suspended over a steaming vat of urine. Then they’d get a small taste (with luck) of what we poor guys go through every time we want to spend a penny. That’s a misnomer if ever I heard one. It costs a hell of a lot more than that to get the material-rotting enzymes in your average uric acid outlet out of your favourite trousers.

Thank a deity that I’m not young and courting any more. Those days were a nightmare. Dodging, weaving – covering your genitals with your coat to hide the embarrassing stains that looked like a bottle of lemonade had exploded in your underwear. I’m glad I’m now incontinent and forgetful and couldn’t care less who sees me in whatever state I happen to be in at the time. “I don’t recall peeing myself,” I can truthfully say. “Someone must have held me down and pissed my pants! What weirdos there are in the world today…”

PALMER ON PROZAC is a freelance writer from Stockport, England. You can see more of his observations and Rants on THE SITE FOR SORE EYES soon. His views and comments do not necessarily reflect the opinions and views of the owners of this Site. When not hurling insults at the rest of humanity, he dabbles in social work, giving generously to down and outs, and kissing as many babies as you can cram into a Tupperware box.

Social workers who snatched four-day-old baby put her up for adoption over unproven abuse claim

SUNDAY MIRROR EXCLUSIVE by Lori Campbell and Martyn Halle 14/02/2009


A mum and dad have been told they will never see their young daughter again… after she was snatched away at only four days old.

This is the ITV news story here, broadcast on February 17th 2009

Tiny Baby A was taken from her mum by social workers who claimed the tot, who we will call Emily, was at risk in the family home.

Not because of the mum’s failure to care for her – but because of a six-year-old unproven claim that her husband had injured his son from a previous marriage.

Yet, although interviewed by police, he never faced a criminal court over that allegation. And he has even been allowed unsupervised access to watch his boy grow up.

Now the High Court, in a devastating civil court ruling, has decided that a decision to forcibly adopt Emily – now aged four – away from her parents (who we are calling Tania and Stephen) must stand.

Revealing her agony for the first time, mum Tania said: “I had my beautiful baby girl snatched from me at just four days old. Only a mother could understand the horror of that.

“My only crime is that I love and trust my husband. I don’t believe he could ever harm a child, and the courts have been unable to prove it. I have already missed years of Emily’s childhood.”

Stephen, in his 40s, married Tania, in her mid-20s, in 2003. Almost a year after their wedding Tania gave birth to Emily in hospital and they were overjoyed to take her home two days later. But they were to enjoy just two days alone with their little girl before she was taken from them. Social workers claimed there was a danger her dad would hurt her because of the case six years earlier.

Stephen had been married before and has a 10-year-old son, Jamie. When he was eight weeks old, Jamie was taken to hospital with a suspected brain injury and was found to have suffered bleeding behind his eyes. The episode left him permanently disabled, and he now has cerebral palsy. A medical expert said that he had been shaken viciously.

Stephen, who also has a 12-year-old daughter from the previous marriage, said: “Doctors couldn’t tell for certain what was wrong with Jamie. But one came up with a theory it could be ‘shaken baby syndrome’, even though there was no conclusive evidence.

“My wife and I were told that care proceedings were being started. It was heartbreaking to be accused of harming your own child. I vehemently denied doing anything wrong, but no one listened.”

A whole year later – during which time Jamie stayed with his parents and came to no further harm – the couple were taken to a family court in London, where a judge concluded on the basis of an expert’s opinion that the child’s injuries had been caused by one of his parents.

The possibility that the baby had an inherited condition, provoking the same symptoms, was never explored.

And the theory put forward by the family’s lawyers that he banged his head on a baby bouncer while playing with another child was not accepted.

However, social workers in Enfield, North London, finally allowed Jamie to remain with his birth parents under daily supervision. And seven months later the local authority was impressed enough with their parenting to drop the visits.

And there the story might have ended if Stephen and his wife hadn’t split up at the end of 2000. They were granted, and still enjoy, joint custody of the boy and remain good friends. Stephen, whose first wife also backs his adoption fight, sees Jamie regularly and often spends time with him alone.

It was only when – almost four years later – Stephen remarried and his new wife Tania became pregnant that the social workers reappeared. Stephen, who himself has multiple sclerosis and walks with a stick, said: “Tania has no other children and we were both overjoyed to be having a baby.”

Then, when she was eight months pregnant, Stephen developed a heart problem and had to be rushed to hospital. He says social workers visited him at his bedside and handed him a letter saying they were starting emergency childcare proceedings for their unborn child.

I could barely breathe because of the shock,” he says. “It had been six years since Jamie’s case and I’d had no contact with social workers.”

Emily was born in December 2004. When she was just four days old, social workers burst into their home and took her away.

Tania said: “Stephen’s parents were visiting. We were missing an ingredient for dinner, and Stephen and his dad popped to the shops. While they were out  social workers knocked on the door. They walked straight in, picked up Emily in her moses basket and walked out again.

“I was screaming and crying, begging them not to take her, grabbing at their arms.”

Social workers warned Tania she would only stand a chance of getting Emily back if she left her husband.

“We had no choice,” said Tania. “We decided I would go to live with my parents a few miles away and we would fight in court to be reunited as a family.”

Emily was returned to Tania the following day after a court injunction was obtained ordering Stephen to keep away from her.

But social workers were unhappy that Tania and her family remained close to Stephen.

“I often visited Stephen on my own, which was allowed under the injunction,” she said.

“He asked me to text him if Emily ever woke in the night because he wanted to be involved, and I did that. But for some reason, social workers wanted me to hate him and cut him out of our lives.”

Four months later, in April 2005, Emily was taken from her mother for a second time. Tania had been branded unfit to look after Emily simply because she trusted her husband.

Tania said: “I had taken Emily to visit my grandparents. But while I was there, two police cars turned up with a social worker. They burst into the house and snatched Emily from me again. I was in shock – I couldn’t believe what was happening. They said I had been ‘conspiring’ with Stephen. They thought we were going to kidnap Emily.”

Social workers said Tania was too mild-mannered to be able to protect Emily from Stephen. At that point Emily was put into a foster home, and Stephen and Tania were allowed to visit her once a week for an hour.

“It was so emotional,” said Tania. “I tried my hardest to be happy around Emily. But I cried uncontrollably before and after we saw her.”

The couple have video footage taken on July 18, 2006, of them with Emily, and say they look happy and at ease together. At one point, they say the little girl puts her arms out to her mother, who picks her up and kisses her.

Touchingly, Tania says when she asks Emily where her daddy is, the toddler turns and points at Stephen. But already the clock was ticking towards their daughter’s adoption.

Within a few weeks, the couple were told new parents were being sought for their little girl. And they were horrified when they came across an advert in a glossy magazine offering her up for adoption.

The beautiful blonde-haired, blue-eyed girl was smiling at them from the page. The accompanying blurb described her as a bright, happy girl who likes swimming and games.

A phone number was printed alongside for anyone interested in becoming her parents. Tania said: “Our daughter was essentially being put up for sale in a magazine and under her own name. We hadn’t even been warned. It was despicable.”

At the time Enfield officials took Emily away, councils were under pressure to raise the number of children they had adopted by 50 per cent.

Tony Blair had promised millions of pounds to councils that managed to achieve targets. The aim was to get older children in care homes into new families.

But councils found it easier to place babies and cute toddlers such as Emily, and thousands of children under four were removed from their families across the country.

In October 2006 the couple saw Emily for the last time.

Stephen, his eyes filling with tears, said: “We didn’t know that then. We had arranged to see her, but the meeting was suddenly cancelled five minutes beforehand. Presumably a new family had been found. We didn’t even get to say a proper goodbye. It breaks my heart to think she doesn’t know why we aren’t there for her.”

In a desperate bid to beat the system, Stephen and Tania took Enfield Council  to the Court of Appeal in March 2007. They asked for a stay of execution on the adoption while their case was heard by the European Court of Human Rights. But it was refused.

The couple did not give up there. Last month they were allowed to challenge the initial accusation against Stephen at the High Court. There they were backed by top europathologist Dr Waney Squier, who believes there is no evidence that the boy’s injuries were caused by her father.

In the three-day hearing, Dr Squier told the court the injuries were not consistent with Shaken Baby Syndrome. She said that, crucially, he had no other marks or injuries on his body to suggest he had been shaken violently.

She told the court that 85 per cent of autopsies in shaking cases have additional bruising or other injury. And she said the force required to produce bleeding behind the eyes would inevitably cause damage to the neck. 

But the local authority’s expert Dr Neil Stoodley disagreed and said the injuries were consistent with SBS.
However the argument was based just on medical notes, because Jamie’s original brain scans had been lost.

The couple lost their final chance of halting the adoption when Mr Justice Mark Hedley, who described the decision as “agonising”, sided with the council and upheld the care order.

In what he described as a “dreadful conundrum”, he said: “Wrongly to find that there has been an NAHI (non-accidental head injury) is to risk tearing apart an innocent family – a shocking thing to happen.

“Likewise, wrongly failing to find NAHI where such in fact occurred is to risk returning a child to a situation of high or even fatal risk, as notorious cases have sadly demonstrated.

“The consequences of a judicial error in these cases are calamitous.”

The judge praised the parents’ persistence, saying: “The father’s belief in his innocence and the injustice done to his family is genuinely held.”

He also said there was not enough evidence for police to bring a trial on the initial child-abuse allegations. But he said there was still no new evidence to undermine the original findings. 

The couple have vowed to appeal against the decision, but they are running out of time. Once Emily is officially adopted, it is British law that she can never be returned to her parents – even if they are found innocent.

Clinging on to each other in their living room, with walls covered in photos of Emily, the couple say they cannot bear to have another child.

Stephen said: “My health is getting worse and I do not want to go through the agony of having another baby taken away from us by the state.”

The couple are prepared to go to the European Court of Human Rights if their appeal fails.

But Stephen said: “The European court cannot reunite us with our daughter – all we would get is monetary compensation, which means nothing to us when all we want is our little girl back.”

-For legal reasons, the real names of the people involved have been changed to protect their identities.

“lori.campbell @ sundaymirror.co.uk”

BLOG EDITOR’S NOTE:

( These ‘legal reasons’ allow wicked and incompetent social workers, highly questionable ‘expert witnesses’ in the pay of social workers and the family courts, to operate in complete secrecy and to be protected from the public scrutiny which used to be the essential cornerstone of British Justice and Democracy. Not any more !

Our UK Socialist inspired Totalitarian State continues to erode our freedoms one by one as it seeks to control every aspect of citizens lives.)

ARROGANT AND GREEDY BANKERS DISREGARD LAW AND MORALITY

AND COULDN’T CARE LESS IF THEY RUIN NATIONS AS THEY MAKE THEMSELVES RICH AT EVERYONE ELSE’S EXPENSE

“Permit me to issue and control the money of a nation and I care not who makes it’s laws”

Mayer Anselm Rothschild…Banker.

Go here to learn about the corrupt Banking system

http://www.youtube.com/watch?v=vVkFb26u9g8

CRIMINAL BANKS GET AWAY WITH SMUG ‘APOLOGY’ TO PARLIAMENT

A word of explanation about this credit crunch. Everyone is arguing about the causes and who is to blame – without really making a lot of progress.

Except there does seem to be a general idea that it is somehow something to do with the banks. But the banks are having none of that and say it is not their fault.

Some people, particularly bankers, like to put about the idea that it is all the Government’s fault for being too spendthrift and incompetent. The Government is spendthrift and incompetent and very,very wasteful and destructive of anything it gets its sticky little fingers into. That’s true.

But all governments have always had degrees of idiocy and incompetence and it usually doesn’t destroy entire economies on a Global scale. No, however silly the government is it is not directly responsible for the economic collapse. Although it must bear responsibility for failing to control the fraudulent and dishonest behaviour of banks, and is therefore certainly indirectly responsible.

The greedy and unpleasant specimens of humanity currently being questioned by the Parliamentary Select Committee seem to be quite reluctant to understand how they are responsible for leading their dishonest and rapacious banks into contributing to the World economic collapse.

Let us see if we can work out just who really is responsible for all the financial chaos, loss of homes, jobs and the cause of untold misery for millions and millions of people Worldwide.

It isn’t all those workers losing their jobs. No, most people desperately want to work; and nearly all of them would work like dogs if they could be paid decent wages and allowed to keep most of what they earn instead of having it stolen by the poisonous and grasping hand of the State led by power hungry busybody inadequates pompously interfering in everyone’s lives.

It isn’t all the businesses going bust or shrinking as they find they have fewer and fewer buyers for their products. You see, all those workers without jobs no longer have money to buy things and all those businesses struggling to survive also cannot sell enough of what they produce for exactly the same reason – less and less money around in everyone’s pockets to buy things whether it is one business buying services from another business or an individual buying household goodies.

After all people like buying things and businesses really love selling as much as they can and making a nice little profit in the process. It’s called errr, prosperity, I think.

Usually, with rare exceptions, both businesses and individuals take lots of care to vaguely balance their expenditures against their income. Quite simply, they have to, otherwise they evaporate immediately and become non functioning economic has beens in the blink of an eye.

Every single financial transaction for any individual or any business depends completely on the banks and their total control of every single bit of currency in everyone’s possession.

It isn’t the government that controls the creation of money and the entire banking system and therefore the growth in trade an prosperity. It is the banks.

One of the first bankers to realise this was one of those Rothchilds. He said he couldn’t care less about what governments did or thought because he realised if banks could exercise control over the money supply, the banks would have complete power over governments and could do as they pleased. They could even tell governments what to do.

How right Rothchild was ! Banks have been doing as they please ever since.

Just look at that greasy little manipulating ex boss of the HBOS bank. He sacked a senior member of staff who expressed concern over the unsavoury behaviour of the HBOS bank to keep him quiet. Is that a display of greed and dishonesty ? It seems very much like it to me. The HBOS Chief wanted to carry on fleecing people of as much money as possible, no matter how wrong, how dishonest or how much damage it might do. This same nasty little creature is now an advisor to Gordon Brown and all those other weasels in Government.

They have now worked out ways of increasingly their stranglehold over even the pettiest financial transaction to the extent it is almost impossible to use money to pay someone without first of all paying a bank for the privilege of using your own money. The banks even have the cheek to force people to pay fees for taking their own cash out of their own bank accounts.

Just a a few years ago the banks even dreamed up the surreal idea of charging fairytale ‘penalty’ fees after designing the entire banking system to make it impossible for people to avoid endless mistakes being made. Clever idea that, and everyone somehow swallowed the confidence trick as all the banks colluded to swindle people out of billions of pounds – which they did.

The banks are now being taken to court over this particular little swindle and so far it looks as though they are losing.

If they do lose it would be because it is a swindle. It is unfair, it is dishonest and it is nasty and greedy. How else could you possibly describe it ?

What else can you call charging an impoverished young student or elderly pensioner hundreds of pounds for a an accidental unintended overdraft of perhaps only a few pence sometimes even caused entirely by the bank itself, but blatant theft.

The banks are, without doubt liars and thieves on an epic scale. And we have allowed them to get away with it.

Everyone has to obey the rules to join in the game of becoming prosperous otherwise they are rapidly excluded.

Except of course, those banks ! This is because the banks make up the rules as they go along. They can do this because they control every single movement of money from person to person or business to business. It is the banks, indeed, which create all the money everyone needs to use in the first place.

So the banks are deluded into imagining it is all their money and they have a divine right to grab as much of it as they can snatch every time it comes within their grasp.

Most people in the real world think doing something like that is theft. Law courts tend to throw people into prison for expropriating other people’s money that doesn’t belong to them; but not the banks. They seem to be mysteriously immune from being labeled criminal.

So, the banks control every aspect of the economy directly or indirectly. They create all the money in use, more or less. So why the Credit Crunch ?

Simple, the banks suddenly panicked as they realised their dishonesty and distortion of money had gone too far and was uncontrollable as they were now in the business of fleecing each other as well as the public. The banks couldn’t trust each other any more, so they thought all their borrowers couldn’t be trusted either.

The banks stopped lending to each other and kept hold of what money they could. As the supply of money dried up banks stopped lending to businesses and recalled loans at every opportunity. They couldn’t care less if forcing people to give back loans they were relying on to keep their business going destroyed jobs. The banks didn’t care if they ruined people’s lives by making them homeless when they were evicted from their houses.

The banks ruthlessly started removing gigantic amounts of money from the financial system, instantly wrecking businesses and individual’s ability to trade with each other and be able to have a job.

I’d say the banks were a pretty evil bunch of criminally inclined bastards. What do you think ?

2008 – DOOM AND GLOOM

What will 2009 bring?

By Guest Blogger ‘Making Money Sense’

Sunday 8th February 2009

For most of us, 2008 was a difficult and nerve-racking year, and we were all glad to see the back of it, but is 2009 likely to be any better? The Credit Crunch and all its attendant problems are far from over and despite the two base rate reductions last month and again last week things still look very bleak.

So, what can we expect in the months to come? The predictions are that the base rate will drop further, possibly even following the Americans down to 0%, but will this help? Those fortunate enough to already have Tracker rate mortgages will benefit, and lenders will no doubt again be pressured into passing on these reductions and drop mortgage rates across the board. But in reality, this is an illusion. Few will benefit from reduced mortgage rates, just as few have benefited from the last three drops in the bank rate. Why? Because mortgage lenders in particular are giving with one hand and taking back with the other. Along with the reduced rates are the lower loan-to-value ratios, and with the drop in property values, the majority of people no longer qualify for the rates offered, so we are back to square one.

Lenders are also tightening their criteria to ridiculous lengths. I’m sure we all agree that handing out huge loans to the self-employed odd-job man who self-certified his income at £200k is little short of insane. That’s the kind of irresponsible lending that was the primary cause of the mess we are now in. But, taking things to the other extreme, as one well-known high-street lender is doing, doesn’t help anyone. The said lender, having dropped their Standard Variable Rate to less than 5% is now calculating ALL mortgage applications at 7% on a Repayment basis. This means that someone applying for an Interest Only mortgage for £150k on a Tracker rate of 4% would in actual fact be paying £500 per month. However, in order to qualify for the mortgage he would have prove he could pay £1200 per month to get it!

Everything the government has apparently done to help the cash-strapped public is an illusion and lenders are not sympathetic to their problems. I have clients who are desperate to reduce their costs by remortgaging and consolidating, but although this makes absolute sense from an affordability point of view, its seems lenders are no longer using affordability as a yardstick for assessing a mortgage or loan. They’ve tightened up their criteria to the point where they might just as well hang out a sign saying “no more mortgages, loans or finance until further notice”. At least it would save everyone the frustration of applying for mortgages and then being declined on some stupid technicality.

Alastair Darling threatened to force banks and lenders to help the public, and whilst no-one wants to see the financial institutions nationalized, perhaps that’s the necessary evil needed to turn things around. The last time the world was in this situation, it took WWII to pull us out ….. desperate times call for desperate measures …. but if they had to chose, the majority of people would prefer nationalised banking to another World War!

So maybe its time we all took the time to exercise our rights and start putting pressure on our MP’s to get the government to do something practical, even if it does mean the government taking control of banking in the short-term.

In the meantime, the next blog will explore ways in which we can help ourselves to stave off the horrors of repossession and bankruptcy.

THE ONE EYED SCOTTISH IDIOT

When a particular person is Scottish, has only one working eye, and is most definitely perceived as a complete idiot by tens of thousands of people, possibly even millions, because he has caused immense damage to the whole of the British nation with his stupidity, is it gratuitously offensive to describe him as a one eyed Scottish idiot ?

Gordon Brown is an idiot, he is Scottish, and he is one eyed. But that narrow minded group of people – the politically correct – would not like their hero described quite truthfully by BBC Top Gear presenter Jeremy Clarkson as a one eyed Scottish idiot because, as always, they would like to censor free speech.

It’s part of their Orwellian dream of controlling ‘thoughtcrime’. It is another example of how creeping erosion of all our freedoms starts by all dictatorships preventing freedom of thought and expression, punishing people for saying things the Government doesn’t like to hear. It tends to make the masses restless and rebellious against their power crazed political masters.

We had Carol Thatcher being sacked with huge public fanfare by the politically correct and pompously narrow minded BBC for using the word Gollywog to describe the visual appearance of someone who does actually look just like the cartoon character dreamt up over half a century ago and turned into a popular and much loved soft toy for a whole generation of children.

In a parody of a police state where every small minded, ignorant person is encouraged to be a willing and enthusiastic informant, that ghastly BBC nitwit Adrian Chiles and equally ghastly Jo Brand, specialists in snide comments and lavatorial ‘humour, overheard Carol Thatcher make the ordinary and unremarkable throw away comment about a ‘Gollywog’ look- a -like.

With breathless self importance they ’snitched’ and reported the awful ‘thoughtcrime’ to their ‘bosses’. A shrill harpy of a senior BBC executive was then wheeled onto the ‘Today’ programme to explain how important it was that Adrian Chiles and Jo Brand should be protected from being offended by Carol Thatcher or anyone else mentioning the popular soft toy, fondly remembered as part of every child’s life when Carol was growing up a generation ago.

I suppose we should be grateful that Carol Thatcher only lost her job, instead of being thrown in jail, tortured and murdered by our oppressive socialist regime. But no doubt that will happen eventually as Britain is remorselessly turned into a third world totalitarian dictatorship by socialist misfits like Gordon Brown – the one eyed Scottish idiot, and his equally intellectually challenged cronies.

GOVERNMENT IS REALLY GOOD AT WASTING MONEY

I heard an item on Radio Four this morning about how we deal with young criminals. Apparently, we are very fond of arbitrarily imprisoning them in droves instead of actually trying to help them become decent citizens.

Each one costs , so Radio Four Said, £200 000 a year to imprison. That’s over £500 per day. HMMMMMMMMN !!!

Old fashioned boarding schools only cost a fraction of that.

Give me £500 day for each offender and I will absolutely guarantee to do a better job of turning them into decent people without torturing them with oppressive state institutional bureauocratic nonsense. AND I’ll become a millionaire, and then STILL give the taxpayer back about half the £500 a day it currently spends.

More later.

CAN WE SOLVE THE HOUSING CRISIS- YES WE CAN

Here is an interesting idea which might help stabilise the housing market and prevent the huge social poison of families being wickedly evicted from their home by nasty minded, grasping mortgage lenders with no concept of human decency between the lot of them.

Politicians Criminal Complicity in Bankers Greed – And Stupidity

Someone wrote this comment on BBC Reporter Robert Peston’s Blog yesterday and I thought it neatly summed up the causes of the current World wide financial meltdown and was well worth repeating.

‘I’m not a clever man. I didn’t go to University. I haven’t got any A levels. B ut I can see what is wrong and I can see that what we are doing is wrong.

This entire crisis has been caused by 3 things – greed, criminal complicity and stupidity.

The bankers greed, the politicians criminal complicity and our stupidity.

The banks knew what they were doing and did it on purpose. This cannot be an accident. Therefore to give them billions and allow them to continue as before means it is going to continue to get worse and worse.

The government with their ‘light touch of regulation’ didn’t cause it but they are wholy responsible. The basic rule – as every worker will tell you – is never trust anyone where money is concerned. So why did the governments behave like morons and believe they could trust the banks ?’

BANKS CREATED THE ECONOMIC DOWNTURN AND RECESSION

and all the poverty and misery that results from their actions.

Let me shed a little light on the financial crisis.

Money itself is simply a symbol of trust. It has no other value than to allow one person in possession of some money to pass it on to another person in exchange for something that does have real value – a loaf of bread, or something else that’s really useful, like a house to live in.

Our system of money is now in complete shambolic meltdown because nobody can trust it; it has become unreliable. Why ?

Because it has become unreliable, individuals and businesses are unable to be certain there will be an adequate flow of money for them to continue to function. Business cannot function without reliable flows of money purchasing it’s products from which it then pays it’s workers, who are then enabled to eat and pay their mortgage.

Money was originally ‘invented’ by banks as merely a trusted symbol of exchange to replace the clumsy idea of barter. They have been in control of it ever since. It is important to be an honest person when handling money as there is always a temptation to find an excuse to keep some or all of it for yourself.

Dishonesty has always been around to some extent, and there have always been people whose job it is to handle money not belonging to them, who have stolen some.

Because theft is so damaging and disruptive, society has always sought to achieve a high degree of honest morality in all public dealings of any kind. Without it, all civilisation crumbles into anarchy, chaos and brutality. Dictatorships, violence, famine and death have always been the consequence throughout history.

We have always recognised that banks have to be trustworthy for the system of money to be able to function at all. This is because the banks completely control everything that happens, or can happen to money – how reliable it is and how freely it moves from person to person.

Every time money moves from one person to another, it creates something useful and valuable; real wealth of some sort. Employment, enabling workers to use their wages to eat and house themselves.

Millions of people Worldwide are now losing their jobs, their houses and their wages enabling them to eat and survive. Homelessness and starvation is being forced on them, not because they do not want to work; on the contrary, they are pretty desperate to work. Very few people like to be idle.

The only reason these people’s lives are being wantonly destroyed is because the people and organisations in charge of maintaining the reliability and integrity of money have completely wrecked it.

Wrecked the whole delicate system of trading, rolling back civilisation to poverty and primitive barter as that fragile symbol of trust – money – is destroyed and debased by the very people we all trusted to cherish it on our behalf.

These people are the banks.

In recent times the banks have invented excuse after excuse to construct more and more reasons to take some of our money we entrusted to them for themselves.

Some examples of this, and there are many, might be the quaint idea of inventing something called the penalty charge. This can range from a charge of millions to a business, or a small amount to an individual who fails to precisely control even the pettiest detail of his finances.

This results in banks looking for excuses to ‘justify’ a penalty charge and their artfully constructed self-righteous, twisted, logic then turns their honest customer into an enemy with whom the bank battles with and often then irretrievably harms by wrecking every aspect of that person’s finances.

Every time this little bit of dishonest, fraudulent dealing occurs in some tiny little corner of the financial system, a small amount of trust is destroyed and ripples out far beyond that bank and the customer it is stealing from, magnified beyond recognition as it touches huge numbers of other people.

A good example of the cumulative effect of this is the ‘sub-prime’ mortgage. This is a farce. An artificial construction by banks designed to milk outrageous amounts of money from people unable to defend themselves from what amounts to blatant fraud in a form the law describes as ‘conversion’.

Conversion is simply when you unlawfully ’convert’ property rightfully owned by another to your own use in such a devious manner it cannot be legally seen as obvious common theft because it is disguised. Sounds familiar in your dealing with banks ?

The banks deliberately set out to create this type of mortgage because it is more profitable than the old fashioned type based on honest trust and fair dealing which no longer provided enough profits to fuel the bank’s rapacious greed.

This is how it is done.

A perfectly respectable, reliable, person has an ordinary mortgage with an old fashioned building society – one of those ‘high street’ lenders. That person’s life may be disrupted by common events. It may be divorce, sickness, temporary unemployment, for example. Nothing that would normally destroy people’s financial lives to the extent of being unable to have enough money to keep the roof over their head and feed themselves. Disruption of this sort normally happens to a huge proportion of the population.

What does a modern bank do when such a person become a few months in arrears with their mortgage ? Why, it first of all makes it more difficult for that person to recover their financial stability as the bank imposes arbitrary ‘penalty’ charges which are designed to rapidly mount up into thousands of pounds.

It then ‘black lists’ the unfortunate individual by notifying the credit agencies that they are financially unreliable. This is used as an excuse by any other financial organisation to make life even more impossible for that person by pushing them further and further into uncontrollable debt by using the excuse to milk them of more money by penalising them financially at every possible opportunity; using sanctimonious self-righteousness to blame the unfortunate individual they are manipulating for what the banks are actually doing themselves.

So, someone who may have a loan for only half the value of their house and be only as few as three months in arrears will have re-possession proceedings brought against them by the the bank. They are threatened with eviction and homelessness, with the inevitable consequences of forced unemployment, family breakup, increased debt and even illness.

The bank evicts them, and the house may remain empty so long it loses value as it deteriorates. Or it is likely to be sold at a considerable loss. That former homeowner is now blacklisted as too uncreditworthy to be lent money again by the ordinary high street mortgage lenders.

Curiously, that same bank just happens to wholly or partially own another company which also lends money for buying houses. But this one only lends to people with ‘impaired’ credit. The same sort of people who have just been refused an ordinary, standard mortgage.

People are also refused standard mortgages for infinitely more trivial reasons. They may have a county court judgement of just a few pounds against them. It may be such a frivolously brought claim they may have chosen to simply contemptuously ignore it.

But such a thing and a myriad other excuses are used by the banks to push people into the more profitable ’sub-prime’ mortgage lending arena with one of those subsidiary companies the banks own.

Or they are pushed into this rapacious ‘sub-prime’ lending market by all sorts of other restrictions manufactured by lenders.

A common one is the borrower not earning enough money to afford the ‘high street lender’s loan. Funny how that doesn’t stop the same financial organisation lending the money to the same ‘unreliable’ , ‘uncreditworthy’ person at higher rates of interest and with huge penalties imposed by another partly or even wholly owned lending business subsidiary to the one that refused the fairer loan !

Now the banks have manipulated someone into a position where the banks can produce an excuse to charge more for a mortgage – much more.

Enticed by a low starting rate of interest that escalates after a while to often as much as double monthly repayments and with penalty charges of thousands of pounds if the borrower has to terminate the mortgage in a year or two, the borrower has nowhere to turn.

All the banks collude to stop him obtaining an honest loan costing less. The banks want their extra profits ! And here is a mug who can’t complain and has nowhere to turn to and the banks know it. Don’t they just.

They have carefully manipulated their affairs by jointly creating this stranglehold over money by pooling their resources and their information to enable them to work together to create this extra profitable ‘sub-prime’ lending market. Pretty much exactly the same techniques used by the door to door rip off loan shark illegally charging annual percentage rates of thousands of per cent to impoverished workers.

It is exactly the same process at work. Fraud, theft, manipulation, threats, fear. These immoral sub-prime lenders have much in common with criminal door to door loan sharks and other thieves. Their victims are caught like flies in spiders webs. There is no escape.

But wait. It doesn’t just end there does it ? Having established this wicked system of modern banking that provides such huge profits to the banks, they wanted more. Greed is good they seemed to think. Yes, that’s what they said. Greed is good !

So they started using the same ludicrous types of manipulation on each other as lending between banks escalated beyond reason or comprehension to prop up the fragile system of deceit the banks were busy creating.

The banking system seemed to become more and more like a giant ‘Ponzi’ scheme where banks borrowed money from other banks to repay their own debts before it was discovered they had no money left at all to meet their obligations, because they had lent the lot as they forced increasingly large amounts of loans onto a gullible population who simply couldn’t understand what was going on.

All people could see was the value of houses increasing to levels of un-affordability where everyone was forced to borrow gigantic amounts of money just to have a home to live in.

But, like all ‘Ponzi’ or pyramid selling schemes based on fraud, the banking system was becoming more and more fragile. It was so riddled with double dealing, fraud, dishonesty and mistrust, banks became too fearful of even each other’s reliability to lend to each other anymore. The banks had successfully created a system based on deceit, mistrust and lies which had also spread into the whole wider community of individuals and business.

The Global banking system went into meltdown as money disappeared into the banks from wherever they could grasp it. The biggest con trick of all was persuading Governments ‘to bail them out’ by giving huge amounts of money – hundred of billions of pounds to stop them going bust and then even more of our money disappearing into oblivion.

The banks kept it for themselves where it is actually useless. Money is only useful and only performs it’s function when it keeps moving from person to person. The banks stopped the World money supply from moving.

So, in the same way the banks are the places where money is created to make trade and commerce become possible, so it is that money is destroyed and is now completely vanishing from existence by the banks being able to reverse the process.

That is exactly what the banks have done. It is the biggest fraud in history.

Looking for someone to blame other than themselves, the banks immediately blamed the ‘sub-prime’ borrowers.

The banks claimed it was all their fault because they were unreliable individuals who couldn’t afford to keep up the payments on the loans they should never have had in the first place; mainly because they were too poor to be able to afford them.

All those very bad borrowers had misled the poor innocent banks into lending them money. It was all their fault, the banks said. But they weren’t too poor for the banks to take their money, were they ?

The banks are liars. Sub-prime was deliberately created by the banks as a means to make more money and take advantage of people. and the banks in their breathtaking greed were too stupid to know when to stop, so they still haven’t stopped.

They are still foreclosing on homeowners even if there is loads of equity remaining in the property. Business loans are forcibly being demanded to be prematurely repaid to the banks and further new loans are rare and generally mostly unavailable.

So, the result is World-wide economic meltdown and poverty and misery of all sorts. Word wide trade and commerce is being destroyed by banks being irresponsible, greedy, and nasty.

Thank you very much, the banks.

PSSSST

Consider this.

A little clue it cannot be sub-prime lenders responsible for the gigantic sums of money disappearing into oblivion is simply that the amounts of money now vanishing into a black hole is apparently reaching into trillions -many trillions. It is a sum my calculator cannot understand or even cope with. So I haven’t much hope of understanding it either. Nor have you.

Let’s do some maths. If the average house price is £200 000 and the loan to buy it is 100 per cent, then one million sub-prime borrowers failing to pay a single penny of that back, ever, means a total loss to the banks of 200 000 million pounds or 200 billion pounds.

Of course this calculation is a complete fiction, because usually the banks re-possess the homes and get all their money back and then some. Sometimes, just sometimes, the banks will not be able to sell the homes for the full amount of the loan and there will be a loss. But the banks still won’t lose that money without pursuing the former homeowner for years to recover anything still owed from their wages.

The banks will not be suffering much in the way of loss from re-possessions and I imagine any losses are more than compensated by profit. So where might this loss they all whinge about be ? Search me ! Perhaps they might like to tell us ?

Here is a slightly more realistic calculation which tells another part of the story. The Council of Mortgage Lenders here in the UK say that each re-possessed house costs £35 000 to repossess. So each bad sub-prime mortgage loan is costing £35 000 and not actually the full value of the property at all.

Even that figure is misleading because it, apparently, is what the CML say the cost is, but they carefully bend the truth by omitting to mention that whole cost is usually born only by the borrower and never by the lender, unless the sale price of the property falls below the value of the loan; something almost unheard of here in the UK in normal circumstances.

But, assuming there is that cost of £35 000, and not arguing about who bears it, multiplying it by one million feckless sub-prime borrowers having their homes repossessed makes a total figure of 35 thousand million or just thirty five billion pounds,

Do you recall the hundreds of billions, even trillions of pounds forthcoming recently from Governments to subsidise the banks ? Seems to be a bit of a discrepancy here somewhere, don’t you think ?

Figures of annual repossessions in the UK were running at about 50 000 homes a year until a few months ago. Nothing like that fictional figure of one million used above. So what does fifty thousand repossessions look like costing at the official Council of Mortgage Lenders figure of £35 000 ?

Why, that comes down to only one thousand, seven hundred and fifty million pounds or 1.75 billion pounds; virtually all of which is borne by the borrower and is not a loss to the lender at all.

Frankly, I doubt if lenders even lose ten per cent of that and that would reduce the figure of apparent loss to just one hundred and seventy five million. Tiny, miniature, compared with the eye watering losses the banks are complaining about and the Governments are pumping into the banks to keep them from going broke. As America has about five times the population of the UK you might, roughly, multiply that figure by five to get an approximate figure for the USA. At 1.75 billion it’s nothing like the losses banks are claiming sub -prime mortgages have cost them, is it ?

That’s thousands of millions, or hundreds of billions, even trillions, remember ?

The inescapable conclusion is someone is not telling the truth ! I wonder who that could be ?

I think it might be the banks.

I was always told that people who didn’t tell the truth were called liars.

If the banks are lying, and it looks like they are, then how can they be trusted to be in charge of the money supply ?

BANKS CAUSED WORLD FINANCIAL COLLAPSE- NOT MORTGAGE BORROWERS

You might have noticed how, when the ludicrously described ‘Credit Crunch’ began a little while ago it was all blamed by the banks on those feckless individuals who took out laughingly called ‘sub-prime’ mortgages to buy houses.

But now the entire World financial system is in collapse with the global economy grinding to a halt, companies going bust and millions of people losing their jobs and houses with cataclysmic poverty stalking the Globe.

It is no longer just ‘those feckless individuals’ with sub-prime mortgages who are unable to pay their debts. It is viable, previously profitable businesses all over the World, even whole countries going bankrupt; forced into financial chaos by banks interfering and controlling borrower’s affairs, as the banks panic at the sheer enormity of what they have contrived to destroy through their greed and fraud.

Now the banks seem to be blaming each other, because the sheer scale of the Worldwide financial collapse has simply dwarfed the number of genuinely ‘feckless’ people who shouldn’t have taken out loans to buy their houses . There never were really that many people who were genuinely unreliable about paying their mortgages in the first place.

A closer look at what is now going on reveals that banks misused the power they gained over any group of people they persuaded to borrow money from them. The banks manipulated whole populations of borrowers created out of the banks brutal use of the psychology of persuasion.

Everyone was ruthlessly conned and brainwashed by the banks into imagining that it was OK, even necessary, to spend nothing but borrowed money for absolutely every purchase. All the ‘real’ money people and businesses actually earned for themselves was therefore controlled by the banks. All earned money was already fully committed to the banks to pay off existing bank loans before it was even earned.

So, the banks controlled ever more of the economy, both individual’s personal domestic expenditure and also that of every business. Everyone was expected to constantly increase their borrowing to enable the banks to create more money so the banks could take ever larger profits for themselves. Pure, raw greed ruled throughout the entire financial industry. Fraud became something institutionalised in virtually every part of financial services as the scale of dishonesty and graft grew larger day by day.

What has happened is the banks have been caught out trying to lie their way out of a problem entirely of their own creation. It never was a situation caused by sub-prime mortgages and hordes of dishonest home owners as the banks would like us all to believe.

The fact is the entire World economy is completely dependent on a system of money which very few people understand. Governments mostly don’t understand it and certainly few ordinary individuals understand it. Even most of the people working for banks don’t understand it, and even economists don’t seem to understand it as they often argue amongst themselves about how economics actually work.

Banks are entirely responsible for shaping the economic system and are the only custodians of the system of money. It is something they, themselves, designed in the first place. They designed it as an immense confidence trick which they could only get away with if they displayed reliability, probity and apparent total honesty of the highest degree.

The system relied on the banks restraining their greed; and so it worked more or less reasonably well when a fundamental requirement of working for a bank was honesty and integrity. Integrity, honesty and reliability have now been entirely swept into oblivion by the banks. ‘Greed is good’, they trumpet self righteously from their pompous, rubbery, bloated, personages as they pocket their enormous bonuses.

Greed and dishonesty took hold of the banks in recent years as they corrupted the entire financial system with a moral degradation of breathtaking dimensions.

It was they who invented the sub-prime mortgage as a device to milk even more money from their increasingly hard pressed population of modern customer-serfs now owned by the banks instead of mediaeval robber barons.

The banks simply devised one scheme after another to tighten their stranglehold over every single financial transaction made. The banks made it increasingly impossible for anyone to escape their clutches or for anyone to avoid using them for even the pettiest of financial transactions.

The beauty of that was that the banks could increasingly justify taking a cut of every transaction they were involved in. Their ‘cut’ became larger and larger as they discovered they could push the limits of credulity beyond their wildest dreams of greed.

They brainwashed everyone into believing it was a normal way of life to routinely use ‘credit cards’ (simply a clever device to force loans onto people who neither wanted them or needed them). They invented the quaint idea of ‘penalty’ charges that could run into thousands of per cent in annual interest terms. No one questioned them, let alone stopped their rapacious, destructive, nasty, greed.

We were all completely bemused and baffled – caught like rabbits in the headlights of confabulated nonsense jargon and incomprehensible, arcane, rubbishy, banking language used to disguise the reality of blatant theft.

They further brainwashed people into believing it was somehow a good idea to borrow money to buy all the usual everyday things of life immediately and pay for them later. This way the banks could take a percentage of everything anyone spent on absolutely anything at all.

They neglected to inform people it would mean they would be paying for everything twice or three times over. The banks didn’t want anyone to realise it was much cheaper to actually save up to buy everyday domestic items.

As the banks conned every increasingly gigantic amounts of money out of the population, they had to keep on lending ever larger sums somewhere as the last thing you can do with money is store it inertly in a bank vault or under your bed where it is of no earthly use to anyone.

So the banks invented ever more abstract forms of money and lending that flew around the World financial systems from bank to bank like an insane, manic pass the parcel game as the minute any bank was in possession of any actual money it had to get rid of it as fast as possible in the form of a loan to someone, somewhere. It didn’t matter who or where as long as they got rid of the cash as fast as possible – anywhere.

So, larger and larger mountains of cash were manufactured by the banks originally designed confidence trick of ‘Fractional Reserve Banking’ successfully foisted on Governments and populations the World over.

No one seemed to understand that it meant banks had the ability literally manufacture unlimited amounts of money as long as they could find someone to lend it to, meanwhile shaving off their own cut. More loans made, more of a cut for the banks – more profit, bigger bonuses. No loans, no banker’s cut; simple.

And now the banks have found it is wildly out of control. Their inherent dishonesty means they can no longer even trust each other. If honesty and integrity had been maintained there would have been no financial crisis. It was entirely caused by banker’s greed and manipulation of the system of money away from reality and into the realms of pure fantasy.

It is the banks, and the banks alone who are responsible for the awful consequences of global Economic meltdown.

The banks have destroyed everyone’s confidence in money and the financial system as a whole. Isn’t it about time someone did something about them ?

DEMENTED UK GOVERNMENT ANNOUNCES ‘NHS CONSTITUTION’

Hotfoot from listening to this morning’s 6 a.m. news I have this latest little gem of insane stupidity from Gordon Brown and Co. – those morons in charge of the UK government who are intent on completely destroying this country as fast and comprehensively as they possibly can.

Goofy Gordon’s Government has announced a momentously time wasting and entirely silly document apparently called the ‘NHS Constitution’.

I think their empty little brains must have been so full of yesterday’s grand American Presidential inauguration they thought it would be clever to launch something called a ‘Constitution’ to show everyone how clever and important they are too.

So, instead of the NHS spending it’s time and money getting on with the business of saving patients lives by providing the medical treatment it was set up to provide, it has found a new way of avoiding spending money on treating patients and re-directing it instead into even more creatively mad bureaucracy.

I have no doubt this breathlessly important ‘NHS Constitution’ has cost a lot of time and money and employed loads of mindless bureaucrats for ages. The document talks about ‘patients rights and obligations’ and ‘responsibilities’ and tells us ‘what to expect’ from the NHS.

I thought we expected medical care from the NHS. Apparently not. It now seems there is an urgent need to be told the majority of the NHS funding and other activities will be moving further and further away from paying doctors to look after patients and more towards being a job creation scheme for bureaucrats.

I am sure we all feel much better to be told what we can now expect from the NHS. Most people fondly imagined, I suppose, that they expected a good standard of medical care from the NHS.

No doubt everyone will be much relieved to be told in this manically self important NHS Consititution ‘document’ that all they can now expect is even faster deterioration of the NHS as getting any medical treatment at all becomes more and more difficult or impossible, as NHS ‘Resources’ are ‘Rationed’ away from providing useful medical treatment and towards expanding the NHS bureaucracy instead.

ISRAEL AND GAZA – A SERIOUSLY NASTY SITUATION -

HMMMMN !

Israel is being Seriously nasty. It is disgusting that children are being randomly killed in Gaza and homes being destroyed. The death toll is inhumane and horrible; unforgivable .

BUT, what choice did Israel have ?

Hamas in Gaza were continuously firing rockets into Israel long before Israel lost patience and fired back.

So who is really at fault here ?

Any person or State continuously firing murderous rockets randomly into a civilian population and killing them is uncivilised and stupid, primitive and ignorant.

If this continues, it seems there is ultimately no choice whatever but to retaliate with equally obscene violence to end it.

Think About it !

What would you do ?

Just sit there and do nothing ?

Let the rockets from Hamas continue ?

Do let me know !

A Life Without Mum

At 16, Clover Stroud’s idyllic childhood was shattered when a riding accident left her mother severely brain-damaged. Now, 15 years on, funding for her care is being withdrawn. Can that be right?

By Clover Stroud

The Guardian, Saturday 6 January 2007

In the late morning of November 25 1991, my mother was riding on a disused airfield in Gloucestershire when her horse slipped and fell on a strip of concrete. She was wearing a riding hat but her head took the full impact. She was admitted to intensive care in Bristol in a deep coma, and was operated on that afternoon. Her prognosis was very bleak. The neurologist operated on Mum a second and third time over the next two months. We wish he had not.

Her reawakening, four months later, was very slow: there was never a movie moment when she opened her eyes and normality returned. Mum never came back, and she never looked like herself again either. Flaps of her skull were cut away to relieve the pressure in her brain and she had a big scar running from one ear to the other over the top of her shaved head. One of her eyes was partly shut, and has never reopened. So as she awakened she stared at us – her five children and my father – from her one good eye, looking frightened, angry, alone, because she, like us, was trying to work out what had happened, who she had become.

I am the youngest of five children. Mum had my oldest sister when she was in her 20s, and me in her 40s, and what she loved was chaotic family life. She had three children, my siblings Emma, Sophy and Tom, before